SNAPPIES
ActiveThe computed 12-month bankruptcy probability of SNAPPIES is 1.5% (moderate). The 2025 annual accounts show equity of €453k and a net result of €111k. Equity is growing by ~48.2% per year across the filed fiscal years. Its solvency ranks better than 76% of 4559 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
78
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability87▲+20
Solvency86▲+32
Growth78=
Track record100
Bankruptcy probability, 12 months
1.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 2.86 against 2.45 in 2024; short-term debt: 21.3% and cash: 22.9% of total assets), and 39% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
61%
Return on assets
15%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
31 d late
2024
25 d late
2023
22 d late
2022
25 d early
2021
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€453k▲ 169%
2024 · €169k
2021: €108k
2022: €225k
2023: €58k
2024: €169k
2021 → 2025
Total assets
€743k▲ 27.8%
2024 · €581k
2021: €136k
2022: €318k
2023: €384k
2024: €581k
2021 → 2025
Net result
€111k
2024 · €-7k
2021: €-32k
2022: €-33k
2023: €-164k
2024: €-7k
2021 → 2025
Working capital
€295k▲ 41.6%
2024 · €208k
2021: €37k
2022: €146k
2023: €79k
2024: €208k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€108k-€225k▲ 107%€58k▼ 74.4%€169k▲ 193%€453k▲ 169%
Operating result€-32k-€-35k▼ 8.1%€-151k▼ 333%€-20k▲ 86.9%€99k
Net result€-32k-€-33k▼ 2.8%€-164k▼ 400%€-7k▲ 95.8%€111k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €99k after a loss of €20k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €743k
Fixed assets
€290k▲ 25.9%
Current assets
€453k▲ 29.0%
Equity and liabilities €743k
Equity
€453k▲ 169%
Debt
€290k▼ 29.8%
The debt ratio falls from 71.0% to 39.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€255k▲
2024 · €112k
Cash flow
€267k▲
2024 · €125k
Solvency
61.0%▲
2024 · 29.0%
Current ratio
2.86▲
2024 · 2.45
Quick ratio
2.86▲
2024 · 2.45
Debt / equity
0.64▼
2024 · 2.45
ROE
24.5%▲
2024 · -4.1%
ROA
15.0%▲
2024 · -1.2%
Interest coverage
15.08▲
2024 · 6.49
Debt
€290k▼
2024 · €413k
Debt ≤ 1 year
€158k▲
2024 · €143k
Debt > 1 year
€95k▼
2024 · €220k
Income taxes
€52
Staff costs
€221k▲
2024 · €132k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€581k€743k▲
Fixed assets21/28€230k€290k▲
Intangible fixed assets21€970€210▼
Tangible fixed assets22/27€224k€278k▲
Plant, machinery and equipment23€20k€36k▲
Furniture and vehicles24€181k€191k▲
Leasing and similar rights25€17k€8k▼
Other tangible fixed assets26€6k€42k▲
Financial fixed assets28€5k€12k▲
Current assets29/58€351k€453k▲
Amounts receivable within one year40/41€309k€276k▼
Trade receivables40€109k€198k▲
Other amounts receivable41€200k€78k▼
Cash at bank and in hand54/58€35k€170k▲
Deferred charges and accrued income490/1€7k€7k▲
Equity and liabilities
Total equity and liabilities10/49€581k€743k▲
Equity10/15€169k€453k▲
Contributions10/11€280k€502k▲
Profit (loss) carried forward14€-237k€-126k▲
Investment grants15€125k€77k▼
Amounts payable17/49€413k€290k▼
Amounts payable after more than one year17€220k€95k▼
Financial debts170/4€220k€95k▼
Amounts payable within one year42/48€143k€158k▲
Current portion of amounts payable after more than one year42€82k€75k▼
Trade debts44€21k€40k▲
Suppliers440/4€21k€40k▲
Taxes, remuneration and social security45€39k€43k▲
Taxes450/3€29k€13k▼
Remuneration and social security454/9€9k€30k▲
Other amounts payable47/48€851€0▼
Accrued charges and deferred income492/3€50k€36k▼
Income statement
Code20242025
Non-recurring operating income76A€0-
Remuneration, social security and pensions62€132k€221k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€132k€156k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€0-
Other operating charges640/8€3k€1k▼
Non-recurring operating charges66A-€783
Gross operating margin9900€247k€477k▲
Operating profit (loss)9901€-20k€99k▲
Financial income75/76B€30k€29k▼
Recurring financial income75€30k€29k▼
Non-recurring financial income76B-€370
Financial charges65/66B€17k€17k▼
Recurring financial charges65€17k€17k▼
Profit (loss) for the period before taxes9903€-7k€111k▲
Income taxes67/77-€52
Profit (loss) for the period9904€-7k€111k▲
Profit (loss) for the period to be appropriated9905€-7k€111k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-237k€-126k▲
Profit (loss) brought forward from the previous period14P€-230k€-237k▼
The notes to these accounts (20 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Back to profitnet €111k
Net result €111k after 4 loss-making years.
31-12
Financial
Equity above €200kEq €453k ▲169%
Equity rises from €169k to €453k.
25-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 25 days late
2024
31-12
Financial
Equity above €150kEq €169k ▲193%
Equity rises from €58k to €169k.
22-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 22 days late
2023
31-12
Financial
Weakest financial yearnet €-164k
Net result drops to €-164k, the lowest in the series; recovery starts the following year.
06-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €200kEq €225k ▲107%
Equity rises from €108k to €225k.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Braine-l'Alleud · 2 establishment units since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Fosse au Sable 691420 Braine-l'AlleudGround area
8,222 m²
Building footprint
5,857 m²
Volume, LiDAR
60,763 m³
Parcel 21815D0297/00G004, Brussels · tallest building 15.0 m, ±3 floors. Linked by address, not a title deed.
2 establishment units
Rue Fosse au Sable 69, 1420 Braine-l'Alleud
since 20202.308.470.435
SNAPPIES
since 20212.314.799.486
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21815D0297/00G004 | Brussels | 8,221 m² | 1 · 5,857 m² | 15.0 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via establishment units: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
254900LPLWMFNQ646B84
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DE WITTE GANZ
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Of 429 companies in sector 96101 we hold annual accounts for 254. 166 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-08-2020
Fiscal year end31-12
Activities, NACEBEL
77225Rental and leasing activities
96101Personal service activities
47554Retail trade
77399Renting and leasing of other machinery, equipment and tangible goods
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.