Skip to content

LE GIRAFFE

Active
Private limited companyfounded 201412 yrs activeTomstraat 101, 3700 Tongeren-Borgloon, BelgiumKBO/BCE: BE 0549.846.379
Summary

LE GIRAFFE has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €88,831 and a net result of -€39,055. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 27% of 12331 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).

Risk analysisWatch ReportCompare
LE GIRAFFEActiveChecked score 65/100
Risk analysis ReportCompare

Overview

Activity
Retail trade
NACE 47530
1 site
Size
€540,222total assets 2025
Staff
4.1 FTE
Equity
€88,831
Loss
-€39,055
Turnover not published (abridged schema)
Financial health
65 Healthy Checked score 2025
Bankruptcy chance 12 m
1.0%
Structure
Accounts 25 d early1 of 4 deeds read
Why 65- Loss of €39,055 (FY 2025)- Size: 4.1 FTE, total assets €540,222- Equity €88,831 (16.4% of total assets)- Sector Retail trade (NACE 47)Show the evidence

Checked score

Score 2025
65 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Better than 27% of its sector peers (NACE 47, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Weak
Solvency 41-6
equity 16.4% of total assets
Liquidity 42+8
short-term debt 64.4% · cash 20.5%
Profitability 19-52
return on assets -7.2%
Bankruptcy probability, 12 months
1.0% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (39,974 companies)
Last 24 months 11-2024: 0.8% 12-2024: 0.8%▲ +0.8% vs 11-2024 01-2025: 0.8%● 0.0% vs 12-2024 02-2025: 0.8%▲ +2.3% vs 01-2025 03-2025: 0.8%▼ -3.7% vs 02-2025 04-2025: 0.9%▲ +18.1% vs 03-2025 05-2025: 1.1%▲ +20.6% vs 04-2025 06-2025: 1.3%▲ +22.7% vs 05-2025 07-2025: 1.5%▲ +16.9% vs 06-2025highest value 08-2025: 0.7%▼ -52.8% vs 07-2025 09-2025: 0.7%● 0.0% vs 08-2025 10-2025: 0.7%● 0.0% vs 09-2025 11-2025: 0.7%● 0.0% vs 10-2025 12-2025: 0.5%▼ -36.6% vs 11-2025 01-2026: 0.4%▼ -10.6% vs 12-2025 02-2026: 0.4%● 0.0% vs 01-2026 03-2026: 0.4%▼ -1.2% vs 02-2026lowest value 04-2026: 0.5%▲ +11.3% vs 03-2026 05-2026: 0.4%▼ -2.0% vs 04-2026 06-2026: 0.5%▲ +13.5% vs 05-2026 07-2026: 0.7%▲ +29.7% vs 06-2026 08-2026: 1.0%▲ +48.1% vs 07-2026 09-2026: 1.0%● 0.0% vs 08-2026 10-2026: 1.0%● 0.0% vs 09-2026
  • Loss of €39,055 (FY 2025) raises the probability
  • Size: 4.1 FTE, total assets €540,222 raises the probability for this profile
  • Equity €88,831 (16.4% of total assets) raises the probability
  • Sector Retail trade (NACE 47) raises the probability
Credit up to €5,000 at 30 days acceptable
Liquidity tight (current ratio 1.0 against 1.15 in 2024; short-term debt: 64.4% and cash: 20.5% of total assets), and 83.6% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 47, micro). Better than this share of them on solvency 32%, liquidity 39%, profitability 21%, growth against the median 15%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Loss of €39,055 (FY 2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Size: 4.1 FTE, total assets €540,222
In the bankruptcy model this factor raises the probability for this profile.
NBB · annual accounts
raises risk · Equity €88,831 (16.4% of total assets)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Sector Retail trade (NACE 47)
In the bankruptcy model this factor raises the probability.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
25 d early
2024
3 d early
2023
29 d late
2022
30 d late
2021
30 d late
2020
30 d late
2019
14 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 11 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 30 August (4 of the last 5 filed years within 33 days of that day).
Companies Code · seven months
Position in the running window
04-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Statutes amendmentShare issue · Power of…
  3. Weakest financial yearnet -€39,055

Key points

  • Caution: Among the weakest 10% on net resultsector median €28,427 · 12,319 companies -€39,055 View
  • Total assets 20256 fiscal years filed €540,222 View
  • Active since 2014founded 28-03-2014 12 years View

By topic

Financials

Fiscal year
2025
Total assets
€540,222
Loss
-€39,055
Solvency
16.4%
Total assets▼ 6.5%
Net result
20182025
Go to Financials

Timeline

Events
15
Since
2017
Next accounts
by 31-07-2027
  1. 06-07-2026Annual accounts filed
  2. 30-04-2026Statutes amendment
  3. 31-12-2025Weakest financial year
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Retail tradeNACE 47530
Founded
28-03-2014
Year ends
31-12
Peppol
Not found in the Peppol directory
Go to Company details

Go further with this company

How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What other support did companies like this one receive, and it did not?Subsidies How does this company compare with its sector?Sector benchmark

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.

We would like to set cookies. That happens only with your consent. What we measure