MILLENIUM TAPIS
ActiveMILLENIUM TAPIS has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €90k and a net result of €7k. Equity remains stable across the filed fiscal years (±1.2% per year). Its solvency ranks better than 38% of 17987 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
74
/ 100
Healthy▼ -7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability52▼-47
Solvency47▲+1
Growth58=
Stability100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 32.21 against 15.23 in 2024), but 79.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
20.2%
Return on assets
1.6%
Age of the figures
8 mo
lowers risk · Growing equity
Equity grew over 2023-2025. Profits are largely retained rather than distributed.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €90k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-06-2026, 57 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
57 d early
2024
38 d early
2023
57 d early
2022
114 d early
2021
46 d early
2020
89 d early
2019
73 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€207k
EBIT margin
7.5%
Net result
€7k▼ 56.0%
2024 · €16k
2018: €-3k
2019: €-8k
2020: €-3k
2021: €2k
2022: €-16k
2023: €-2k
2024: €16k
2018 → 2025
Working capital
€402k▲ 5.7%
2024 · €380k
2018: €185k
2019: €174k
2020: €235k
2021: €241k
2022: €254k
2023: €249k
2024: €380k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€207k
Equity€84k-€68k▼ 19.2%€66k▼ 2.3%€83k▲ 24.8%€90k▲ 8.7%
Operating result€3k-€-13k€-475▲ 96.4%€20k€16k▼ 21.2%
Net result€2k-€-16k€-2k▲ 90.4%€16k€7k▼ 56.0%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 21% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €447k
Fixed assets
€32k▼ 31.0%
Current assets
€415k▲ 2.0%
Equity and liabilities €447k
Equity
€90k▲ 8.7%
Debt
€357k▼ 3.7%
The debt ratio falls from 81.7% to 79.8%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€30k▼
2024 · €33k
Cash flow
€22k▼
2024 · €29k
Solvency
20.2%▲
2024 · 18.3%
Current ratio
32.21▲
2024 · 15.23
Quick ratio
1.31▲
2024 · 1.13
Debt / equity
3.96▼
2024 · 4.47
ROE
8.0%▼
2024 · 19.9%
ROA
1.6%▼
2024 · 3.6%
Interest coverage
7.68▼
2024 · 8.82
Debt
€357k▼
2024 · €371k
Debt ≤ 1 year
€13k▼
2024 · €27k
Debt > 1 year
€344k=
2024 · €344k
Income taxes
€5k
Staff costs
€400
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€454k€447k▼
Fixed assets21/28€47k€32k▼
Tangible fixed assets22/27€47k€32k▼
Plant, machinery and equipment23€13k€9k▼
Furniture and vehicles24€13k€9k▼
Leasing and similar rights25€21k€14k▼
Financial fixed assets28€136€136=
Current assets29/58€407k€415k▲
Stocks and contracts in progress3€377k€398k▲
Stocks30/36€377k€398k▲
Amounts receivable within one year40/41€13k€11k▼
Trade receivables40€13k€11k▼
Cash at bank and in hand54/58€17k€6k▼
Equity and liabilities
Total equity and liabilities10/49€454k€447k▼
Equity10/15€83k€90k▲
Contributions10/11€19k€19k=
Outside capital11€19k€19k=
Share premium1100/10€19k€19k=
Reserves13€3k€3k=
Non-distributable reserves130/1€3k€3k=
Legal reserve130€3k€3k=
Profit (loss) carried forward14€62k€69k▲
Amounts payable17/49€371k€357k▼
Amounts payable after more than one year17€344k€344k=
Financial debts170/4€344k€344k=
Amounts payable within one year42/48€27k€13k▼
Trade debts44€8k€905▼
Suppliers440/4€8k€905▼
Taxes, remuneration and social security45€19k€12k▼
Taxes450/3€19k€12k▼
Income statement
Code20242025
Turnover70-€207k
Goods, raw materials, services and sundry goods60/61-€176k
Remuneration, social security and pensions62-€400
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€14k▲
Other operating charges640/8€610€306▼
Gross operating margin9900€33k€31k▼
Operating profit (loss)9901€20k€16k▼
Financial income75/76B€439€367▼
Recurring financial income75€439€367▼
Financial charges65/66B€4k€4k▲
Recurring financial charges65€4k€4k▲
Profit (loss) for the period before taxes9903€16k€12k▼
Income taxes67/77-€5k
Profit (loss) for the period9904€16k€7k▼
Profit (loss) for the period to be appropriated9905€16k€7k▼
Appropriation of the result
Profit (loss) to be appropriated9906€62k€69k▲
Profit (loss) brought forward from the previous period14P€45k€62k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
04-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Liquidity doublescurrent ratio 32.21
Current ratio from 15.23 to 32.21; short-term debt falls from €27k to €13k.
23-06
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Back to profitnet €16k
Net result €16k after 2 loss-making years.
31-12
Financial
Liquidity times 5current ratio 15.23
Current ratio from 2.99 to 15.23; short-term debt falls from €125k to €27k.
04-06
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
08-04
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Weakest financial yearnet €-16k ▼1133%
Net result drops to €-16k, the lowest in the series; recovery starts the following year.
15-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €2k
Net result €2k after 3 loss-making years.
03-05
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
19-05
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
07-06
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
09-05
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
09-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 director, no change since 2024
Bilal ÖNAL
CurrentDirector (executive) · since 01-02-2024
01-02-2024
Appointed as Director (executive)
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2000
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Leopold I-straat 189-1931020 BrusselGround area
1,161 m²
Building footprint
919 m²
Volume, LiDAR
5,301 m³
Parcel 21816C0089/00F008, Brussels · tallest building 14.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Leopold I-straat 189, 1020 Brussel
since 20002.093.864.665
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21816C0089/00F008 | Brussels | 1,161 m² | 1 · 919 m² | 14.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Tiesters
BE 0451.797.789
Maasmechelen · Eq €90k
LE GIRAFFE
BE 0549.846.379
Tongeren-Borgloon · Eq €89k
Decor Center Liège
BE 0721.556.373
Waregem · Eq €92k
FRAMALEX
BE 0782.333.704
Quaregnon · Eq €93k
DECORATIE VANLOO
BE 0465.623.358
De Haan · Eq €87k
Of 528 companies in sector 47530 we hold annual accounts for 320. 272 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-03-2000
Fiscal year end31-12
Activities, NACEBEL
47530Retail trade
52486
Sources
Crossroads Bank for EnterprisesNational Bank · 25 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.