AMATO
ActiveSummary
AMATO has been active since 1983 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€16,789) and a net result of €951. Equity is growing by ~3.9% per year across the filed fiscal years. Its solvency ranks better than 5% of 10552 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency0=
Growth85=
Track record100
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
balance sheet total too small for a liquidity verdict, and equity is negative.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Age of the figures
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 10552 sector peers (2025).
NBB · sector comparisonPosition among 10552 sector peers
Solvency
better than 5%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
25 d late
2024
on the day
2023
29 d late
2022
29 d late
2021
31 d late
2020
23 d late
2019
22 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 23 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 29 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
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Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, abbreviated schema
Turnover
€33,587▲ 71.4%
2022 · €19,595
EBIT margin
-1.4%▲ 3.6pp
2022 · -5.0%
Net result
€951▼ 66.7%
2024 · €2,854
Working capital
-€16,789▲ 5.4%
2024 · -€17,740
Trend over the years
In euros
In per cent
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover€11,967-€19,595▲ 63.7%€33,587▲ 71.4%
Operating result€925--€974-€463▲ 52.5%€3,049€1,202▼ 60.6%
Net result€769below the sector's middle half--€1,150within the sector's middle half-€649within the sector's middle half▲ 43.6%€2,854within the sector's middle half€951within the sector's middle half▼ 66.7%
EBIT margin7.7%--5.0%▼ 12.7pp-1.4%▲ 3.6pp
Equity-€18,795below the sector's middle half--€19,945below the sector's middle half▼ 6.1%-€20,593below the sector's middle half▼ 3.3%-€17,740below the sector's middle half▲ 13.9%-€16,789below the sector's middle half▲ 5.4%
Total assets€2,615below the sector's middle half-€2,159below the sector's middle half▼ 17.5%€1,711below the sector's middle half▼ 20.8%€2,541below the sector's middle half▲ 48.5%€3,485below the sector's middle half▲ 37.1%
Debt€21,410-€22,104▲ 3.2%€22,304▲ 0.9%€20,281▼ 9.1%€20,274=
Working capital-€19,008below the sector's middle half--€20,158below the sector's middle half▼ 6.0%-€20,593below the sector's middle half▼ 2.2%-€17,740below the sector's middle half▲ 13.9%-€16,789below the sector's middle half▲ 5.4%
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 61% below 2024.
Key figures and ratios
Debt ≤ 1 year
€20,274=
2024 · €20,281
Ratios withheld: a balance sheet total of €3,485 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 3,795 companies that looked in July 2024 the way this one looks now, 2.7% went bankrupt within 24 months and 92% are still going.
- Micro
- 20 years or older
- negative equity
- a profit of 5% of the balance sheet or more
2.7%
went bankrupt
5.3%
stopped otherwise
92%
still going
A further 0.5% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 1.4% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 3,795 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €11,967 | €19,595 | €33,587 | - | - | - |
| Goods, raw materials, services and sundry goods60/61 | €11,042 | €19,005 | €33,563 | - | - | - |
| Remuneration, social security and pensions62 | - | €1,564 | €0 | - | - | - |
| Other operating charges640/8 | - | - | €487 | €387 | - | - |
| Gross operating margin9900 | €925 | €590 | €24 | €3,437 | €1,202 | ▼ 65.0% |
| Operating profit (loss)9901 | €925 | -€974 | -€463 | €3,049 | €1,202 | ▼ 60.6% |
| Financial income75/76B | - | - | - | €1 | - | - |
| Recurring financial income75 | - | - | - | €1 | - | - |
| Non-recurring financial income76B | - | - | - | €1 | - | - |
| Financial charges65/66B | €156 | €176 | €186 | €197 | €252 | ▲ 28.1% |
| Recurring financial charges65 | €156 | €176 | €186 | €193 | €252 | ▲ 30.5% |
| Non-recurring financial charges66B | - | - | - | €4 | - | - |
| Profit (loss) for the period before taxes9903 | €769 | -€1,150 | -€649 | €2,854 | €951 | ▼ 66.7% |
| Profit (loss) for the period9904 | €769 | -€1,150 | -€649 | €2,854 | €951 | ▼ 66.7% |
| Profit (loss) for the period to be appropriated9905 | €769 | -€1,150 | -€649 | €2,854 | €951 | ▼ 66.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €2,615 | €2,159 | €1,711 | €2,541 | €3,485 | ▲ 37.1% |
| Fixed assets21/28 | €213 | €213 | €0 | - | - | - |
| Financial fixed assets28 | €213 | €213 | €0 | - | - | - |
| Current assets29/58 | €2,402 | €1,946 | €1,711 | €2,541 | €3,485 | ▲ 37.1% |
| Stocks and contracts in progress3 | €699 | €588 | €470 | €463 | €478 | ▲ 3.1% |
| Stocks30/36 | €699 | €588 | €470 | €463 | €478 | ▲ 3.1% |
| Cash at bank and in hand54/58 | €1,703 | €1,358 | €1,240 | €1,770 | €3,007 | ▲ 69.9% |
| Deferred charges and accrued income490/1 | - | - | - | €308 | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €2,615 | €2,159 | €1,711 | €2,541 | €3,485 | ▲ 37.1% |
| Equity10/15 | -€18,795 | -€19,945 | -€20,593 | -€17,740 | -€16,789 | ▲ 5.4% |
| Contributions10/11 | €40,878 | €40,878 | €40,878 | €40,878 | €40,878 | = |
| Capital10 | - | - | - | €40,878 | €40,878 | = |
| Issued capital100 | - | - | - | €40,878 | €40,878 | = |
| Profit (loss) carried forward14 | -€59,672 | -€60,822 | -€61,471 | -€58,617 | -€57,667 | ▲ 1.6% |
| Amounts payable17/49 | €21,410 | €22,104 | €22,304 | €20,281 | €20,274 | = |
| Amounts payable within one year42/48 | €21,410 | €22,104 | €22,304 | €20,281 | €20,274 | = |
| Trade debts44 | - | €21 | €286 | €337 | €29 | ▼ 91.4% |
| Suppliers440/4 | - | €21 | €286 | €337 | €29 | ▼ 91.4% |
| Taxes, remuneration and social security45 | €283 | €924 | €1,637 | €585 | €886 | ▲ 51.5% |
| Taxes450/3 | €283 | €924 | €1,637 | €585 | €886 | ▲ 51.5% |
| Other amounts payable47/48 | €21,127 | €21,158 | €20,381 | €19,359 | €19,359 | = |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €769 | -€1,150 | -€649 | €2,854 | €951 | ▼ 66.7% |
| Operating cash flow (approximation) | €769 | -€1,150 | -€649 | €2,854 | €951 | ▼ 66.7% |
| Investment in fixed assets (approximation) | - | €0 | €213 | - | - | - |
| Change in cash | - | -€345 | -€117 | €529 | €1,237 | ▲ 134% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 25 days late
2025
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €2,854
Net result €2,854 after 2 loss-making years.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 29 days late
2023
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 29 days late
2022
31-12
Financial
Weakest financial yearnet -€1,150
Net result drops to -€1,150, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 31 days late
2021
23-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 23 days late
2020
22-08
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 22 days late
2019
20-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 20 days late
2018
16-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 16 days late
2017
08-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 8 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Elsene · 1 establishment unit since 1984
Ground area
59 m²
Building footprint
46 m²
Volume, LiDAR
676 m³
Parcel 21442A0076/00L009, Brussels · tallest building 16.4 m, ±5 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
Troonstraat 134, 1050 Elsene
since 19842.024.062.871
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21442A0076/00L009 | Brussels | 58 m² | 1 · 46 m² | 16.4 m · 5 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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AXIS MUNDI
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B. STEPS
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This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 6,488 companies in sector 47716 we hold annual accounts for 2,440. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded20-12-1983
Fiscal year end31-12
Activities, NACEBEL 2025
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
14210Manufacture of outerwear
E-invoicing
Reachable via Peppol
Peppol ID
0208:0425195144
Also
9925:BE0425195144
Registered
09-02-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.