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EAU-CHAUD

Active
Private limited companyfounded 20242 yrs activeTwee Huizenstraat 31, 1140 Evere, BelgiumKBO/BCE: BE 1008.129.809
Summary

The computed 12-month bankruptcy probability of EAU-CHAUD is 4.5% (elevated). The 2025 annual accounts show equity of €8,801 and a net result of €2,412. Its solvency ranks better than 51% of 28254 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes · tick = 2024
Profitability85▲+85
Solvency73▲+18
Growth78
Track record82
Bankruptcy probability, 12 months
4.5% Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Liquidity ample (current ratio 1.7 against 1.16 in 2024; short-term debt: 51.9% and cash: 14.7% of total assets), but 51.9% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-09-2026, 54 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filings
Deviation from the deadline
2025
54 d late
2024
60 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 57 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 8 April 2024, EAU-CHAUD was incorporated as a Private limited company.1 The company has filed 2 sets of annual accounts, the latest for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
€8,801▲ 37.8%
2024 · €6,389
Total assets
€18,312▼ 13.5%
2024 · €21,180
Net result
€2,412
2024 · -€5,611
Working capital
€6,611▲ 183%
2024 · €2,335
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20242025
Operating result-€5,185-€2,591
Net result-€5,611below the sector's middle half-€2,412within the sector's middle half
Equity€6,389below the sector's middle half-€8,801below the sector's middle half▲ 37.8%
Total assets€21,180below the sector's middle half-€18,312below the sector's middle half▼ 13.5%
Debt€14,792-€9,511▼ 35.7%
Working capital€2,335below the sector's middle half-€6,611within the sector's middle half▲ 183%
Solvency30.2%within the sector's middle half-48.1%within the sector's middle half▲ 17.9pp
Current ratio1.16within the sector's middle half-1.70within the sector's middle half▲ 0.54
Return on assets (ROA)-26.5%below the sector's middle half-13.2%within the sector's middle half▲ 39.7pp
above within below the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€7,500-€5,000-€2,500€0€2,500Operating result 2024: -€5,185-€5,185Net result 2024: -€5,611-€5,611Operating result 2025: €2,591€2,591Net result 2025: €2,412€2,41220242025-€7,500-€5,000-€2,500€0€2,500Operating result 2024: -€5,185-€5,180Net result 2024: -€5,611-€5,610Operating result 2025: €2,591€2,590Net result 2025: €2,412€2,41020242025
The operating result returns to profit in 2025: €2,591 after a loss of €5,185 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €18,312
Fixed assets €2,190 ▼ 43.5%
Current assets €16,122 ▼ 5.9%
Equity and liabilities €18,312
Equity €8,801 ▲ 37.8%
Debt €9,511 ▼ 35.7%
Debt's share of the balance-sheet total falls from 69.8% to 51.9%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€4,455▲
2024 · -€3,475
Cash flow
€4,276▲
2024 · -€3,902
Debt to equity
1.08▼
2024 · 2.32
ROE
27.4%▲
2024 · -87.8%
Interest coverage
16.55▲
2024 · -8.14
Debt ≤ 1 year
€9,511▼
2024 · €14,792
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 39,276 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 96% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.6% went bankrupt
2.2% stopped otherwise
96% still going

A further 0.5% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 4.5% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,276 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 33 lines
Balance sheet Code20242025
Assets
Total assets20/58€21,180€18,312▼
Formation expenses20€182-
Fixed assets21/28€3,872€2,190▼
Tangible fixed assets22/27€3,872€2,190▼
Furniture and vehicles24€3,872€2,190▼
Current assets29/58€17,126€16,122▼
Amounts receivable within one year40/41€8,618€11,414▲
Trade receivables40€7,335€4,801▼
Other amounts receivable41€1,283€6,612▲
Cash at bank and in hand54/58€8,508€2,695▼
Deferred charges and accrued income490/1-€2,014
Equity and liabilities
Total equity and liabilities10/49€21,180€18,312▼
Equity10/15€6,389€8,801▲
Contributions10/11€12,000€12,000=
Profit (loss) carried forward14-€5,611-€3,199▲
Amounts payable17/49€14,792€9,511▼
Amounts payable within one year42/48€14,792€9,511▼
Trade debts44€6,550€8,511▲
Suppliers440/4€6,550€8,511▲
Advances received on contracts in progress46€8,242€1,000▼
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,709€1,864▲
Other operating charges640/8€85-
Gross operating margin9900-€3,390€4,455▲
Operating profit (loss)9901-€5,185€2,591▲
Financial income75/76B€0€90▲
Recurring financial income75€0€90▲
Financial charges65/66B€427€269▼
Recurring financial charges65€427€269▼
Profit (loss) for the period before taxes9903-€5,611€2,412▲
Profit (loss) for the period9904-€5,611€2,412▲
Profit (loss) for the period to be appropriated9905-€5,611€2,412▲
Appropriation of the result
Profit (loss) to be appropriated9906-€5,611-€3,199▲
Profit (loss) brought forward from the previous period14P--€5,611

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,709€1,864▲ 9.1%
Other operating charges640/8€85--
Gross operating margin9900-€3,390€4,455▲ 231%
Operating profit (loss)9901-€5,185€2,591▲ 150%
Financial income75/76B€0€90▲ 149,800%
Recurring financial income75€0€90▲ 149,800%
Financial charges65/66B€427€269▼ 36.9%
Recurring financial charges65€427€269▼ 36.9%
Profit (loss) for the period before taxes9903-€5,611€2,412▲ 143%
Profit (loss) for the period9904-€5,611€2,412▲ 143%
Profit (loss) for the period to be appropriated9905-€5,611€2,412▲ 143%
Line20242025Change
Assets
Total assets20/58€21,180€18,312▼ 13.5%
Formation expenses20€182--
Fixed assets21/28€3,872€2,190▼ 43.5%
Tangible fixed assets22/27€3,872€2,190▼ 43.5%
Furniture and vehicles24€3,872€2,190▼ 43.5%
Current assets29/58€17,126€16,122▼ 5.9%
Amounts receivable within one year40/41€8,618€11,414▲ 32.4%
Trade receivables40€7,335€4,801▼ 34.5%
Other amounts receivable41€1,283€6,612▲ 415%
Cash at bank and in hand54/58€8,508€2,695▼ 68.3%
Deferred charges and accrued income490/1-€2,014-
Equity and liabilities
Total equity and liabilities10/49€21,180€18,312▼ 13.5%
Equity10/15€6,389€8,801▲ 37.8%
Contributions10/11€12,000€12,000=
Profit (loss) carried forward14-€5,611-€3,199▲ 43.0%
Amounts payable17/49€14,792€9,511▼ 35.7%
Amounts payable within one year42/48€14,792€9,511▼ 35.7%
Trade debts44€6,550€8,511▲ 29.9%
Suppliers440/4€6,550€8,511▲ 29.9%
Advances received on contracts in progress46€8,242€1,000▼ 87.9%
Line20242025Change
Profit (loss) for the period9904-€5,611€2,412▲ 143%
+ Depreciation and write-downs630€1,709€1,864▲ 9.1%
Operating cash flow (approximation)-€3,902€4,276▲ 210%
Investment in fixed assets (approximation)--€182-
Change in cash--€5,814-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
23-09
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 54 days late
2025
31-12
Financial Back to profitnet €2,412
Net result €2,412 after one loss-making year.
29-09
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 60 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Evere · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
1,846 m²
Building footprint
711 m²
Volume, LiDAR
8,361 m³
Parcel 21372C0076/00V004, Brussels · tallest building 14.2 m, ±4 floors. Linked by address, not a title deed.
3 companies at this address See who is registered here
1 establishment unit
Twee Huizenstraat 31, 1140 Evere
Plumbing work
since 20242.358.143.640
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21372C0076/00V004 Brussels 1,845 m² 1 · 710 m² 14.2 m · 4 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 9,537 companies in sector 43222 we hold annual accounts for 5,668. 2,341 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded08-04-2024
Fiscal year end31-12
Activities, NACEBEL 2025
43222Installation of electric heating, air conditioning, cooling and ventilation
43221Plumbing work
43230Insulation installation
E-invoicing
Reachable via Peppol
Peppol ID 0208:1008129809
Registered 05-02-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.