RC MENUISERIE
ActiveThe computed 12-month bankruptcy probability of RC MENUISERIE is 2.7% (moderate). The 2024 annual accounts show equity of €34k and a net result of €10k. Equity remains stable across the filed fiscal years (±0.6% per year). Its solvency ranks better than 18% of 36376 sector peers (fiscal year 2024). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
51
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability74▲+4
Solvency40▼-3
Growth32=
Track record100
Bankruptcy probability, 12 months
2.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity short (current ratio 0.94 against 0.87 in 2023; short-term debt: 44.8% and cash: 0% of total assets), and 84.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
15.5%
Return on assets
4.6%
Age of the figures
21 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 36376 sector peers (2024).
NBB · sector comparisonPosition among 36376 sector peers
Solvency
better than 18%
← weakest
strongest →
lowers risk · Growing equity
Reported equity is higher than in 2022 and did not fall compared with 2023. These amounts do not establish the cause of the change.
NBB · annual accounts 2024Equity per financial year
21222324
2021 to 2024 · latest year €34k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 23-05-2025, 69 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
not confirmed
2024
69 d early
2023
145 d early
2022
35 d early
2021
39 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
€329k
EBIT margin
13.2%
Net result
€10k▲ 703%
2023 · €1k
2021: €35k
2022: €-16k
2023: €1k
2021 → 2024
Working capital
€-6k▲ 32.7%
2023 · €-8k
2021: €2k
2022: €-132
2023: €-8k
2021 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2021202220232024Trend
Turnover€329k-
Equity€39k-€23k▼ 40.9%€24k▲ 5.5%€34k▲ 41.9%
Operating result€43k-€-12k€5k€19k▲ 258%
Net result€35k-€-16k€1k€10k▲ 703%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 258% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €222k
Fixed assets
€128k▲ 58.7%
Current assets
€94k▲ 65.6%
Equity and liabilities €222k
Equity
€34k▲ 41.9%
Debt
€188k▲ 65.7%
The debt ratio rises from 82.4% to 84.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€59k▲
2023 · €38k
Cash flow
€50k▲
2023 · €34k
Solvency
15.5%▼
2023 · 17.6%
Current ratio
0.94▲
2023 · 0.87
Quick ratio
0.31▲
2023 · 0.27
Debt / equity
5.46▲
2023 · 4.67
ROE
29.5%▲
2023 · 5.2%
ROA
4.6%▲
2023 · 0.9%
Interest coverage
6.58▼
2023 · 9.19
Debt
€188k▲
2023 · €113k
Debt ≤ 1 year
€99k▲
2023 · €65k
Debt > 1 year
€88k▲
2023 · €48k
Staff costs
€15k▼
2023 · €28k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€137k€222k▲
Fixed assets21/28€81k€128k▲
Tangible fixed assets22/27€81k€128k▲
Plant, machinery and equipment23€78k€31k▼
Furniture and vehicles24€2k€1k▼
Leasing and similar rights25-€96k
Current assets29/58€57k€94k▲
Stocks and contracts in progress3€39k€63k▲
Stocks30/36€39k€63k▲
Amounts receivable within one year40/41€14k€29k▲
Trade receivables40€10k€29k▲
Other amounts receivable41€4k-
Cash at bank and in hand54/58€2k€12▼
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€137k€222k▲
Equity10/15€24k€34k▲
Contributions10/11€4k€4k=
Profit (loss) carried forward14€21k€31k▲
Amounts payable17/49€113k€188k▲
Amounts payable after more than one year17€48k€88k▲
Financial debts170/4€48k€88k▲
Amounts payable within one year42/48€65k€99k▲
Current portion of amounts payable after more than one year42€25k€34k▲
Financial debts43€9k€26k▲
Credit institutions430/8€9k€26k▲
Trade debts44€7k€16k▲
Suppliers440/4€7k€16k▲
Taxes, remuneration and social security45€2k€8k▲
Taxes450/3-€7k
Remuneration and social security454/9€2k€1k▼
Other amounts payable47/48€21k€15k▼
Income statement
Code20232024
Remuneration, social security and pensions62€28k€15k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€32k€40k▲
Other operating charges640/8€631€650▲
Gross operating margin9900€66k€74k▲
Operating profit (loss)9901€5k€19k▲
Financial income75/76B€111€316▲
Recurring financial income75€111€316▲
Financial charges65/66B€4k€9k▲
Recurring financial charges65€4k€9k▲
Profit (loss) for the period before taxes9903€1k€10k▲
Profit (loss) for the period9904€1k€10k▲
Profit (loss) for the period to be appropriated9905€1k€10k▲
Appropriation of the result
Profit (loss) to be appropriated9906€21k€31k▲
Profit (loss) brought forward from the previous period14P€19k€21k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
23-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
08-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €1k
Net result €1k after one loss-making year.
26-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-16k ▼145%
Net result drops to €-16k, the lowest in the series; recovery starts the following year.
22-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Charleroi · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Vigneron 126043 CharleroiGround area
6,722 m²
Building footprint
3,021 m²
Volume, LiDAR
22,899 m³
2 parcels, Wallonia · tallest building 16.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
RC MENUISERIE
since 20202.305.355.646
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52048A0153/00W002 | Wallonia | 4,961 m² | 1 · 2,976 m² | 16.0 m · 3 fl. |
| 52058A1092/00L000 | Wallonia | 1,760 m² | 1 · 45 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DE SUTTER BOUW & TECHNIEK
BE 0462.172.039
Aalter · Eq €34k
QUINTENS INTERIEUR
BE 1013.456.889
Oudsbergen · Eq €34k
DNS TECHNICS
BE 0876.610.972
Tubize · Eq €34k
Etablissements H. LEGRAIN
BE 0402.634.627
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MOLIBOIS
BE 0784.225.204
Houffalize · Eq €34k
Of 20,026 companies in sector 43320 we hold annual accounts for 9,137. 6,970 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-07-2020
Fiscal year end31-12
Activities, NACEBEL
31004Manufacture of dining room, living room, bedroom and bathroom furniture
43320Joinery installation
43240Other construction installation
43299Specialised construction activities
43332Laying of wooden floor and wall coverings
43343Specialised construction activities
46431Wholesale of electrical household appliances and audio-video equipment
47540Retail sale of electrical household appliances
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:info@rc-menuiserie.be