Heyse Interieur
ActiveSummary
The computed 12-month bankruptcy probability of Heyse Interieur is 2.0% (moderate). The 2025 annual accounts show equity of €48k and a net result of €34k. Equity is growing by ~17.1% per year across the filed fiscal years. Its solvency ranks better than 28% of 27786 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
68
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability92▲+17
Solvency52▲+7
Growth78=
Track record100
Bankruptcy probability, 12 months
2.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 1.95 against 1.87 in 2024; short-term debt: 39.3% and cash: 26.7% of total assets), but 73.3% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
26.7%
Return on assets
18.8%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
on the day
2024
22 d early
2023
7 d early
2022
23 d early
2021
30 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€48k▲ 50.9%
2024 · €32k
2021: €24k
2022: €27k
2023: €24k
2024: €32k
2021 → 2025
Total assets
€180k▲ 11.3%
2024 · €162k
2021: €208k
2022: €202k
2023: €173k
2024: €162k
2021 → 2025
Net result
€34k▲ 349%
2024 · €8k
2021: €5k
2022: €3k
2023: €-3k
2024: €8k
2021 → 2025
Working capital
€67k▲ 68.9%
2024 · €40k
2021: €-5k
2022: €5k
2023: €18k
2024: €40k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€24k-€27k▲ 13.2%€24k▼ 9.7%€32k▲ 31.0%€48k▲ 50.9%
Operating result€9k-€6k▼ 32.9%€1k▼ 77.2%€11k▲ 666%€45k▲ 301%
Net result€5k-€3k▼ 39.9%€-3k€8k€34k▲ 349%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 301% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €180k
Fixed assets
€42k ▼ 44.9%
Current assets
€138k ▲ 61.3%
Equity and liabilities €180k
Equity
€48k ▲ 50.9%
Debt
€132k ▲ 1.6%
Debt's share of the balance-sheet total falls from 80.3% to 73.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€79k▲
2024 · €52k
Cash flow
€68k▲
2024 · €49k
Current ratio
1.95▲
2024 · 1.87
Quick ratio
1.64▲
2024 · 1.45
Debt to equity
2.75▼
2024 · 4.08
ROE
70.4%▲
2024 · 23.7%
ROA
18.8%▲
2024 · 4.7%
Interest coverage
24.63▲
2024 · 14.78
Debt ≤ 1 year
€71k▲
2024 · €46k
Debt > 1 year
€61k▼
2024 · €84k
Income taxes
€8k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 41 lines
Balance sheet
Code20242025
Assets
Total assets20/58€162k€180k▲
Fixed assets21/28€76k€42k▼
Intangible fixed assets21€8k€5k▼
Tangible fixed assets22/27€68k€37k▼
Land and buildings22€5k€4k▼
Plant, machinery and equipment23€59k€33k▼
Furniture and vehicles24€4k€26▼
Current assets29/58€86k€138k▲
Stocks and contracts in progress3€19k€22k▲
Stocks30/36€19k€22k▲
Amounts receivable within one year40/41€53k€68k▲
Trade receivables40€30k€32k▲
Other amounts receivable41€23k€36k▲
Cash at bank and in hand54/58€13k€48k▲
Equity and liabilities
Total equity and liabilities10/49€162k€180k▲
Equity10/15€32k€48k▲
Contributions10/11€19k€19k=
Profit (loss) carried forward14€13k€30k▲
Amounts payable17/49€130k€132k▲
Amounts payable after more than one year17€84k€61k▼
Financial debts170/4€84k€61k▼
Amounts payable within one year42/48€46k€71k▲
Current portion of amounts payable after more than one year42€23k€30k▲
Trade debts44€23k€23k▼
Suppliers440/4€23k€23k▼
Other amounts payable47/48-€18k
Income statement
Code20242025
Remuneration, social security and pensions62€384-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€41k€34k▼
Other operating charges640/8€733€809▲
Gross operating margin9900€54k€80k▲
Operating profit (loss)9901€11k€45k▲
Financial charges65/66B€4k€3k▼
Recurring financial charges65€4k€3k▼
Profit (loss) for the period before taxes9903€8k€41k▲
Income taxes67/77-€8k
Profit (loss) for the period9904€8k€34k▲
Profit (loss) for the period to be appropriated9905€8k€34k▲
Appropriation of the result
Profit (loss) to be appropriated9906€13k€47k▲
Profit (loss) brought forward from the previous period14P€6k€13k▲
Profit to be distributed694/7-€18k
Return on contributions (dividend)694-€18k
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Highest result since 2021net €34k ▲349%
Operating result €45k, net result €34k, both a record.
08-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Back to profitnet €8k
Net result €8k after one loss-making year.
23-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Weakest financial yearnet €-3k ▼184%
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
07-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Deinze · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Pastoriestraat 1039800 DeinzeGround area
108 m²
Building footprint
140 m²
Volume, LiDAR
797 m³
Parcel 44039C0512/00L000, Flanders · tallest building 6.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Heyse Interieur
since 20202.303.655.770
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44039C0512/00L000 | Flanders | 108 m² | 1 · 140 m² | 6.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 2,145 EUR awarded · 2,145 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 2,145 EUR | 2,145 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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SMEETS INTERIEURBOUW
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Of 20,024 companies in sector 43320 we hold annual accounts for 9,135. 7,365 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-06-2020
Fiscal year end30-09
Activities, NACEBEL 2025
43320Joinery installation
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesWebsite:www.heyse-interieur.be
E-mail:info@heyse-interieur.be