Financials
- Financial year
- 2026
- Total assets
- €170,400
- Profit
- €93,386
- Solvency
- 84.9%
Total assets▲ 75.3%
Net result
20252026
CHOCOLATE FACTORY
ActiveSummary
CHOCOLATE FACTORY has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €144,624 and a net result of €93,386. Its solvency ranks better than 87% of 360 sector peers (NACE 47, financial year 2026). The computed 12-month bankruptcy probability is 0.1% (very low).
Overview
Activity
Retail sale of chocolate and confectionery
NACE 47242
1 site
Size
€170,400total assets 2026
- Staff
- 1.4 FTE
- Equity
- €144,624
- Profit
- €93,386
Turnover not published (micro format)
Structure
Accounts 39 days early1 of 2 deeds read
Why 97raises riskFounded in 2024Sector: Retail trade (NACE 47)lowers riskLiquidity: current ratio 5.56, cash €112,025Equity €144,624 (84.9% of total assets)Show the evidence
Checked score
Score 2026
97
/ 100
Excellent
Probability in this band: under 0.55%
Financially better than 95% of its sector peers (NACE 47, micro)
Financial strength · tick = 2025
Strong
Solvency
100+22
equity 84.9% of total assets
Liquidity
97+27
short-term debt 15.1% · cash 65.7%
Profitability
100=
return on assets 54.8%
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
09-2025: 1.8%highest value
10-2025: 1.8%● unchanged vs 09-2025highest value
11-2025: 0.4%▼ -1.4 percentage points vs 10-2025
12-2025: 0.5%▲ +0.1 percentage points vs 11-2025
01-2026: 0.5%● unchanged vs 12-2025
02-2026: 0.5%● unchanged vs 01-2026
03-2026: 0.5%● unchanged vs 02-2026
04-2026: 0.5%● unchanged vs 03-2026
05-2026: 0.5%● unchanged vs 04-2026
06-2026: 0.5%● unchanged vs 05-2026
07-2026: 0.5%● unchanged vs 06-2026
08-2026: 0.6%▲ +0.1 percentage points vs 07-2026
09-2026: 0.6%● unchanged vs 08-2026
10-2026: 0.1%▼ -0.5 percentage points vs 09-2026lowest value
Credit of up to €14,000 on 30-day terms, only on tighter conditions
Liquidity ample (current ratio 5.56, compared with 1.47 in 2025; short-term debt: 15.1% and cash: 65.7% of total assets), and 15.1% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 92% on solvency, 95% on liquidity, 96% on profitability and 96% on growth.
The bankruptcy probability was computed on 12-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 22-09-2026, 39 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2026
39 days early
2025
10 days early
← before the deadline
after the deadline →
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
12-10-2026 today31-03-2027 year end31-10-2027 deadline
- Annual accounts filedfinancial year 2026 · micro…
- Appointment: De Vlieger Christel (managing director)Gazette deed
- Liquidity more than triplescurrent ratio 5.56
Key points
By topic
Timeline
- Events
- 5
- Since
- 2025
- Next accounts
- by 31-10-2027
- 31-03-2026Equity above €100,000
- 21-10-2025Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Retail sale of chocolate and confectioneryNACE 47242
- Founded
- 29-08-2024
- Year ends
- 31-03
- Peppol
- Reachable for e-invoices
Articles of association
- Provisions read
- 1
See the provisions in the deeds
Go to Articles of associationGo further with this company
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