Personal service activities
Filed accounts
NACE 96101 · financial year 2025 · 256 filed annual accounts| Per financial year | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|
| Median solvency | 30.0% | 32.8% | 34.2% | 35.3% | 38.0% | 38.7% |
| Median net result | -€929 | €8,796 | €13,478 | €11,919 | €12,911 | €15,496 |
Hold your customer's or competitor's figures against them in the Sector benchmark
Bankruptcies
Recent bankruptcies
| Date | Company |
|---|---|
| 27-10-2026 | LA WACHE
BE 0826.095.748 |
| 26-10-2026 | M G PRESSING ANS
BE 1006.332.537 |
| 29-07-2026 | WAS- EN DROOGKUISSALON VOSS
BE 0418.011.404 |
| 09-06-2026 | Tekstielreiniging Sint-Jozef
BE 0403.654.810 |
| 26-05-2026 | A&P SERVICES
BE 0675.706.849 |
| 05-11-2024 | Pressclean Service
BE 0797.979.309 |
| 21-05-2024 | WASSERIJ GAZELLE
BE 0735.842.790 |
| 24-05-2023 | Van Vlaenderen, Michel
BE 0553.327.293 · sole trader · Brussels |
Spread across the country
by region and province · 315 of 418 enterprises with a registered office on file · a sole trader has no published seat- Flanders
- Wallonia
- Brussels
- Abroad
The balance sheets of division 96 on the map, by municipality and down to the address
Largest employers
NACE 96101 as first main activity · staff from the latest accounts- 1 CleanLeaseBeernem 531 FTEfinancial year 2025
- 2 CWS WORKWEAR BELGIEAntwerp 333 FTEfinancial year 2025
- 3 ELIS BELGIUMAnderlecht 293 FTEfinancial year 2025
- 4 Mewa - ServibelBinche 218 FTEfinancial year 2025
- 5 CLOVAWommelgem 204 FTEfinancial year 2025
Joint committees
from the latest accounts of 140 companies- 110 Textile care 126
- 200 Auxiliary committee for white-collar workers 79
- 201 Independent retail 5
- 100 Auxiliary committee for blue-collar workers 3
- 109 Clothing and garment industry 2
- 120 Textile industry 2
- 121 Cleaning 2
- 215 White-collar workers in the clothing and garment industry 2
Show the 6 others
- 128 Hides, leather and substitutes 1
- 214 White-collar workers in the textile industry 1
- 314 Hairdressing and beauty care 1
- 320 Funeral directors 1
- 322 Temporary agency work and approved local services 1
- 322.01 Approved companies for local work and services 1
Source: the annual accounts at the National Bank. One filing can name more than one committee.
Division 96: Personal services
Related activities
1 other activity| Activity | Registrations | Starters, 12 months | Bankruptcies, 12 months | FTE |
|---|---|---|---|---|
| Launderettes and laundries for private customers96102 | 975 | 52 | 5 | 1,624 |
Bankruptcies per year in division 96
| Per year | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Bankruptcies | 271 | 263 | 267 | 301 | 320 | 184 | 194 | 292 | 327 | 333 | 362 | 274 |
| Jobs lost | 585 | 631 | 475 | 646 | 517 | 377 | 469 | 564 | 614 | 635 | 599 | 491 |
2026 through September. Every bankruptcy, also of companies that have since left the register. Source: Statbel (Directorate-General Statistics), NACE classification of 2008.
Staff cost per FTE in NACE division 96
857 employers| Size | Median | Middle half | Employers |
|---|---|---|---|
| fewer than 10 FTE | €44,200 | €35,300 to €56,500 | 452 |
| 10 to 49 FTE | €37,700 | €33,900 to €47,100 | 261 |
| 50 to 249 FTE | €36,500 | €33,200 to €40,200 | 127 |
Employers with the highest staff cost per FTE in this division All sectors by staff cost In the Analysis workbench
Running bankruptcies in the sector
NACE division 96Measured nationally: Of 108,651 bankruptcies of legal entities across Belgium, 49% were closed within five years for insufficient assets and 28% after liquidation, 3% were withdrawn. After five years, 20% were still open. Half had ended after 26 months (a quarter after 15, three quarters after 51 months).
This counts companies with this main activity in the register on 10 November 2026. The outcome itself is not measured by sector. The activity of a company that leaves the register after its bankruptcy is too often not kept to compare closed cases fairly.
10 of the 12,492 companies in NACE division 96 have a parent company abroad. Main parent countries: Luxembourg (3), Germany (2) and France (2). Together they employ 707 of the division's 32,971 FTE: 2.1%, against 14% for Belgium as a whole.
Subsidies in this sector
per register · legal entities with an enterprise number- Flemish subsidies €1.43bn awarded
- Wallonia-Brussels Federation €430,531 paid
- Federal transfers 17.7m amount as published
- EU budget €81.1m attributed share
- EU research €24.1m EU contribution
Insights on Personal service activities
Balance sheet and result. 19.9% of the annual accounts show negative equity, against 12.4% in Belgium. Liquidity of 1.22 is below Belgium's 1.66. Return on equity of 13.0% is below Belgium's 15.9%.
Bankruptcies. In 12 months, 12.0 of 1,000 companies went bankrupt, against 6.2 in Belgium. That is more than in 93% of the 88 NACE divisions. The median bankruptcy probability of 0.3% is above Belgium's 0.2%.
Inflow and structure. Half of the companies are younger than 26.2 years, against 8.1 years in Belgium. Brussels holds 20.1% of the seats, against 12.5% in Belgium. In 12 months, 5.0 of 100 companies started, against 8.9 in Belgium. That is fewer than in 68% of the 87 NACE divisions.
Staff and filing. 44.2% of the financial year 2024 accounts were filed late, against 38.4% in Belgium. The 5 largest employers hold 1,578 of the 3,580 FTE: 44.1%.
Direction. Median solvency rose from 30.0% in financial year 2020 to 38.7% in financial year 2025. The median net result rose from -€929 in financial year 2020 to €15,496 in financial year 2025.
The comparison with Belgium as a whole and with the other divisions is as of 10-11-2026 05:30.
Method and sources
Every company registered today counts under its main activities in the KBO. Establishment units do not count. Staff counts once, under the employer's first main activity, from its latest accounts and only where it fits the staff costs. The count follows the NACE 2025 classification, the version in which code 96101 exists.
The bankruptcies over five years count only companies still registered today, because the activity of a company that left the register is not kept. So they are fewer than the bankruptcies of those years, and the figure is not a probability for the future. Over twelve months the count is nearly complete, because a bankrupt company stays registered while its bankruptcy runs. A company with more than one main activity counts in each of those sectors.
The comparison with Belgium as a whole and with the other NACE divisions rests on an overview of every division, counted again each night. Each division is counted in the version of the NACE classification in which it exists. A standing such as "more than in 80%" compares with the other divisions that have the figure. A division's bankruptcy probability is the median over its companies with a score. Belgium here counts the 1,276,421 companies with a main activity, because only those belong to a division. The other 699,557 registrations publish no activity.
Each median is the value of the middle company, computed over the annual accounts of financial year 2025, and is shown only from 30 accounts. A share (loss-making, negative equity) counts that year's accounts with that trait. Accounts are late when they are filed after the statutory deadline. The direction per financial year follows the companies still registered today. Missing or 90 days late counts the companies with accounts missing today, or whose latest were filed more than 90 days after the deadline. The dossier follows the same rule.