Equity
€383,074 ▲ 15.1%
SOFTWARE-PROJECTS has made a profit in every financial year since 2006.
SOFTWARE-PROJECTS
Lifetime
20 annual accounts with figures on one time axis, 24 filings since 2002peak €71,777 (2021)
€71,275▲ 13.6%
peak €50,143 (2025)
€50,143▲ 27.7%
peak €383,074 (2025)
€383,074▲ 15.1%
€159,053▲ 4.7%
Board1 name since 2001
1 directorVan Meerbeeck Serge
Documentsfilings and deeds
13-03-2026140 days before the deadline
2025micro format
Gross margin from €62,745 to €71,275Result from €39,278 to €50,143Equity from €332,931 to €383,074Cash from €255,668 to €339,968
Key points
from the 2025 annual accountsFilings
24 annual accounts since 2002
The last five annual accounts were filed 24 to 140 days before the end of the period.
Position in the sector
€383,074
More equity than 92% of companies in computer programming and consultancy. Sector median €69,090 · 21,199 companies.
Checked score
95
Excellent
Financially stronger than 60% of micro companies in computer programming and consultancy (NACE 62)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 25,925 companies (NACE 62, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025highest value
08-2025: < 0.1%● unchanged vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026lowest value
05-2026: < 0.1%● unchanged vs 04-2026lowest value
06-2026: < 0.1%● unchanged vs 05-2026lowest value
07-2026: < 0.1%● unchanged vs 06-2026lowest value
08-2026: < 0.1%● unchanged vs 07-2026lowest value
09-2026: < 0.1%● unchanged vs 08-2026lowest value
10-2026: < 0.1%● unchanged vs 09-2026lowest value
11-2026: < 0.1%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
lowers risk
Liquidity: current ratio 3.39, cash €339,968
Size: total assets €542,127
Equity €383,074 (70.7% of total assets)
Sector: Computer programming, consultancy and related activities (NACE 62)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 64% of them on solvency, 73% on liquidity, 40% on profitability and 61% on growth.
The bankruptcy probability was computed on 06-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 20,137 companies had the same profile as SOFTWARE-PROJECTS has now. Each dot stands for 51 companies, two years later.
95.0%
were still trading
4.7%
stopped another way
0.2%
went bankrupt
That fits the bankruptcy probability of SOFTWARE-PROJECTS itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 20,137 companies, not a prediction for SOFTWARE-PROJECTS. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €35,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 3.39 (3.15 in 2024), above the usual 1.5. Short-term debt is 29.3% and cash 62.7% of total assets. 29.3% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
5 signals, none raises the risk
Five signals.
lowers riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-03-2026, 140 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
140 days early
2024
24 days early
2023
42 days early
2022
40 days early
2021
33 days early
2020
31 days early
2019
44 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 51 days before the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 21 June (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
07-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Change of role: Van Meerbeeck Serge, from director, formerly manager to director
Director discharge: Van Meerbeeck Serge · Gazette deed
First establishment
Draaibankstraat 93, Mechelen
Incorporation
published on 16-10-2001 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| SOFTWARE-PROJECTS Mechelen | €542,127 | €71,275 | 70.7% | - |
| MOD SOFTWARE Brasschaat | €481,336 | €73,577 | 98.5% | - |
| PJ - SOFT Bonheiden | €552,161 | €61,830 | 33.6% | - |
| SDCA Zoersel | €642,713 | €71,385 | 73.8% | - |
| JD SOFT Brecht | €526,147 | €65,621 | 90.8% | - |
| DMC Computing Westerlo | €606,433 | €75,201 | 95.3% | - |
| Restocheck Leuven | €475,011 | €71,785 | 36.5% | 0.3 |
These companies have the same main activity as SOFTWARE-PROJECTS: computer programming (NACE 62100). They are comparable in size and age: total assets between €475,000 and €643,000, founded between 1997 and 2005.
Official details
Source: KBO- Status
- Active since 03-10-2001Normal situation
- Activity
- Computer programmingNACE 62100and 1 other
- Establishment unit
- 2.095.273.3432800 Mechelen, since 16-10-2001
- Financial year end
- 31 December
- Peppol
- Reachable
Annual accounts 2025
- ≈ €170,000estimated
- €542,127▲ 11.8%
- Filing
- Filed on 13-03-2026, 140 days before the end of the filing period
Insights on SOFTWARE-PROJECTS
SOFTWARE-PROJECTS files the micro format. That format states no turnover. The gross margin rose from €16,072 in 2006 to €71,275 in 2025.
The balance sheet grew most from 2007 to 2009 through fixed assets.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about SOFTWARE-PROJECTS
- What is the company number of SOFTWARE-PROJECTS?
- The company number of SOFTWARE-PROJECTS is 0475.764.214. The VAT number is the same number with BE in front: BE 0475.764.214.
- Where is SOFTWARE-PROJECTS based?
- The registered office is at Draaibankstraat 93, 2800 Mechelen.Company details
- What does SOFTWARE-PROJECTS do?
- According to the KBO register, the main activity is computer programming (NACE 62100).
- What is the legal form of SOFTWARE-PROJECTS?
- SOFTWARE-PROJECTS is a private limited company (BV).
- When was SOFTWARE-PROJECTS founded?
- SOFTWARE-PROJECTS was founded on 03-10-2001.
- Is SOFTWARE-PROJECTS still active?
- Yes, SOFTWARE-PROJECTS is an active enterprise in the KBO register.
- What is the turnover of SOFTWARE-PROJECTS?
- The turnover in financial year 2025 is ≈ €170,000. This figure is estimated from the gross margin of €71,275 and 41 comparable companies (NACE 62100). It probably lies between €140,000 and €210,000.Financials
- Is SOFTWARE-PROJECTS profitable?
- In financial year 2025, SOFTWARE-PROJECTS made a profit of €50,143.
- Where can I find the annual accounts of SOFTWARE-PROJECTS?
- SOFTWARE-PROJECTS filed 24 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of SOFTWARE-PROJECTS due?
- SOFTWARE-PROJECTS must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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