MijnCFO
ActiveSummary
The computed 12-month bankruptcy probability of MijnCFO is 1.5% (moderate). The 2025 annual accounts show equity of €10,347 and a net result of -€50. Equity is growing by ~3.7% per year across the filed fiscal years. Its solvency ranks better than 48% of 7081 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
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Signals
This company filed its last 5 accounts on average 32 days after the deadline; the sector median for financial year 2024 is 6 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (2)
History
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Financials · fiscal year 2025, micro schema
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Peer companies
Historical observationOf the 3,440 companies that looked in July 2024 the way this one looks now, 2.1% went bankrupt within 24 months and 90% are still going.
- Micro
- 5 to 10 years old
- solvency 30% or more
- a small loss
A further 0.7% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 1.5% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 3,440 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €3,854 | €5,261 | - | - | - | - |
| Other operating charges640/8 | €1,016 | - | €300 | - | - | - |
| Gross operating margin9900 | €1,923 | -€9,621 | €24,088 | -€5,026 | - | - |
| Operating profit (loss)9901 | -€2,947 | -€14,882 | €23,788 | -€5,026 | - | - |
| Financial charges65/66B | €6 | €100 | €212 | €820 | €50 | ▼ 93.9% |
| Recurring financial charges65 | €6 | €100 | €212 | €820 | €50 | ▼ 93.9% |
| Non-recurring financial charges66B | - | - | €212 | - | - | - |
| Profit (loss) for the period before taxes9903 | -€2,952 | -€14,982 | €23,576 | -€5,845 | -€50 | ▲ 99.1% |
| Income taxes67/77 | - | - | €1,401 | - | - | - |
| Profit (loss) for the period9904 | -€2,952 | -€14,982 | €22,176 | -€5,845 | -€50 | ▲ 99.1% |
| Profit (loss) for the period to be appropriated9905 | -€2,952 | -€14,982 | €22,176 | -€5,845 | -€50 | ▲ 99.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €36,461 | €18,676 | €47,812 | €30,382 | €19,896 | ▼ 34.5% |
| Fixed assets21/28 | €22,451 | €17,190 | €17,190 | €17,190 | €17,190 | = |
| Intangible fixed assets21 | €22,451 | €17,190 | €17,190 | €17,190 | €17,190 | = |
| Current assets29/58 | €14,010 | €1,486 | €30,622 | €13,192 | €2,706 | ▼ 79.5% |
| Amounts receivable within one year40/41 | €305 | €381 | €30,622 | €6,874 | €379 | ▼ 94.5% |
| Trade receivables40 | - | - | €30,000 | - | - | - |
| Other amounts receivable41 | €305 | €381 | €622 | €6,874 | €379 | ▼ 94.5% |
| Cash at bank and in hand54/58 | €13,705 | €1,105 | - | €6,318 | €1,928 | ▼ 69.5% |
| Deferred charges and accrued income490/1 | - | - | - | - | €400 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €36,461 | €18,676 | €47,812 | €30,382 | €19,896 | ▼ 34.5% |
| Equity10/15 | €9,048 | -€5,934 | €16,242 | €10,396 | €10,347 | ▼ 0.5% |
| Contributions10/11 | €12,000 | €12,000 | €12,000 | €12,000 | €12,000 | = |
| Reserves13 | - | - | €4,000 | €4,000 | - | - |
| Distributable reserves133 | - | - | €4,000 | €4,000 | - | - |
| Profit (loss) carried forward14 | -€2,952 | -€17,934 | €242 | -€5,604 | -€1,653 | ▲ 70.5% |
| Amounts payable17/49 | €27,414 | €24,610 | €31,571 | €19,986 | €9,550 | ▼ 52.2% |
| Amounts payable after more than one year17 | €8,000 | €8,000 | €8,000 | €16,000 | €6,000 | ▼ 62.5% |
| Financial debts170/4 | €8,000 | €8,000 | €8,000 | €16,000 | €6,000 | ▼ 62.5% |
| Amounts payable within one year42/48 | €19,414 | €16,610 | €23,566 | €3,986 | €3,550 | ▼ 10.9% |
| Trade debts44 | €2,382 | €528 | €4,282 | €3,986 | €3,550 | ▼ 10.9% |
| Suppliers440/4 | €2,382 | €528 | €4,282 | €3,986 | €3,550 | ▼ 10.9% |
| Taxes, remuneration and social security45 | - | - | €1,401 | - | - | - |
| Taxes450/3 | - | - | €1,401 | - | - | - |
| Other amounts payable47/48 | €17,031 | €16,083 | €17,883 | - | - | - |
| Accrued charges and deferred income492/3 | - | - | €5 | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€2,952 | -€14,982 | €22,176 | -€5,845 | -€50 | ▲ 99.1% |
| + Depreciation and write-downs630 | €3,854 | €5,261 | - | - | - | - |
| Operating cash flow (approximation) | €902 | -€9,721 | €22,176 | -€5,845 | -€50 | ▲ 99.1% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | €0 | - |
| Change in cash | - | -€12,600 | - | - | -€4,390 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
10-09
State Gazette act
Resignation: Celine Van Geyt (director)2 facts ▸
- General meeting, 01-07-2026
- Director resignation, Celine Van Geyt (director)
About the unread acts
Of the 4 Belgian State Gazette acts we know for this company, 1 has been read. The other 3 have not been read yet: what they contain is neither established nor disproved here.
Directors · office · real estate
Not every act has been read: a resignation may be missing here
1 establishment unit
2 parcels
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63014A0334/00Z000 | Wallonia | 1,675 m² | 1 · 304 m² | 8.9 m · 2 fl. |
| 24502C0296/00Y010 | Flanders | 120 m² | 1 · 120 m² | 15.0 m · 4 fl. |
Linked by address, not proof of ownership
Mandate history
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| Celine Van Geyt |
|
Similar companies · same sector, comparable size
Identification & contact
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Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.