JM DATA ENGINEERING
ActiveJM DATA ENGINEERING has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €5k and a net result of €39k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 13% of 16906 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
65
/ 100
Healthy▲ +12 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency17▲+2
Growth58=
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.03 against 0.96 in 2024), and 92.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
7.7%
Return on assets
59.6%
Age of the figures
8 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 13% of 16906 sector peers (2025).
NBB · sector comparisonPosition among 16906 sector peers
Solvency
better than 13%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
26 d late
2024
32 d early
2023
33 d early
2022
28 d late
2021
6 d early
2020
23 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€5k=
2024 · €5k
2020: €33k
2021: €73k
2022: €69k
2023: €5k
2024: €5k
2020 → 2025
Total assets
€65k▼ 4.3%
2024 · €68k
2020: €52k
2021: €92k
2022: €88k
2023: €92k
2024: €68k
2020 → 2025
Net result
€39k▼ 9.2%
2024 · €43k
2020: €34k
2021: €46k
2022: €-4k
2023: €4k
2024: €43k
2020 → 2025
Working capital
€2k
2024 · €-2k
2020: €30k
2021: €72k
2022: €69k
2023: €-2k
2024: €-2k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€73k-€69k▼ 5.6%€5k▼ 92.8%€5k=€5k=
Operating result€64k-€-3k€7k€55k▲ 712%€50k▼ 9.5%
Net result€46k-€-4k€4k€43k▲ 1,047%€39k▼ 9.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 9% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €65k
Fixed assets
€3k▼ 58.9%
Current assets
€62k▲ 2.3%
Equity and liabilities €65k
Equity
€5k=
Debt
€60k▼ 4.6%
The debt ratio falls from 92.6% to 92.3%: debt is paid down.
Key figures and ratios
EBITDA
€54k▼
2024 · €59k
Cash flow
€43k▼
2024 · €47k
Solvency
7.7%▲
2024 · 7.4%
Current ratio
1.03▲
2024 · 0.96
Quick ratio
1.03▲
2024 · 0.96
Debt / equity
11.98▼
2024 · 12.56
ROE
773.6%▼
2024 · 851.6%
ROA
59.6%▼
2024 · 62.8%
Interest coverage
639.80▲
2024 · 473.63
Debt
€60k▼
2024 · €63k
Debt ≤ 1 year
€60k▼
2024 · €63k
Income taxes
€11k▼
2024 · €12k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€68k€65k▼
Fixed assets21/28€7k€3k▼
Tangible fixed assets22/27€7k€3k▼
Furniture and vehicles24€7k€3k▼
Current assets29/58€61k€62k▲
Amounts receivable within one year40/41€21k€14k▼
Trade receivables40€14k€13k▼
Other amounts receivable41€7k€1k▼
Cash at bank and in hand54/58€40k€48k▲
Equity and liabilities
Total equity and liabilities10/49€68k€65k▼
Equity10/15€5k€5k=
Contributions10/11€5k€5k=
Amounts payable17/49€63k€60k▼
Amounts payable within one year42/48€63k€60k▼
Trade debts44€170€449▲
Suppliers440/4€170€449▲
Taxes, remuneration and social security45€12k€11k▼
Taxes450/3€12k€11k▼
Other amounts payable47/48€51k€49k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€4k▲
Other operating charges640/8€285€295▲
Gross operating margin9900€59k€54k▼
Operating profit (loss)9901€55k€50k▼
Financial income75/76B€19€0▼
Recurring financial income75€19€0▼
Financial charges65/66B€124€84▼
Recurring financial charges65€124€84▼
Profit (loss) for the period before taxes9903€55k€49k▼
Income taxes67/77€12k€11k▼
Profit (loss) for the period9904€43k€39k▼
Profit (loss) for the period to be appropriated9905€43k€39k▼
Appropriation of the result
Profit (loss) to be appropriated9906€43k€39k▼
Profit to be distributed694/7€43k€39k▼
Return on contributions (dividend)694€43k€39k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 26 days late
2025
29-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
28-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 28 days late
2022
31-12
Financial
Weakest financial yearnet €-4k ▼109%
Net result drops to €-4k, the lowest in the series; recovery starts the following year.
25-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2020net €46k ▲37.2%
Operating result €64k, net result €46k, both a record.
23-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 23 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Braine-l'Alleud · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Baty 361428 Braine-l'AlleudGround area
847 m²
Building footprint
100 m²
Volume, LiDAR
520 m³
Parcel 25054D0103/00L000, Wallonia · tallest building 7.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
JM DATA ENGINEERING
since 20202.297.571.791
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25054D0103/00L000 | Wallonia | 847 m² | 1 · 100 m² | 7.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 16,811 companies in sector 62100 we hold annual accounts for 8,748. 2,991 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-01-2020
Fiscal year end31-12
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62100Computer programming
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.