Equity
€123,434 ▲ 4.7%
MOCO has made a profit in every financial year since 2020.
MOCO
Overview
Lifetime
6 annual accounts with figures on one time axispeak €141,025 (2024)
€75,828▼ 46.2%
peak €68,918 (2021)
€5,569▼ 91.3%
peak €173,889 (2022)
€123,434▲ 4.7%
€58,018▼ 23.2%
Board2 names since 2020
2 directors and 1 other
Documentsfilings and deeds
27-08-202627 days late
2025micro format
Gross margin from €141,025 to €75,828Result from €63,976 to €5,569Debts from €75,552 to €58,018Cash from €63,648 to €98,512
Key points
from the 2025 annual accountsResult
€5,569 ▼ 91.3%
The result fell in 2025 from €63,976 to €5,569.
Turnover
≈ €310,000 estimated
The micro format states no turnover.
Investments
€37,350 1.8 × depreciation
Green is investment, beige is depreciation.
Liquidity
4.12 was 2.41 in 2024
Short-term debts fell from €63,334 to €30,262.
Filings
6 annual accounts 5 late
The 2021 accounts came latest: 31 days after the end of the period.
Checked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 5,047 companies had the same profile as MOCO has now. Each dot stands for 13 companies, two years later.
94.0%
were still trading
3.8%
stopped another way
2.2%
went bankrupt
Test of the method
The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 5,047 companies, not a prediction for MOCO. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Board and ownership
Director
Director
- 50 sharesdeed of 24-04-2020
- 50 sharesdeed of 24-04-2020
Recent changes
Incorporation
Founding capital of €4,000, 100 shares · Founders: (oprichter comparant) and (oprichter comparant) · Appointments: (director) and (director) · published on 24-04-2020 · Gazette deed
First establishment
Rozenhoflaan 40, Meise
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| MOCO Meise | €181,452 | €75,828 | 68.0% | - |
| DB Châssis Steenokkerzeel | €165,161 | €80,807 | 64.0% | - |
| 3Roots Lubbeek | €203,482 | €88,385 | 78.3% | - |
| Dekiere Interieurs Menen | €186,353 | €74,593 | 33.6% | - |
| Heyse Interieur Deinze | €180,215 | €79,584 | 26.7% | - |
| RC MENUISERIE Charleroi | €183,910 | €73,081 | 27.6% | - |
| ALECAM Amay | €181,957 | €69,116 | 8.6% | - |
These companies have the same main activity as MOCO: joinery installation (NACE 43320). They are comparable in size and age: total assets between €165,000 and €203,000, founded between 2019 and 2021.
Official details
Source: KBO- Status
- Active since 22-04-2020Normal situation
- Activity
- Joinery installationNACE 43320and 3 others
- Establishment unit
- 2.304.302.6031860 Meise, since 22-04-2020
- Financial year end
- 31 December
- Peppol
- Reachable
Annual accounts 2025
- €75,828▼ 46.2%
- €5,569▼ 91.3%
- €123,434▲ 4.7%
- €181,452▼ 6.2%
- Employeeson 31-12-2025
- 1=
- Filing
- Filed on 27-08-2026
Insights on MOCO
MOCO files the micro format. That format states no turnover. The gross margin rose from €56,844 in 2020 to €75,828 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 27-08-2026, 27 days late€75,828
▼ 46.2%
€8,884
▼ 89.1%
€5,569
▼ 91.3%
€94,308
▲ 5.5%
68.0%
▲ 7.1 percentage points
4.12
▲ 1.70
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €310,000. Estimated: probably between €220,000 and €470,000.
Balance sheet
balance sheet total €181,452 on 31-12-2025What the company ownsHow it is paid for
in euro
in euro
Position in the sector
68.0%
Higher than 73% of 37,177 companies in 2025.
4.12
Higher than 80% of 36,472 companies in 2025.
3.1%
Higher than 37% of 36,707 companies in 2025.
MOCO
Middle half of the sector
80% of the sector
Micro accounts in specialised construction (NACE 43)
Net result: middle half · Equity: middle half · Balance sheet total: middle half · Working capital: top quarter
Staff
€43,297
Staff costs divided by the average number of full-time equivalents.
people who joined
people who left
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|---|
| Balance sheet: assets | |||||||
20/58 |
181,452 | 193,417 | 229,696 | 267,561 | 167,027 | 85,549 | |
21/28 |
56,881 | 40,671 | 58,203 | 59,521 | 9,397 | 15,329 | |
22/27 |
56,881 | 40,671 | 58,203 | 59,521 | 9,397 | 15,329 | |
23 |
148 | 401 | 917 | 948 | 1,847 | 2,746 | |
24 |
56,734 | 40,270 | 57,286 | 58,572 | 7,550 | 12,583 | |
29/58 |
124,570 | 152,745 | 171,493 | 208,041 | 157,630 | 70,220 | |
40/41 |
23,302 | 86,918 | 66,320 | 70,133 | 18,057 | 17,228 | |
40 |
20,137 | 82,796 | 62,049 | 65,724 | 18,057 | 17,228 | |
41 |
3,165 | 4,122 | 4,271 | 4,409 | - | - | |
50/53 |
- | - | 71,277 | 72,813 | 72,813 | 9,411 | |
54/58 |
98,512 | 63,648 | 32,615 | 64,794 | 66,760 | 43,582 | |
490/1 |
2,757 | 2,179 | 1,281 | 300 | - | - | |
| Balance sheet: equity and liabilities | |||||||
10/49 |
181,452 | 193,417 | 229,696 | 267,561 | 167,027 | 85,549 | |
10/15 |
123,434 | 117,865 | 90,129 | 173,889 | 111,829 | 42,912 | |
10/11 |
4,000 | 4,000 | 4,000 | 4,000 | 4,000 | 4,000 | |
10 |
- | - | - | - | 4,000 | - | |
100 |
- | - | - | - | 4,000 | 4,000 | |
13 |
119,434 | 113,279 | 86,129 | 169,889 | 107,829 | 400 | |
130/1 |
- | - | - | - | 400 | 400 | |
130 |
- | - | - | - | 400 | 400 | |
133 |
119,434 | 113,279 | 86,129 | 169,889 | 107,429 | - | |
14 |
0 | 586 | - | - | - | 38,512 | |
17/49 |
58,018 | 75,552 | 139,567 | 93,672 | 55,197 | 42,637 | |
17 |
27,648 | 12,218 | 21,887 | 31,463 | - | - | |
170/4 |
27,648 | 12,218 | 21,887 | 31,463 | - | - | |
42/48 |
30,262 | 63,334 | 117,680 | 62,209 | 55,197 | 42,637 | |
42 |
16,458 | 9,669 | 9,576 | 9,484 | - | - | |
44 |
0 | 7,736 | 10,373 | 1,843 | 7,574 | 16,036 | |
440/4 |
0 | 7,736 | 10,373 | 1,843 | 7,574 | 16,036 | |
45 |
13,053 | 12,398 | 24,622 | 47,397 | 45,991 | 26,335 | |
450/3 |
7,847 | 8,222 | 15,638 | 47,397 | 40,691 | 22,335 | |
454/9 |
5,206 | 4,177 | 8,984 | - | 5,300 | 4,000 | |
47/48 |
752 | 33,531 | 73,109 | 3,485 | 1,632 | 267 | |
492/3 |
108 | - | - | - | - | - | |
| Income statement | |||||||
9900 |
75,828 | 141,025 | 94,971 | 92,624 | 93,700 | 56,844 | |
62 |
43,297 | 40,483 | 36,620 | - | 11 | - | |
630 |
21,140 | 17,532 | 17,067 | 11,721 | 5,932 | 4,092 | |
640/8 |
2,507 | 1,656 | 2,820 | 890 | 880 | 644 | |
9901 |
8,884 | 81,354 | 38,464 | 80,013 | 86,876 | 52,108 | |
75/76B |
0 | 265 | 574 | 0 | - | - | |
75 |
0 | 265 | 574 | 0 | - | - | |
65/66B |
896 | 461 | 504 | 503 | 75 | 40 | |
65 |
896 | 461 | 504 | 503 | 75 | 40 | |
9903 |
7,988 | 81,159 | 38,534 | 79,510 | 86,801 | 52,068 | |
67/77 |
2,418 | 17,183 | 2,294 | 15,950 | 17,884 | 13,157 | |
9904 |
5,569 | 63,976 | 36,240 | 63,559 | 68,918 | 38,912 | |
9905 |
5,569 | 63,976 | 36,240 | 63,559 | 68,918 | 38,912 | |
| Appropriation of the result | |||||||
9906 |
6,155 | 63,976 | 36,240 | 63,559 | 107,429 | 38,912 | |
14P |
586 | - | - | - | 38,512 | - | |
791/2 |
0 | 36,240 | 120,000 | - | - | - | |
691/2 |
6,155 | 63,390 | 36,240 | 62,059 | 107,429 | 400 | |
6920 |
- | - | - | - | - | 400 | |
6921 |
6,155 | 63,390 | 36,240 | 62,059 | 107,429 | - | |
694/7 |
0 | 36,240 | 120,000 | 1,500 | - | - | |
694 |
0 | 36,240 | 120,000 | - | - | - | |
695 |
- | - | - | 1,500 | - | - | |
| Social balance sheet | |||||||
9087 |
1 | 1 | 1 | - | - | - | |
Hours worked1013 |
1,362 | 1,400 | 1,248 | - | - | - | |
| Document | |||||||
The notes to these accounts have 15 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 27-08-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank2025 annual accounts filed 27 days after the deadline. Filed on 27 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00435093.
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 27-08-2026 | 2026-00435093 | |
| 31-12-2024 | micro format | 30-07-2025 | 2025-00329397 | |
| 31-12-2023 | micro format | 30-08-2024 | 2024-00401665 | |
| 31-12-2022 | micro format | 31-08-2023 | 2023-00394101 | |
| 31-12-2021 | micro format | 31-08-2022 | 2022-20377325 | |
| 31-12-2020 | micro format | 04-08-2021 | 2021-45800579 |
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|---|
| 30,023 | 98,887 | 55,531 | 91,735 | 92,808 | 56,201 | ||
| 26,709 | 81,508 | 53,308 | 75,281 | 74,850 | 43,004 | ||
| 37,350 | 0 | 15,750 | 68,595 | 0 | 19,421 | ||
| 34,864 | 31,034 | -32,179 | -1,966 | 23,178 | - | ||
| 94,308 | 89,412 | 53,813 | 145,831 | 102,433 | 27,583 | ||
| 68.0% | 60.9% | 39.2% | 65.0% | 67.0% | 50.2% | ||
| 4.12 | 2.41 | 1.46 | 3.34 | 2.86 | 1.65 | ||
| 0.47 | 0.64 | 1.55 | 0.54 | 0.49 | 0.99 | ||
| 4.5% | 54.3% | 40.2% | 36.6% | 61.6% | 90.7% | ||
| 3.1% | 33.1% | 15.8% | 23.8% | 41.3% | 45.5% | ||
| 33.51 | over 100 | over 100 | over 100 | over 100 | - |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Social balance sheet
| Item | 31-12-2025 | 31-12-2024 | 31-12-2023 |
|---|---|---|---|
| Employees at the balance-sheet date | 1 | 1 | 1 |
| full-time | 0 | 0 | - |
| part-time | 1 | 1 | 1 |
| in full-time equivalents | 0.9 | 0.9 | 0.9 |
| 0.9 | 0.9 | 0.9 | |
| On a permanent contract | 1 | 1 | 1 |
| Joined | - | - | 1 |
| Left | - | - | 0 |
Source: social balance sheet in the 2023 to 2025 annual accounts
Investments
fixed assets acquired| Item | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Tangible fixed assets | €37,350 | - | €15,750 | €68,595 | - |
| Financial fixed assets | €0 | - | - | - | - |
| €21,140 | €17,532 | €17,067 | €11,721 | €5,932 |
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
Insights on MOCO
The operating result for 2025 is 89% lower than in 2024 and the lowest since 2020.
Debt's share of the balance-sheet total falls from 39.1% to 32.0%. Equity is higher and debt is lower.
Board & ownership
Board
2 directors, since incorporationDirector (not named in the articles)
appointed by deed of 24-04-2020
term without a fixed end
listed in the 2024 annual accounts, filed on 30-07-2025
Director (not named in the articles)
appointed by deed of 24-04-2020
term without a fixed end
listed in the 2024 annual accounts, filed on 30-07-2025
- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- Each director alonedeed of 24-04-2020
Mandates through the years
2 names, the dashed line is todayDirector (not named in the articles)
Director (not named in the articles)
Board
Mandates as a list
-
- Director (not named in the articles), from 22-04-2020 to date
-
- Director (not named in the articles), from 22-04-2020 to date
Control
Founders
,
This company
MOCO
Equity €123,434
Profit €5,569 in 2025
Capital
- Contribution
- €4,000
- Shares
- 100
- Contribution per share
- €40
- Equity per share
- €1,234 in 2025
- Source
- deed of 24-04-2020
Articles of association
deed of 24-04-2020 (in Dutch)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- First Monday of June at 10:00
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
Shareholders
At incorporation
deed of 24-04-2020 ↗
- 50 shares (50%) · €2,000
- 50 shares (50%) · €2,000
Network & group
No group
MOCO has no parent and no holdings in its annual accounts. MOCO shares no director with another company.
At the same address
Rozenhoflaan 40, 1860 Meise · 1 other company| Morel, Sébastien (sole trader)
establishment since 01-01-2011 |
founded in 2017 0834.901.467 |
Timeline
Timeline
12 events since 2020Filings
Financial
Establishments
2020202220242026
Deadline for the 2026 accounts: 31-07-2027
2026
Annual accounts 2025 filed NBBmicro format · 27 days late
2025
Weakest financial year net €5,569 ▼91.3% The net result drops to €5,569, the lowest from 2020 to 2025.
Annual accounts 2024 filed PDFmicro format · 1 day before the deadline
2024
Annual accounts 2023 filed PDFmicro format · 30 days late
2023
Annual accounts 2022 filed PDFmicro format · 31 days late
2022
Equity above €150,000 equity €173,889 ▲55.5% With a profit in every financial year since 2020, equity grows to €173,889.
Annual accounts 2021 filed PDFmicro format · 31 days late
2021
Highest result from 2020 to 2025 net €68,918 ▲77.1% The operating result of €86,876 and the net result of €68,918 are both a record.
Equity above €100,000 equity €111,829 ▲161% With a profit in every financial year since 2020, equity grows to €111,829.
Annual accounts 2020 filed PDFmicro format · 4 days late
2020
IncorporationFounding capital of €4,000, 100 shares · Founders: (oprichter comparant) and (oprichter comparant) · Appointments: (director) and (director) · published on 24-04-20208 points ▸
- Founder, (oprichter comparant)
- Founder, (oprichter comparant)
- Founding capital, €4,000, 100 shares
- 100 shares
- Registered office clause, Rozenhoflaan 40, 1860 Meise
- Board rule, 2
- Director appointment, (director (not named in the articles))
- Director appointment, (director (not named in the articles))
- The deed holds 9 more points.
First establishment Rozenhoflaan 40, Meise
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Identity
- Enterprise number
- 0746.449.345
- VAT number
- BE 0746.449.345
- Peppol ID
- 0208:0746449345
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 22-04-2020
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- First Monday of June at 10:00deed of 24-04-2020 (in Dutch)
- Peppol
- Reachable via PeppolFollow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- MOCO in Dutch
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 24-04-2020 (in Dutch)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Vlaams Gewest”deed of 24-04-2020 (in Dutch)
Activities
NACEBEL 2025VAT activities
43320
Joinery installation main activity
Social security (RSZ) activities
43320
Joinery installation main activity
Codes under NACEBEL 2008
VAT activities
43320
Joinery installation main activity
70220
Business consulting
81300
Landscape service activities
82990
Other business support services
Social security (RSZ) activities
43320
Joinery installation main activity
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Management; Consultatie; Timmerwerk; Landschapsarchitectuur en tuinonderhoud; Schilderwerk; Renovatie van gebouwen”deed of 24-04-2020 (in Dutch)
6 activities
- Management
- Consultatie
- Timmerwerk
- Landschapsarchitectuur en tuinonderhoud
- Schilderwerk
- Renovatie van gebouwen
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Rozenhoflaan 40 registered office 1860 Meise | 22-04-2020 | 2.304.302.603 |
Buildings and parcels at the address
- Ground area
- 728 m²
- Buildings
- 140 m²
- Volume, LiDAR
- 700 m³
- Tallest building
- 8.8 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 23050F0135/00G014 | 728 m² | 1 · 140 m² | 8.8 m · 2 |
Invoicing and payment
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 0746.449.345