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MINDMAP

Active Private limited companyfounded 2020active for 6 yearsTer Kamerenstraat 28, 1200 Woluwe-Saint-LambertKBO/BCE: BE 0740.923.711

Overview

Lifetime

6 annual accounts with figures on one time axis
peak €56,006 (2024)
€52,604▼ 6.1%
peak €43,206 (2024)
€40,813▼ 5.5%
peak €47,961 (2025)
€47,961▲ 571%
€16,176▼ 70.8%
Board1 name since 2020
Documentsfilings and deeds
02-07-202629 days before the deadline
2025micro format
Equity from €7,148 to €47,961Debts from €55,346 to €16,176

Key points

from the 2025 annual accounts

Equity

€47,961 ▲ 571%

MINDMAP has made a profit in every financial year since 2020.

Liquidity

3.96 was 1.11 in 2024

Short-term debts fell from €55,267 to €16,092.

Filings

6 annual accounts since 2020
AprilJune31 JulyOctober202020222024

The last five annual accounts were filed 29 to 42 days before the end of the period.

Checked score

98
Excellent
Financially stronger than 82% of micro companies in computer programming and consultancy (NACE 62)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.1% across 25,933 companies (NACE 62, micro).

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.1% 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025highest value 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: < 0.1%▼ -0.1 percentage points vs 07-2026lowest value 09-2026: < 0.1%● unchanged vs 08-2026lowest value 10-2026: < 0.1%● unchanged vs 09-2026lowest value 11-2026: < 0.1%● unchanged vs 10-2026lowest value

Financial strength
Strong

100+64equity 74.8% of total assets
91+40short-term debt 25.1% · cash 66.0%
100=return on assets 63.6%

Score breakdown

lowers risk
Liquidity: current ratio 3.96, cash €42,333
Sector: Computer programming, consultancy and related activities (NACE 62)
Equity €47,961 (74.8% of total assets)
Size: total assets €64,137
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 69% of them on solvency, 78% on liquidity, 82% on profitability and 99% on growth.

The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 26,972 companies had the same profile as MINDMAP has now. Each dot stands for 68 companies, two years later.

94.9%
were still trading
3.4%
stopped another way
1.6%
went bankrupt
  • Micro
  • 5 to 10 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more

Another 0.1% stopped without a precise date, possibly only after those two years.

The bankruptcy probability of MINDMAP itself is lower: < 0.1% within 12 months. It rests on far more data about MINDMAP than the profile alone.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 26,972 companies, not a prediction for MINDMAP. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €4,500 on 30-day terms is acceptable

Liquidity is ample, with a current ratio of 3.96 (1.11 in 2024), above the usual 1.5. Short-term debt is 25.1% and cash 66% of total assets. 25.2% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

5 signals, none raises the risk
Five signals.
lowers riskneutral
lowers risk · Liquidity: current ratio 3.96, cash €42,333
NBB · annual accounts
lowers risk · Sector: Computer programming, consultancy and related activities (NACE 62)
KBO
lowers risk · Equity €47,961 (74.8% of total assets)
NBB · annual accounts
lowers risk · Size: total assets €64,137
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 6 filings
Deviation from the deadline
2025
29 days early
2024
37 days early
2023
35 days early
2022
42 days early
2021
40 days early
2020
43 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 6 accounts on average 38 days before the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 24 June (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
11-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

  • DE MIRA CASTRO VAZ DO NASCIMENTO Mariana Inès 500 sharesdeed of 10-01-2020
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0740923711
Registered office moved from Etterbeek to Woluwe-Saint-Lambert New registered office: rue de la Cambre 28 à 1200 Woluwe-Saint-Lambert · Previous registered office: rue de Pervyse 34 Bte 1 à 1040 Etterbeek · General meeting of 18-03-2020 · Gazette deed
First establishment Ter Kamerenstraat 28, Woluwe-Saint-Lambert
Incorporation Founding capital of €3,500 · Appointment: DE MIRA CASTRO VAZ DO NASCIMENTO Mariana Inès (director) · Registered office clause: rue de Pervyse 34 B/1, 1040 Etterbeek · Founder: DE MIRA CASTRO VAZ DO NASCIMENTO Mariana Inès · published on 10-01-2020 · Gazette deed
All 13 events

Comparable companies

same main activity, similar in size and age
Company
MINDMAP Woluwe-Saint-Lambert €64,137 €52,604 74.8% -
UNO IT Anderlecht €68,910 €60,521 20.7% -
BENY INVEST Uccle €77,730 €49,652 62.6% -
BY CONSULTING Anderlecht €63,255 €58,137 7.8% -
SYLVERTOWER CONSULTING Woluwe-Saint-Pierre €76,156 €53,215 73.9% -
Parallel49 Woluwe-Saint-Pierre €51,023 €51,844 60.5% -
JM DATA ENGINEERING Braine-l'Alleud €64,876 €54,070 7.7% -

These companies have the same main activity as MINDMAP: computer programming (NACE 62100). They are comparable in size and age: total assets between €51,000 and €77,700, founded between 2019 and 2021.

Official details

Source: KBO
Status
Active since 08-01-2020Normal situation
Activity
Computer programmingNACE 62100and 1 other
Establishment unit
2.297.798.2571200 Woluwe-Saint-Lambert, since 10-01-2020
Financial year end
31 December
Peppol
Reachable since 15-12-2025
Company details

Annual accounts 2025

€52,604▼ 6.1%
≈ €120,000estimated
€40,813▼ 5.5%
€47,961▲ 571%
€64,137▲ 2.6%
Filing
Filed on 02-07-2026, 29 days before the end of the filing period
Financials

Insights on MINDMAP

MINDMAP files the micro format. That format states no turnover. The gross margin rose from €33,734 in 2020 to €52,604 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette.

Financials

Annual accounts 2025

micro format, filed on 02-07-2026, 29 days before the deadline
€52,604
▼ 6.1%
€51,760
▼ 5.8%
€40,813
▼ 5.5%
€47,594
▲ 678%
74.8%
▲ 63.3 percentage points
3.96
▲ 2.85

Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.

Turnover ≈ €120,000. Estimated: probably between €100,000 and €160,000.

Balance sheet

balance sheet total €64,137 on 31-12-2025
What the company ownsHow it is paid for

in euro

in euro

Position in the sector

74.8%

Higher than 68% of 21,208 companies in 2025.

3.96

Higher than 68% of 20,571 companies in 2025.

63.6%

Higher than 92% of 20,746 companies in 2025.

MINDMAP Middle half of the sector 80% of the sector Micro accounts in computer programming and consultancy (NACE 62)

Net result: middle half · Equity: middle half · Balance sheet total: bottom quarter · Working capital: middle half

Filed annual accounts

as filed with the National Bank, click a year to choose it
Line Trend202520242023202220212020
Balance sheet: assets
20/58 64,13762,49462,26158,42352,37346,509
20 -----19
21/28 4511,1102,1181,5851,8402,154
22/27 4511,1102,1181,5851,8402,154
24 4511,1102,1181,5851,8402,154
29/58 63,68661,38460,14356,83950,53244,336
29 9,58314,58314,58331,00033,00026,000
291 9,58314,58314,58331,00033,00026,000
40/41 11,77010,4699,9987,7006,7649,207
40 10,67210,4099,9707,6966,7648,845
41 1,09860284-362
54/58 42,33336,33135,56218,13910,7699,129
Balance sheet: equity and liabilities
10/49 64,13762,49462,26158,42352,37346,509
10/15 47,9617,1483,94242,84434,00429,151
10/11 3,5003,5003,5003,5003,5003,500
14 44,4613,64844239,34430,50425,651
17/49 16,17655,34658,31915,58018,36917,359
42/48 16,09255,26758,24415,15718,18017,304
43 82489--
430/8 82489--
44 8-916171350
440/4 8-916171350
45 15,46714,90223,4379,97715,75513,139
450/3 12,29412,25920,9379,97715,75513,139
454/9 3,1732,6432,500---
47/48 60940,34134,7084,5552,4114,115
492/3 84797542318955
Income statement
9900 52,60456,00650,70712,1166,51433,734
630 7941,0081,0251,3161,0091,897
640/8 5162---34
9901 51,76054,93649,68210,8005,50531,803
75/76B 242292294632632362
75 242292294632632362
65/66B 28725125841599128
65 28725125841599128
9903 51,71554,97649,71811,0176,03832,036
67/77 10,90211,77010,7772,1771,1846,386
9904 40,81343,20638,9418,8404,85425,651
9905 40,81343,20638,9418,8404,85425,651
Appropriation of the result
9906 44,46143,64878,28539,34430,50425,651
14P 3,64844239,34430,50425,651-
694/7 -40,00077,843---
694 -40,00077,843---
Document PDFPDFPDFPDFPDFPDF

The notes to these accounts have 6 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Source: Annual accounts 2025 at the NBB, filed on 02-07-2026.

Download as CSV

Filings

each dot is a set of accounts, on the day it reached the National Bank
Financial year Type Filed Reference Document
31-12-2025 micro format 02-07-2026 2026-00251185 PDF
31-12-2024 micro format 24-06-2025 2025-00183015 PDF
31-12-2023 micro format 26-06-2024 2024-00180050 PDF
31-12-2022 micro format 19-06-2023 2023-00137020 PDF
31-12-2021 micro format 21-06-2022 2022-20145286 PDF
31-12-2020 micro format 18-06-2021 2021-21800022 PDF

Key figures and ratios

per financial year, computed from the annual accounts
Line Trend202520242023202220212020
52,55355,94450,70712,1166,51433,700
41,60644,21439,96610,1565,86227,548
13401,5581,0606762,894
6,00276917,4237,3701,639-
47,5946,1161,89941,68232,35327,033
74.8%11.4%6.3%73.3%64.9%62.7%
3.961.111.033.752.782.56
0.347.7414.790.360.540.60
85.1%604.4%987.8%20.6%14.3%88.0%
63.6%69.1%62.5%15.1%9.3%55.2%
over 100over 100over 10029.1865.66-

A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.

Investments

fixed assets acquired
Item20252024202320222021
Tangible fixed assets€134-€1,558€1,060€676
€794€1,008€1,025€1,316€1,009

Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)

Insights on MINDMAP

The operating result for 2025 is 6% lower than in 2024.

Debt's share of the balance-sheet total falls from 88.6% to 25.2%. Equity is higher and debt is lower.

Board & ownership

Board

1 director, since incorporation
Director (not named in the articles)
since 08-01-2020 term without a fixed end
listed in the 2025 annual accounts, filed on 02-07-2026

Office holders in the KBO →

Mandates through the years

1 name, the dashed line is today
DE MIRA CASTRO VAZ DO NASCIMENTO Mariana Inès
Director (not named in the articles)
Board
Mandates as a list
  • DE MIRA CASTRO VAZ DO NASCIMENTO Mariana Inès
    • Director (not named in the articles), from 08-01-2020 to date

See the board, name and registered office on a given date →

Control

This company
MINDMAP
Equity €47,961
Profit €40,813 in 2025

Capital

Contribution
€3,500
Shares
500
Contribution per share
€7
Equity per share
€95.92 in 2025
Source
deed of 10-01-2020

Articles of association

deed of 10-01-2020 (in French)
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
Board ruleThese rules set how the board is made up, meets and takes decisions.
At least 1 director
Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
No statutory auditor

Shareholders

At incorporation deed of 10-01-2020 ↗

Network & group

No group

MINDMAP has no parent and no holdings in its annual accounts. DE MIRA CASTRO VAZ DO NASCIMENTO Mariana Inès is the only director. MINDMAP shares no director with another company.

At the same address

Ter Kamerenstraat 28, 1200 Woluwe-Saint-Lambert · 6 other companies
Algorithme Valeurs IF
registered office since 19-02-2019 · founded in 2019
total assets €171,926 (2025)
0720.916.866
AGVICE
registered office since 06-09-2019 · founded in 2019
total assets €95,838 (2025)
0733.803.218
GLG COMPANY
registered office since 28-11-2017 · founded in 2017
total assets €51,593 (2025)
0685.419.915
De Mira Castro Vaz Do Nascimento, Mariana (sole trader)
establishment since 01-04-2019
founded in 2019
0726.469.028
Lerminiaux, Christophe (sole trader)
establishment since 05-11-2018
founded in 2018
0712.810.042
Harnett, Jana (sole trader)
establishment since 17-08-2018
founded in 2018
0700.925.364

Timeline

Timeline

13 events since 2020

Deadline for the 2026 accounts: 31-07-2027

2026
Annual accounts 2025 filed NBBmicro format · 29 days before the deadline
2025
Liquidity more than triples current ratio 3.96 The current ratio rises from 1.11 to 3.96. Short-term debt falls from €55,267 to €16,092.
Registered in the Peppol Directory Reachable for e-invoices through 0208:0740923711
Annual accounts 2024 filed PDFmicro format · 37 days before the deadline
2024
Highest result from 2020 to 2025 net €43,206 ▲11% The operating result of €54,936 and the net result of €43,206 are both a record.
Annual accounts 2023 filed PDFmicro format · 35 days before the deadline
2023
Annual accounts 2022 filed PDFmicro format · 42 days before the deadline
2022
Annual accounts 2021 filed PDFmicro format · 40 days before the deadline
2021
Weakest financial year net €4,854 ▼81.1% The net result drops to €4,854, the lowest from 2020 to 2025. It recovers the following year.
Annual accounts 2020 filed PDFmicro format · 43 days before the deadline
2020
Registered office moved from Etterbeek to Woluwe-Saint-LambertNew registered office: rue de la Cambre 28 à 1200 Woluwe-Saint-Lambert · Previous registered office: rue de Pervyse 34 Bte 1 à 1040 Etterbeek · General meeting of 18-03-20202 points ▸
  • General meeting, 18-03-2020
  • Registered-office move, rue de la Cambre 28 à 1200 Woluwe-Saint-Lambert

Open the deed in the Belgian Official Gazette

First establishment Ter Kamerenstraat 28, Woluwe-Saint-Lambert
IncorporationFounding capital of €3,500 · Appointment: DE MIRA CASTRO VAZ DO NASCIMENTO Mariana Inès (director) · Registered office clause: rue de Pervyse 34 B/1, 1040 Etterbeek · Founder: DE MIRA CASTRO VAZ DO NASCIMENTO Mariana Inès · published on 10-01-20206 points ▸

Open the deed in the Belgian Official Gazette

Financial milestones sit on the financial year-end date, not the filing date.

Sources: Publications in the Belgian Official GazetteFilings with the National Bank

History

On 8 January 2020, MINDMAP was incorporated as a private limited company by one natural person, with a starting capital of €3,500.12 In 2020 the registered office moved to Woluwe-Saint-Lambert.3 DE MIRA CASTRO VAZ DO NASCIMENTO Mariana Inès has served as director since 2020.4 Total assets went from €46,509 in 2020 to €64,137 in 2025.5

  1. 1KBO register
  2. 2Belgian Official Gazette, 10-01-2020
  3. 3Belgian Official Gazette, 17-06-2020
  4. 4National Bank, annual accounts 2025
  5. 5National Bank, annual accounts 2020 and 2025

Company details

Identity

Enterprise number
0740.923.711
VAT number
BE 0740.923.711
Peppol ID
0208:0740923711
Other Peppol ID
9925:BE0740923711
Legal form
Private limited company
Status
Active, normal situation
Founded
08-01-2020
Financial year
ends on 31 December
Peppol
Reachable since 15-12-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
Name
MINDMAP in French
Entity type
Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 10-01-2020 (in French)
Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“Région de Bruxelles-Capitale”
deed of 10-01-2020 (in French)

Activities

NACEBEL 2025
62100 Computer programming main activity
Codes under NACEBEL 2008
62010 Computer programming, consultancy and related activities main activity
62020 IT consultancy
PurposeThe purpose describes the activities the company may carry out under its articles.
“Toutes activités de conseil pour les affaires et autres conseils de gestion (70220) à l’exclusion de la gestion bancaire,financière et…”
8 activities
  1. Toutes activités de conseil pour les affaires et autres conseils de gestion (70220) à l’exclusion de la gestion bancaire,financière et d’assurance.
  2. Toutes activités en matière informatique (62090) en ce compris la conception,le développement,la réalisation,et la commercialisation de logiciels ou de matériels informatiques ; la location et la location-bail de machines de bureau et de matériel informatique (77330) ; la location et la location bail de machines et d’équipements de bureau,sans opérateur: ordinateurs,machines et matériels informatiques,duplicateurs,photocopieuses,machines à écrire et de traitement de texte,etc. (7733001); l’entretien et la réparation d'ordinateurs et de matériel informatique périphérique (9511001); la promotion,l’utilisation et la commercialisation de progiciels de gestion intégrés (ERP) et des solutions web développés par elle-même ou par des tiers ; la vente de vidéos explicatives ou tutoriels disponibles ayant pour objet le fonctionnement d’un site internet ou tout autre objet ; toutes activités de formation en matière informatique et en matière de sites web (6202).
  3. L’installation de systèmes de télécommunication et d’installations informatiques (4321102) ; la gestion d'installations informatiques (62030),la gestion et l’exploitation en continu de matériel informatique appartenant à des tiers (6311002) ; la réalisation de missions spécifiques en matière informatique telle que la migration de produit existant ou l’installation de nouveaux produits.
  4. Le stockage de données: préparation d'un enregistrement informatique de ces informations selon une structure prédéterminée (6311012).
  5. La programmation informatique (62010).
  6. Le conseil informatique (62020) ; les activités de conseil aux utilisateurs concernant le type et la configuration du matériel informatique et les applications logicielles (6202001) ; les conseils et l’assistance aux entreprises et aux services publics en matière de planification,d’organisation,de recherche du rendement,de contrôle d’information,de gestion (7022001) ainsi que toutes autres activités de soutien aux entreprises (82990).
  7. Le service et la consultance dans le domaine des réseaux,de la protection des réseaux et de la sécurité informatique ; les activités de conseil en matière de sécurité industrielle,de sécurité des ménages et des services publics (7490901) ; les activités de sécurité privée (80100) et les activités liées aux systèmes de sécurité (80200).
  8. D’autres activités de soutien aux entreprises non classées ailleurs (82990).
deed of 10-01-2020 (in French)

Registered office and establishments

1 establishment
Establishment Since Unit number
Ter Kamerenstraat 28 registered office 1200 Woluwe-Saint-Lambert 10-01-2020 2.297.798.257
1 former office
  • rue de Pervyse 34 Bte 1, 1040 Etterbeek until 18-03-2020 · deed of 17-06-2020

Buildings and parcels at the address

Ground area
232 m²
Buildings
61 m²
Volume, LiDAR
633 m³
Tallest building
12.5 m
Buildings to scale, each on its own parcel
61 m², 12.5 m 61 m², 12.5 m

Location

registered office establishment The establishment unit on the map
7 companies at this address See who is registered here

Parcels

Cadastral parcelArea Buildings Height / floors
21674C0223/00Z009232 m² 1 · 61 m² 12.5 m · 3