Financials
- Fiscal year
- 2025
- Total assets
- €21,319
- Profit
- €3,189
- Solvency
- 26.7%
MLV HOME
ActiveSummary
The computed 12-month bankruptcy probability of MLV HOME is 3.4% (moderate). The 2025 annual accounts show equity of €5,689 and a net result of €3,189. The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
Activity
Installation of electric heating, air conditioning, cooling and ventilation
NACE 43222
1 site
Size
€21,319total assets 2025
- Equity
- €5,689
- Profit
- €3,189
Turnover not published (abridged schema)
Structure
Accounts filed 3 d late0 of 1 deed read
Why 50- Founded in 2024- Sector Specialised construction activities (NACE 43)+ No annual accounts with figuresShow the evidence
Checked score
Score 2025
50
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 42% of its sector peers (NACE 43, without accounts)
Performance against the sector, not lower risk
Financial strength
Strong
Solvency
52
equity 26.7% of total assets
Liquidity
63
short-term debt 68.8% · cash 47.9%
Profitability
87
return on assets 15.0%
Bankruptcy probability, 12 months
3.4%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
08-2025: 1.9%lowest value
09-2025: 1.9%● 0.0% vs 08-2025lowest value
10-2025: 1.9%▲ +4.7% vs 09-2025
11-2025: 2.3%▲ +16.7% vs 10-2025
12-2025: 2.4%▲ +5.7% vs 11-2025
01-2026: 2.7%▲ +11.5% vs 12-2025
02-2026: 3.0%▲ +10.3% vs 01-2026
03-2026: 3.1%▲ +4.5% vs 02-2026
04-2026: 3.0%▼ -1.3% vs 03-2026
05-2026: 3.0%▼ -1.1% vs 04-2026
06-2026: 3.3%▲ +8.6% vs 05-2026
07-2026: 3.4%▲ +4.2% vs 06-2026
08-2026: 3.4%▲ +1.1% vs 07-2026highest value
09-2026: 3.4%● 0.0% vs 08-2026highest value
10-2026: 3.4%● 0.0% vs 09-2026highest value
- Founded in 2024 raises the probability for this profile
- Sector Specialised construction activities (NACE 43) raises the probability
- No annual accounts with figures lowers the probability
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 43, without accounts). Better than this share of them on solvency 36%, liquidity 62%, profitability 29%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 03-02-2026, 3 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
3 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
- Annual accounts filedfiscal year 2025 · micro…
Key points
By topic
Timeline
- Events
- 1
- Since
- 2026
- 03-02-2026Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Installation of electric heating, air conditioning, cooling and…NACE 43222
- Founded
- 18-07-2024
- Year ends
- 30-06
- Peppol
- Reachable for e-invoices
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you trust this company with building work?Contractor check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark
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