Skip to content

Depanchoc

Active
Private limited companyfounded 20242 yrs activeKerkstraat 60, 8660 De Panne, BelgiumKBO/BCE: BE 1010.777.117
Summary

The computed 12-month bankruptcy probability of Depanchoc is 2.9% (moderate). The 2024 annual accounts show equity of €67,776 and a net result of €62,776. Its solvency ranks better than 60% of 26040 sector peers (fiscal year 2024). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2024
Axes
Profitability100
Solvency69
Growth-
Track record67
Bankruptcy probability, 12 months
2.9% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €4,000 at 30 days acceptable
Liquidity tight (current ratio 1.43; short-term debt: 56% and cash: 13.8% of total assets), and 56.2% of the assets are financed with debt.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Multiple establishment units
Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.
KBO · establishment units
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-07-2025, 1 day ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2024
1 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its 2024 accounts 1 day before the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 26 June 2024, Depanchoc was incorporated as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2024

Go further with this company

Is this your company? See how customers and banks see it.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2024, micro schema

Equity
€67,776
Total assets
€154,882
Net result
€62,776
Working capital
€37,432

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €154,882
Fixed assets €30,653
Current assets €124,229
Equity and liabilities €154,882
Equity €67,776
Debt €87,107
Debt finances 56.2% of the balance-sheet total.
Key figures and ratios
2024 value
EBITDA
€85,945
Cash flow
€64,593
Current ratio
1.43
Quick ratio
1.03
Debt to equity
1.29
ROE
92.6%
ROA
40.5%
Interest coverage
29.01
Debt ≤ 1 year
€86,797
Income taxes
€20,321
Staff costs
€62,714

Peer companies

Historical observation

Of the 39,275 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 96% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.6% went bankrupt
2.2% stopped otherwise
96% still going

A further 0.4% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 2.9% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,275 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 · 40 lines
Balance sheet Code2024
Assets
Total assets20/58€154,882
Fixed assets21/28€30,653
Tangible fixed assets22/27€30,653
Other tangible fixed assets26€30,653
Current assets29/58€124,229
Stocks and contracts in progress3€34,533
Stocks30/36€34,533
Amounts receivable within one year40/41€68,273
Trade receivables40€22
Other amounts receivable41€68,251
Cash at bank and in hand54/58€21,423
Equity and liabilities
Total equity and liabilities10/49€154,882
Equity10/15€67,776
Contributions10/11€5,000
Reserves13€62,776
Distributable reserves133€62,776
Amounts payable17/49€87,107
Amounts payable within one year42/48€86,797
Trade debts44€25,976
Suppliers440/4€25,976
Taxes, remuneration and social security45€60,821
Taxes450/3€25,363
Remuneration and social security454/9€35,459
Accrued charges and deferred income492/3€310
Income statement Code2024
Remuneration, social security and pensions62€62,714
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,817
Other operating charges640/8€98
Gross operating margin9900€148,756
Operating profit (loss)9901€84,128
Financial income75/76B€1,931
Recurring financial income75€1,931
Financial charges65/66B€2,963
Recurring financial charges65€2,963
Profit (loss) for the period before taxes9903€83,096
Income taxes67/77€20,321
Profit (loss) for the period9904€62,776
Profit (loss) for the period to be appropriated9905€62,776
Appropriation of the result
Profit (loss) to be appropriated9906€62,776
Transfer to equity691/2€62,776
To other reserves6921€62,776

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2024
Remuneration, social security and pensions62€62,714
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,817
Other operating charges640/8€98
Gross operating margin9900€148,756
Operating profit (loss)9901€84,128
Financial income75/76B€1,931
Recurring financial income75€1,931
Financial charges65/66B€2,963
Recurring financial charges65€2,963
Profit (loss) for the period before taxes9903€83,096
Income taxes67/77€20,321
Profit (loss) for the period9904€62,776
Profit (loss) for the period to be appropriated9905€62,776
Line2024
Assets
Total assets20/58€154,882
Fixed assets21/28€30,653
Tangible fixed assets22/27€30,653
Other tangible fixed assets26€30,653
Current assets29/58€124,229
Stocks and contracts in progress3€34,533
Stocks30/36€34,533
Amounts receivable within one year40/41€68,273
Trade receivables40€22
Other amounts receivable41€68,251
Cash at bank and in hand54/58€21,423
Equity and liabilities
Total equity and liabilities10/49€154,882
Equity10/15€67,776
Contributions10/11€5,000
Reserves13€62,776
Distributable reserves133€62,776
Amounts payable17/49€87,107
Amounts payable within one year42/48€86,797
Trade debts44€25,976
Suppliers440/4€25,976
Taxes, remuneration and social security45€60,821
Taxes450/3€25,363
Remuneration and social security454/9€35,459
Accrued charges and deferred income492/3€310
Line2024
Profit (loss) for the period9904€62,776
+ Depreciation and write-downs630€1,817
Operating cash flow (approximation)€64,593

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

2025
30-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, De Panne · 2 establishment units since 2024
seat establishment All 2 establishment units on the map
Ground area
1,832 m²
Building footprint
1,747 m²
Volume, LiDAR
19,407 m³
2 parcels, Flanders · tallest building 28.5 m, ±3 floors. Linked by address, not a title deed.
3 companies at this address See who is registered here
2 establishment units
Depanchoc
Kerkstraat 60, 8660 De PanneRetail sale of chocolate and confectionery
since 20242.361.378.886
Depanchoc
Zeelaan 112, 8660 De PanneRetail sale of chocolate and confectionery
since 20242.371.407.795
2 parcels
Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
38008A0033/00A000 Flanders 1,203 m² 1 · 1,118 m² 28.5 m · 2 fl.
38352D0256/00G000 Flanders 628 m² 1 · 628 m² 13.0 m · 3 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2025 · 1 entry · 2,000 EUR awarded · 2,000 EUR paid
Year Entries awardedpaid
2025 1 2,000 EUR2,000 EUR
Schemes
1 entry · 2,000 EUR · 2,000 EUR paid · Fonds voor Innoveren en Ondernemen

Recognitions · licences · registrations

Food safety, FASFC

2 sites
De Panne2.361.378.886
1 permission
Toelating · Detailhandel · since 08-07-2026
De Panne2.371.407.795
1 permission
Toelating · Detailhandel · since 25-03-2025

Similar companies · same sector, comparable size

Of 899 companies in sector 47242 we hold annual accounts for 340. 301 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded26-06-2024
Fiscal year end31-12
Activities, NACEBEL 2025
47242Retail sale of chocolate and confectionery
E-invoicing
Reachable via Peppol
Peppol ID 0208:1010777117
Also 9925:BE1010777117
Registered 17-10-2025

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.