MICRO BUBBELS
ActiveThe computed 12-month bankruptcy probability of MICRO BUBBELS is 3.4% (moderate). The 2025 annual accounts show equity of €28k and a net result of €5k. Equity is growing by ~23.5% per year across the filed fiscal years. Its solvency ranks better than 48% of 13044 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
86
/ 100
Excellent▲ +18 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability95=
Solvency53▲+22
Growth32=
Stability100
Bankruptcy probability, 12 months
3.4%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity tight (current ratio 1.39 against 1.21 in 2024), and 71.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
28.5%
Return on assets
5.4%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
14 d early
2024
34 d late
2023
11 d early
2022
17 d late
2021
32 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€160k
EBIT margin
28.5%
Net result
€5k▲ 24.1%
2024 · €4k
2021: €36k
2022: €6k
2023: €19k
2024: €4k
2021 → 2025
Working capital
€19k▲ 54.4%
2024 · €12k
2021: €32k
2022: €13k
2023: €18k
2024: €12k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€160k-
Equity€29k-€11k▼ 61.9%€19k▲ 67.4%€23k▲ 23.5%€28k▲ 23.6%
Operating result€45k-€9k▼ 81.3%€27k▲ 220%€8k▼ 69.0%€11k▲ 26.1%
Net result€36k-€6k▼ 83.5%€19k▲ 227%€4k▼ 77.6%€5k▲ 24.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 26% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €100k
Fixed assets
€33k▼ 17.4%
Current assets
€66k▼ 5.9%
Equity and liabilities €100k
Equity
€28k▲ 23.6%
Debt
€71k▼ 18.8%
The debt ratio falls from 79.3% to 71.5%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€18k▲
2024 · €15k
Cash flow
€12k▲
2024 · €11k
Solvency
28.5%▲
2024 · 20.7%
Current ratio
1.39▲
2024 · 1.21
Quick ratio
1.39▲
2024 · 1.21
Debt / equity
2.51▼
2024 · 3.83
ROE
19.1%▲
2024 · 19.0%
ROA
5.4%▲
2024 · 3.9%
Interest coverage
7.72▲
2024 · 7.51
Debt
€71k▼
2024 · €88k
Debt ≤ 1 year
€48k▼
2024 · €59k
Debt > 1 year
€24k▼
2024 · €29k
Income taxes
€3k▲
2024 · €3k
Staff costs
€135k▲
2024 · €103k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€111k€100k▼
Fixed assets21/28€40k€33k▼
Tangible fixed assets22/27€40k€33k▼
Furniture and vehicles24€708€240▼
Leasing and similar rights25€4k€2k▼
Other tangible fixed assets26€35k€31k▼
Financial fixed assets28€179€179=
Current assets29/58€71k€66k▼
Amounts receivable within one year40/41€51k€9k▼
Trade receivables40€43k€2k▼
Other amounts receivable41€9k€6k▼
Cash at bank and in hand54/58€19k€58k▲
Equity and liabilities
Total equity and liabilities10/49€111k€100k▼
Equity10/15€23k€28k▲
Contributions10/11€3k€3k=
Profit (loss) carried forward14€20k€25k▲
Amounts payable17/49€88k€71k▼
Amounts payable after more than one year17€29k€24k▼
Financial debts170/4€25k€20k▼
Other amounts payable178/9€4k€4k=
Amounts payable within one year42/48€59k€48k▼
Trade debts44€20k€15k▼
Suppliers440/4€20k€15k▼
Taxes, remuneration and social security45€38k€33k▼
Taxes450/3€22k€15k▼
Remuneration and social security454/9€16k€18k▲
Other amounts payable47/48€73-
Income statement
Code20242025
Remuneration, social security and pensions62€103k€135k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€7k▲
Other operating charges640/8€4k€191▼
Gross operating margin9900€122k€153k▲
Operating profit (loss)9901€8k€11k▲
Financial income75/76B€949€324▼
Recurring financial income75€949€324▼
Financial charges65/66B€2k€2k▲
Recurring financial charges65€2k€2k▲
Profit (loss) for the period before taxes9903€7k€9k▲
Income taxes67/77€3k€3k▲
Profit (loss) for the period9904€4k€5k▲
Profit (loss) for the period to be appropriated9905€4k€5k▲
Appropriation of the result
Profit (loss) to be appropriated9906€20k€25k▲
Profit (loss) brought forward from the previous period14P€16k€20k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
03-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 34 days late
2024
31-12
Financial
Weakest financial yearnet €4k ▼77.6%
Net result drops to €4k, the lowest in the series; recovery starts the following year.
20-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
17-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 17 days late
2022
01-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 32 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zedelgem · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Pierlapont 1268210 ZedelgemGround area
1,550 m²
Building footprint
438 m²
Volume, LiDAR
5,306 m³
2 parcels, Flanders · tallest building 14.2 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Bowl Inn Brugge
since 20222.331.284.241
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31017D0236/00L000 | Flanders | 1,022 m² | 1 · 99 m² | 9.7 m · 2 fl. |
| 31027D0212/00B002 | Flanders | 528 m² | 1 · 339 m² | 14.2 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Lokaliteit
BE 0695.555.029
Gent · Eq €28k
D&DB
BE 0773.949.538
Mons · Eq €28k
HEYHOEVEKE
BE 0791.254.041
Zoersel · Eq €28k
La Chapelle
BE 0731.895.880
Genk · Eq €28k
VALFRA
BE 1010.990.814
Wemmel · Eq €28k
Of 20,234 companies in sector 56111 we hold annual accounts for 11,310. 9,264 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-07-2020
Fiscal year end31-12
Activities, NACEBEL
56101Full-service restaurants
56111Full-service restaurants
93110Operation of sports facilities
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.