Financials
- Fiscal year
- 2025
- Total assets
- €24,855
- Profit
- €386
- Solvency
- 13.6%
De Ridder Cooling
ActiveSummary
The computed 12-month bankruptcy probability of De Ridder Cooling is 2.8% (moderate). The 2025 annual accounts show equity of €3,386 and a net result of €386. Its solvency ranks better than 17% of 33943 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
Activity
Installation of electric heating, air conditioning, cooling and ventilation
NACE 43222
1 site
Size
€24,855total assets 2025
- Equity
- €3,386
- Profit
- €386
Turnover not published (abridged schema)
Structure
Accounts 1 d early0 of 2 deeds read
Why 50- Founded in 2024- 1 change of registered office in 24 months- Sector Specialised construction activities (NACE 43)+ Figures for FY 2025 (filed 29-04-2026)Show the evidence
Checked score
Score 2025
50
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 21% of its sector peers (NACE 43, micro)
Performance against the sector, not lower risk
Financial strength
Weak
Solvency
39
equity 13.6% of total assets
Liquidity
15
short-term debt 86.4% · cash 9.8%
Profitability
71
return on assets 1.6%
Bankruptcy probability, 12 months
2.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2025: 1.9%lowest value
12-2025: 3.9%▲ +107% vs 11-2025
01-2026: 4.0%▲ +1.8% vs 12-2025
02-2026: 4.5%▲ +13.6% vs 01-2026
03-2026: 4.5%▲ +0.4% vs 02-2026
04-2026: 5.0%▲ +9.9% vs 03-2026
05-2026: 5.2%▲ +4.3% vs 04-2026
06-2026: 5.3%▲ +2.0% vs 05-2026
07-2026: 5.1%▼ -2.7% vs 06-2026
08-2026: 5.2%▲ +1.2% vs 07-2026
09-2026: 5.5%▲ +5.2% vs 08-2026highest value
10-2026: 2.8%▼ -48.6% vs 09-2026
- Founded in 2024 raises the probability for this profile
- Figures for FY 2025 (filed 29-04-2026) lowers the probability
- 1 change of registered office in 24 months raises the probability
- Sector Specialised construction activities (NACE 43) raises the probability
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 43, micro). Better than this share of them on solvency 16%, liquidity 8%, profitability 39%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 05-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 33943 sector peers (2025).
NBB · sector comparisonPosition among 33943 sector peers
Solvency
better than 17%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 29-04-2026, 1 day ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
1 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
- Annual accounts filedfiscal year 2025 · micro…
Key points
By topic
Timeline
- Events
- 1
- Since
- 2026
- 29-04-2026Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Installation of electric heating, air conditioning, cooling and…NACE 43222
- Founded
- 10-10-2024
- Year ends
- 30-09
- Peppol
- Reachable for e-invoices
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you trust this company with building work?Contractor check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark
Your own company? See how customers, suppliers and banks see it and what to improve first.
Investigating this company? Keep it with today's facts in a case file.