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Midchoc

Active
Private limited companyfounded 2024active for 2 yearsLeopoldlaan 74, 8430 Middelkerke, BelgiumKBO/BCE: BE 1010.772.860
Summary

The computed 12-month bankruptcy probability of Midchoc is 1.8% (moderate). The 2025 annual accounts show equity of €74,891 and a net result of €44,577. Its solvency ranks better than 49% of 22,726 sector peers (NACE 47, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 26-06-2024 Normal situation
Activity
Retail sale of chocolate and confectionery NACE 47242
Joint committee
201 Paritair Comité voor de zelfstandige kleinhandel · annual accounts 2025
Establishment units
2.361.379.282 8430 Middelkerke, since 26-06-2024
2.366.698.941 8620 Nieuwpoort, since 30-11-2024
Financial year end
31 December
Peppol
Reachable since 17-10-2025

Board and ownership

Board

Financial position

56 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
1.8%
Annual accounts 2025
Gross margin
€188,488
▲ 152%
Turnover
≈ €890,000
estimated
Profit
€44,577
▲ 65.2%
Equity
€74,891
▲ 147%
Total assets
€235,830
▲ 12.7%
Employees on 31-12-2025
4
▼ 20.0%
Filed on 08-06-2026, 53 days before the deadline
Score breakdownraises riskFounded in 2024Size: total assets €235,830Sector: Retail trade (NACE 47)lowers riskLiquidity: current ratio 0.78, cash €28,767Show the evidence

Checked score

Score 2025
56 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 65% of micro companies in retail trade (NACE 47)
Financial strength · tick: 2024
Strong
Solvency 57+18
equity 31.8% of total assets
Liquidity 36+21
short-term debt 57.6% · cash 12.2%
Profitability 92+7
return on assets 18.9%
Bankruptcy probability within 12 months
1.8% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,272 companies, NACE 47, micro)
Last 24 months 07-2025: 2.1% 08-2025: 1.7%▼ -0.4 percentage points vs 07-2025lowest value 09-2025: 1.8%▲ +0.1 percentage points vs 08-2025 10-2025: 2.0%▲ +0.2 percentage points vs 09-2025 11-2025: 2.1%▲ +0.1 percentage points vs 10-2025 12-2025: 2.1%● unchanged vs 11-2025 01-2026: 2.1%● unchanged vs 12-2025 02-2026: 2.2%▲ +0.1 percentage points vs 01-2026 03-2026: 2.2%● unchanged vs 02-2026 04-2026: 2.3%▲ +0.1 percentage points vs 03-2026 05-2026: 2.3%● unchanged vs 04-2026 06-2026: 2.4%▲ +0.1 percentage points vs 05-2026 07-2026: 2.5%▲ +0.1 percentage points vs 06-2026 08-2026: 2.6%▲ +0.1 percentage points vs 07-2026 09-2026: 2.7%▲ +0.1 percentage points vs 08-2026highest value 10-2026: 1.8%▼ -0.9 percentage points vs 09-2026 11-2026: 1.8%● unchanged vs 10-2026
Credit of up to €4,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.78 (0.41 in 2024), below 1. Short-term debt is 57.6% and cash 12.2% of total assets. 68.2% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 47% of them on solvency, 33% on liquidity, 87% on profitability and 95% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · Founded in 2024
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Size: total assets €235,830
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Sector: Retail trade (NACE 47)
KBO
lowers risk · Liquidity: current ratio 0.78, cash €28,767
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-06-2026, 53 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
53 days early
2024
1 day early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 2 accounts on average 27 days before the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2024.
KBO publications

Key points

  • Positive: More staff in 2025from 3.9 FTE to 9.8 FTE ▲ 151% View
  • Positive: Higher net result than 86% of companies in retail tradesector median €5,089 · 22,707 companies €44,577 View

Recent changes

  1. · Gazette deed IncorporationStarting capital €5,000 · Appointments: D'HOEST Arthur Bernard Simon Ghislain, VAN ISACKER Barbara Aline Raoul Anne Marie Suzanne and D’hoest Laura Vinciane Christine Ghislaine · Permanent representative: D'HOEST Arthur Bernard Simon Ghislain
All 3 events

Comparable companies

These companies have the same main activity as Midchoc: retail sale of chocolate and confectionery (NACE 47242). They are comparable in size and age: total assets between €170,000 and €290,000, founded between 2024 and 2025.

CompanyTotal assetsGross margin
Midchoc Middelkerke€235,830€188,488
Depanchoc De Panne€252,070€248,279
CHOCOLATE FACTORY Brugge€170,400€202,290
Brugchoc Brugge€228,932€239,706
Belgian Souvenirs Bruges Brugge€204,434€129,225
DE BURGH CHOCOLATE FACTORY Brugge€290,102€263,227
SA PREVOT La Louvière€186,000€136,328
Full comparison

Key facts about Midchoc

What is the company number of Midchoc?
The company number of Midchoc is 1010.772.860. The VAT number is the same number with BE in front: BE 1010.772.860.
Where is Midchoc based?
The registered office is at Leopoldlaan 74, 8430 Middelkerke.Company details
What does Midchoc do?
According to the KBO register, the main activity is retail sale of chocolate and confectionery (NACE 47242).
What is the legal form of Midchoc?
The legal form of Midchoc is Private limited company (BV).
When was Midchoc founded?
Midchoc was founded on 26-06-2024.
Is Midchoc still active?
Yes, Midchoc is an active enterprise in the KBO register.
How many employees does Midchoc have?
Midchoc had an average of 9.8 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does Midchoc fall under?
In its 2025 annual accounts, Midchoc states joint committee 201 (Paritair Comité voor de zelfstandige kleinhandel).
What is the turnover of Midchoc?
The turnover in financial year 2025 is ≈ €890,000. This figure is estimated from the gross margin of €188,488 and 43 comparable companies (NACE 472). It probably lies between €600,000 and €1.5m.
Is Midchoc profitable?
In financial year 2025, Midchoc made a profit of €44,577.
Where can I find the annual accounts of Midchoc?
Midchoc filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Midchoc due?
Midchoc must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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