Losses
-€114,730 in two years
The 2024 and 2025 financial years closed with a loss. 2024 was the heaviest.
MLD-DK
Lifetime
2 annual accounts with figures on one time axispeak €648,629 (2025)
€648,629▲ 280%
lowest -€112,442 (2024)
-€2,288▲ €110,153
peak €87,558 (2024)
€85,270▼ 2.6%
€991,035▼ 1.0%
peak 5.7 FTE (2024)
-not published
Board1 name since 2024
1 directorAMMA-DK
Documentsfilings and deeds
29-07-20262 days before the deadline
2025micro format
Gross margin from €170,583 to €648,629Loss of €2,288
Key points
from the 2025 annual accountsTurnover
≈ €1.3m estimated
The accounts state no turnover.
Debts
€991,035 92% of the balance sheet
Financial debts 65%Suppliers 13%Taxes and wages 12%Other 10%
Of this, €434,909 falls due within a year.
Staff
14 FTE ▲ 146%
More staff in 2025: different schema filed.
Starting capital
€200,000 100 shares
Position in the sector
€648,629
Higher gross margin than 95% of companies in personal services. Sector median €26,932 · 5,754 companies.
Net result +98%: other schema
Checked score
69
Healthy
Financially stronger than 34% of micro companies in personal services (NACE 96)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.7% across 7,626 companies (NACE 96, micro).
About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
07-2025: 1.6%
08-2025: 2.1%▲ +0.5 percentage points vs 07-2025
09-2025: 2.1%● unchanged vs 08-2025
10-2025: 2.3%▲ +0.2 percentage points vs 09-2025
11-2025: 2.3%● unchanged vs 10-2025
12-2025: 2.3%● unchanged vs 11-2025
01-2026: 2.5%▲ +0.2 percentage points vs 12-2025
02-2026: 2.5%● unchanged vs 01-2026
03-2026: 2.4%▼ -0.1 percentage points vs 02-2026
04-2026: 2.5%▲ +0.1 percentage points vs 03-2026
05-2026: 2.5%● unchanged vs 04-2026
06-2026: 2.7%▲ +0.2 percentage points vs 05-2026
07-2026: 2.9%▲ +0.2 percentage points vs 06-2026highest value
08-2026: 0.6%▼ -2.3 percentage points vs 07-2026lowest value
09-2026: 0.6%● unchanged vs 08-2026lowest value
10-2026: 0.6%● unchanged vs 09-2026lowest value
11-2026: 0.6%● unchanged vs 10-2026lowest value
Financial strengthWeak
Score breakdown
raises risk
Founded in 2024
Equity €85,270 (7.9% of total assets)
lowers risk
Size: total assets €1.1m
Figures for financial year 2025 (filed on 29-07-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 96, micro). It does better than 35% of them on solvency, 32% on liquidity, 35% on profitability and 36% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 865 companies had the same profile as MLD-DK has now. Each dot stands for 3 companies, two years later.
96.6%
were still trading
1.7%
stopped another way
1.5%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of MLD-DK itself: 0.6% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 865 companies, not a prediction for MLD-DK. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €5,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.1 (1.18 in 2024), below the usual 1.5. Short-term debt is 40.4% and cash 7.6% of total assets. 92.1% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
2425
2024 to 2025 · latest year -€2,288
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
2 days early
2024
9 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 2 accounts on average 6 days before the deadline. In the sector (NACE 96), the median for financial year 2024 was on the deadline day, and 48% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- DE KEYSER Dieter founderdeed of 24-06-2024
- HILLEBRAND Martha-Louise Dorothea founderdeed of 24-06-2024
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1010561440
Incorporation
Founding capital of €200,000, 100 shares · Founders: DE KEYSER Dieter and HILLEBRAND Martha-Louise Dorothea · Appointment: AMMA-DK (director) · published on 24-06-2024 · Gazette deed
First establishment
Ambachtsstraat 52, Malle
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| MLD-DK Malle | €1.1m | €648,629 | 7.9% | - |
| GHISILSON Etterbeek | €0.7m | €732,164 | -2.8% | - |
| Net Bauche & Co Marche-en-Famenne | €0.7m | €959,324 | 39.3% | 7.8 |
| Socuban Auderghem | €2.3m | €716,609 | 54.5% | - |
| VITANEUF Saint-Ghislain | €0.3m | €208,010 | 30.9% | - |
| SNAPPIES Braine-l'Alleud | €0.7m | €477,491 | 61.0% | - |
| Decontex Benelux Tielt | €1.2m | €838,082 | 38.3% | 12.4 |
These companies have the same main activity as MLD-DK: personal service activities (NACE 96101). They are comparable in size and age: total assets between €313,000 and €2.3m, founded between 2019 and 2024.
Official details
Source: KBO- Status
- Active since 20-06-2024Normal situation
- Activity
- Personal service activitiesNACE 96101
- Establishment unit
- 2.361.538.1452390 Malle, since 20-06-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 22-12-2025
Annual accounts 2025
- €1.1m▼ 1.1%
- Employeeson 31-12-2025
- 18▲ 5.9%
- Filing
- Filed on 29-07-2026, 2 days before the end of the filing period
Insights on MLD-DK
MLD-DK has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €85,270 and a net result of -€2,288.
Its solvency ranks better than 35% of 5,754 sector peers (NACE 96, financial year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about MLD-DK
- What is the company number of MLD-DK?
- The company number of MLD-DK is 1010.561.440. The VAT number is the same number with BE in front: BE 1010.561.440.
- Where is MLD-DK based?
- The registered office is at Ambachtsstraat 52, 2390 Malle.Company details
- What does MLD-DK do?
- According to the KBO register, the main activity is personal service activities (NACE 96101).
- What is the legal form of MLD-DK?
- MLD-DK is a private limited company (BV).
- When was MLD-DK founded?
- MLD-DK was founded on 20-06-2024.
- Is MLD-DK still active?
- Yes, MLD-DK is an active enterprise in the KBO register.
- How many employees does MLD-DK have?
- MLD-DK had an average of 14 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of MLD-DK?
- The turnover in financial year 2025 is ≈ €1.3m. This figure is estimated from the gross margin of €648,629 and 878 comparable companies of the same size. It probably lies between €910,000 and €1.9m. It is a rough estimate.
- Is MLD-DK profitable?
- In financial year 2025, MLD-DK made a loss of €2,288.
- Where can I find the annual accounts of MLD-DK?
- MLD-DK filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of MLD-DK due?
- MLD-DK must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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