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RONA

Active
Private limited companyfounded 20251 yr activeKoninksemsteenweg 7, 3700 Tongeren-Borgloon, BelgiumKBO/BCE: BE 1018.179.702
Summary

The computed 12-month bankruptcy probability of RONA is 2.4% (moderate). The 2025 annual accounts show equity of €21,436 and a net result of €18,436. Its solvency ranks better than 57% of 13604 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes
Profitability100
Solvency64
Growth-
Track record67
Bankruptcy probability, 12 months
2.4% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,000 at 30 days acceptable
Liquidity short (current ratio 0.79; short-term debt: 61.3% and cash: 40.5% of total assets), and 61.3% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Food and beverage service activities (NACE 56)
about 206% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
38.7%
Return on assets
33.3%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-09-2026, 54 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2025
54 d late
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 3 January 2025, RONA was incorporated as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
€21,436
Total assets
€55,421
Net result
€18,436
Working capital
-€7,069

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €55,421
Fixed assets €28,505
Current assets €26,916
Equity and liabilities €55,421
Equity €21,436
Debt €33,985
Debt finances 61.3% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€26,484
Cash flow
€21,350
Current ratio
0.79
Quick ratio
0.69
Debt to equity
1.59
ROE
86.0%
ROA
33.3%
Interest coverage
235.79
Debt ≤ 1 year
€33,985
Income taxes
€5,024
Staff costs
€4,073

Peer companies

Historical observation

Of the 11,280 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 97% are still going.

  • Micro
  • under 2 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.7% went bankrupt
2.6% stopped otherwise
97% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 2.4% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 11,280 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 39 lines
Balance sheet Code2025
Assets
Total assets20/58€55,421
Fixed assets21/28€28,505
Tangible fixed assets22/27€28,505
Land and buildings22€6,779
Plant, machinery and equipment23€4,439
Furniture and vehicles24€17,286
Current assets29/58€26,916
Stocks and contracts in progress3€3,478
Stocks30/36€3,478
Cash at bank and in hand54/58€22,469
Deferred charges and accrued income490/1€969
Equity and liabilities
Total equity and liabilities10/49€55,421
Equity10/15€21,436
Contributions10/11€3,000
Profit (loss) carried forward14€18,436
Amounts payable17/49€33,985
Amounts payable within one year42/48€33,985
Trade debts44€12,211
Suppliers440/4€12,211
Taxes, remuneration and social security45€9,454
Taxes450/3€9,046
Remuneration and social security454/9€408
Other amounts payable47/48€12,320
Income statement Code2025
Remuneration, social security and pensions62€4,073
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2,913
Other operating charges640/8€2,792
Gross operating margin9900€33,350
Operating profit (loss)9901€23,571
Financial income75/76B€14,984
Recurring financial income75€464
Non-recurring financial income76B€14,521
Financial charges65/66B€15,094
Recurring financial charges65€112
Non-recurring financial charges66B€14,982
Profit (loss) for the period before taxes9903€23,461
Income taxes67/77€5,024
Profit (loss) for the period9904€18,436
Profit (loss) for the period to be appropriated9905€18,436
Appropriation of the result
Profit (loss) to be appropriated9906€18,436

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Remuneration, social security and pensions62€4,073
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2,913
Other operating charges640/8€2,792
Gross operating margin9900€33,350
Operating profit (loss)9901€23,571
Financial income75/76B€14,984
Recurring financial income75€464
Non-recurring financial income76B€14,521
Financial charges65/66B€15,094
Recurring financial charges65€112
Non-recurring financial charges66B€14,982
Profit (loss) for the period before taxes9903€23,461
Income taxes67/77€5,024
Profit (loss) for the period9904€18,436
Profit (loss) for the period to be appropriated9905€18,436
Line2025
Assets
Total assets20/58€55,421
Fixed assets21/28€28,505
Tangible fixed assets22/27€28,505
Land and buildings22€6,779
Plant, machinery and equipment23€4,439
Furniture and vehicles24€17,286
Current assets29/58€26,916
Stocks and contracts in progress3€3,478
Stocks30/36€3,478
Cash at bank and in hand54/58€22,469
Deferred charges and accrued income490/1€969
Equity and liabilities
Total equity and liabilities10/49€55,421
Equity10/15€21,436
Contributions10/11€3,000
Profit (loss) carried forward14€18,436
Amounts payable17/49€33,985
Amounts payable within one year42/48€33,985
Trade debts44€12,211
Suppliers440/4€12,211
Taxes, remuneration and social security45€9,454
Taxes450/3€9,046
Remuneration and social security454/9€408
Other amounts payable47/48€12,320
Line2025
Profit (loss) for the period9904€18,436
+ Depreciation and write-downs630€2,913
Operating cash flow (approximation)€21,350

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
23-09
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 54 days late
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tongeren-Borgloon · 1 establishment unit since 2025
seat establishment The establishment unit on the map
Ground area
149 m²
Building footprint
134 m²
Volume, LiDAR
716 m³
Parcel 73083D0242/00F000, Flanders · tallest building 8.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
RONA
Koninksemsteenweg 7, 3700 Tongeren-BorgloonCafés and bars
since 20252.368.808.789
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
73083D0242/00F000 Flanders 149 m² 1 · 134 m² 8.5 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Food safety, FASFC

1 site
Tongeren-Borgloon2.368.808.789
1 permission
Drankgelegenheid · since 03-01-2025

Similar companies · same sector, comparable size

Of 14,005 companies in sector 56301 we hold annual accounts for 4,897. 4,012 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded03-01-2025
Fiscal year end31-12
Activities, NACEBEL 2025
56301Cafés and bars
25530Machining of metals
33200Installation of industrial machinery and equipment
43211General electrical installation work
47521Retail sale of hardware, building materials, paint and glass (general range)
47830Retail sale of motorcycles and motorcycle parts and accessories
E-invoicing
Reachable via Peppol
Peppol ID 0208:1018179702
Registered 15-01-2025

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.