MOBYLTRADE
ActiveThe computed 12-month bankruptcy probability of MOBYLTRADE is 4.2% (elevated). The 2026 annual accounts show negative equity (€-145k) and a net result of €-1k. Equity is shrinking by ~5.2% per year across the filed fiscal years. Its solvency ranks better than 6% of 155 sector peers (fiscal year 2026). The company has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2026
18
/ 100
Critical▲ +18 vs 2025
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2025
Profitability5▼-21
Solvency33=
Growth32=
Stability100
Bankruptcy probability, 12 months
4.2%
Elevated
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.05 against 0.07 in 2025), and equity is negative.
Credit advice for your own amount and term
Signals
Nine signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2026Solvency, return and age of the figures
Solvency
-804.5%
Return on assets
-8.1%
Age of the figures
6 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
Equity is negative for financial year 2026: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).
NBB · annual accounts 2026Equity per financial year
1920212223242526
2019 to 2026 · latest year -€145k
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 11-09-2026, 50 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2026
50 d early
2025
315 d late
2024
680 d late
2023
1046 d late
2022
184 d late
2021
744 d late
2020
1109 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-03-2027 close31-10-2027 deadline
Financials · fiscal year 2026, micro schema
Turnover
€109k
EBIT margin
2.9%
Net result
€-1k▲ 80.0%
2025 · €-7k
2019: €2k
2020: €2k
2021: €-9k
2022: €-21k
2023: €-3k
2024: €-2k
2025: €-7k
2019 → 2026
Working capital
€-131k▼ 9.6%
2025 · €-120k
2019: €-44k
2020: €-40k
2021: €-56k
2022: €-76k
2023: €-77k
2024: €-110k
2025: €-120k
2019 → 2026
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20222023202420252026Trend
Equity€-131k-€-134k▼ 2.4%€-137k▼ 1.7%€-144k▼ 5.4%€-145k▼ 1.0%
Operating result€-18k-€1k€-2k€-4k▼ 99.2%€-771▲ 79.9%
Net result€-21k-€-3k▲ 84.9%€-2k▲ 25.5%€-7k▼ 214%€-1k▲ 80.0%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €771 in 2026 against €4k in 2025; the loss shrinks.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Assets €18k
Fixed assets
€11k=
Current assets
€7k▼ 26.6%
Key figures and ratios
Solvency
-804.5%▼
2025 · -697.6%
Current ratio
0.05▼
2025 · 0.07
Quick ratio
0.04▼
2025 · 0.06
Debt / equity
-1.12▲
2025 · -1.14
ROE
1.0%▼
2025 · 5.1%
ROA
-8.1%▲
2025 · -35.6%
Debt
€163k▼
2025 · €165k
Debt ≤ 1 year
€138k▲
2025 · €130k
Debt > 1 year
€25k▼
2025 · €35k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2026 against 2025
Balance sheet
Code20252026
Assets
Total assets20/58€21k€18k▼
Fixed assets21/28€11k€11k=
Financial fixed assets28€11k€11k=
Current assets29/58€10k€7k▼
Stocks and contracts in progress3€2k€1k▼
Stocks30/36€2k€1k▼
Amounts receivable within one year40/41€5k€5k▼
Trade receivables40€108-
Other amounts receivable41€5k€5k=
Cash at bank and in hand54/58€3k€848▼
Equity and liabilities
Total equity and liabilities10/49€21k€18k▼
Equity10/15€-144k€-145k▼
Contributions10/11€19k€19k=
Profit (loss) carried forward14€-163k€-164k▼
Amounts payable17/49€165k€163k▼
Amounts payable after more than one year17€35k€25k▼
Other amounts payable178/9€35k€25k▼
Amounts payable within one year42/48€130k€138k▲
Trade debts44€4k€5k▲
Suppliers440/4€4k€5k▲
Taxes, remuneration and social security45€9k€10k▲
Taxes450/3€9k€10k▲
Other amounts payable47/48€116k€123k▲
Income statement
Code20252026
Remuneration, social security and pensions62€8-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€549-
Other operating charges640/8€9k-
Gross operating margin9900€5k€-771▼
Operating profit (loss)9901€-4k€-771▲
Financial charges65/66B€4k€697▼
Recurring financial charges65€4k€697▼
Profit (loss) for the period before taxes9903€-7k€-1k▲
Profit (loss) for the period9904€-7k€-1k▲
Profit (loss) for the period to be appropriated9905€-7k€-1k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-163k€-164k▼
Profit (loss) brought forward from the previous period14P€-155k€-163k▼
The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2027, expected by
2026
11-09
NBB filing
Annual accounts filed
fiscal year 2026 · micro schema
11-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 315 days late
11-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 680 days late
11-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 1046 days late
2023
14-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 744 days late
14-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 1109 days late
03-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 184 days late
2022
31-03
Financial
Weakest financial yearnet €-21k
Net result drops to €-21k, the lowest in the series; recovery starts the following year.
2019
07-10
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2018
21-09
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2017
22-09
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Agatha-Berchem · 3 establishment units since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Dendermondestraat 551082 Sint-Agatha-BerchemGround area
4,539 m²
Building footprint
1,586 m²
Volume, LiDAR
24,741 m³
3 parcels, Brussels, Wallonia · tallest building 31.3 m, ±6 floors. Linked by address, not a title deed.
3 establishment units
Mobyltrade
since 20132.236.733.688
Mobyltrade
since 20172.268.731.020
Louizalaan 203, 1050 Elsene
since 20192.297.004.738
3 parcels
Wallonia
1
(33.3%)
Brussels
2
(66.7%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21003A0370/00B000 | Brussels | 3,755 m² | 1 · 923 m² | 20.2 m · 6 fl. |
| 21807G0120/00E005 | Brussels | 476 m² | 1 · 479 m² | 31.2 m · 2 fl. |
| 92094C0999/00F000 | Wallonia | 308 m² | 1 · 184 m² | 16.6 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 2
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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SMOLYTEX
BE 0464.768.174
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Brouw.Ni
BE 0792.465.749
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BIASSONO
BE 0865.468.048
Roeselare · Eq €14k
NORDIC OUTFIT
BE 0738.850.483
Kontich · Eq €14k
Of 6,457 companies in sector 47716 we hold annual accounts for 2,421. 1,412 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded11-10-2013
Fiscal year end31-03
Activities, NACEBEL
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
46180Agents specialised in the wholesale of other particular products
46190Agents in non-specialised wholesale trade
46869Wholesale trade
64999Other financial services
68322Real estate appraisal on a fee or contract basis
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.