La Chapelle
ActiveThe computed 12-month bankruptcy probability of La Chapelle is 3.2% (moderate). The 2025 annual accounts show equity of €28k and a net result of €284. Equity is shrinking by ~9.7% per year across the filed fiscal years. Its solvency ranks better than 33% of 3616 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability5▲+5
Solvency12=
Growth32=
Stability100
Bankruptcy probability, 12 months
3.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days only on tighter terms
Liquidity short (current ratio 0.67 against 0.82 in 2024), and 87% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
13%
Return on assets
0.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
on the day
2024
68 d late
2023
68 d late
2022
30 d late
2021
31 d late
2020
60 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€870k
EBIT margin
-4.9%
Net result
€284
2024 · €-7k
2020: €33k
2021: €40k
2022: €754
2023: €-49k
2024: €-7k
2020 → 2025
Working capital
€-52k▲ 4.7%
2024 · €-55k
2020: €-96k
2021: €-69k
2022: €-50k
2023: €-70k
2024: €-55k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€870k
Equity€83k-€84k▲ 0.9%€35k▼ 58.3%€28k▼ 19.7%€28k▲ 1.0%
Operating result€43k-€7k▼ 83.6%€-43k€3k€-2k
Net result€40k-€754▼ 98.1%€-49k€-7k▲ 85.9%€284
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €2k after €3k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €218k
Fixed assets
€112k▼ 7.7%
Current assets
€106k▼ 57.8%
Equity and liabilities €218k
Equity
€28k▲ 1.0%
Debt
€190k▼ 44.9%
The debt ratio falls from 92.5% to 87.0%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€37k▼
2024 · €49k
Cash flow
€39k▲
2024 · €39k
Solvency
13.0%▲
2024 · 7.5%
Current ratio
0.67▼
2024 · 0.82
Quick ratio
0.42▼
2024 · 0.63
Debt / equity
6.69▼
2024 · 12.26
ROE
1.0%▲
2024 · -24.6%
ROA
0.1%▲
2024 · -1.9%
Interest coverage
7.26▲
2024 · 5.00
Debt
€190k▼
2024 · €345k
Debt ≤ 1 year
€159k▼
2024 · €306k
Debt > 1 year
€31k▼
2024 · €39k
Staff costs
€99k▼
2024 · €131k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€373k€218k▼
Fixed assets21/28€122k€112k▼
Tangible fixed assets22/27€120k€112k▼
Land and buildings22€46k€42k▼
Plant, machinery and equipment23€62k€64k▲
Furniture and vehicles24€7k€3k▼
Other tangible fixed assets26€5k€4k▼
Financial fixed assets28€2k-
Current assets29/58€251k€106k▼
Amounts receivable after more than one year29-€2k
Other amounts receivable291-€2k
Stocks and contracts in progress3€60k€39k▼
Stocks30/36€60k€39k▼
Amounts receivable within one year40/41€146k€38k▼
Trade receivables40€146k€38k▼
Cash at bank and in hand54/58€45k€27k▼
Deferred charges and accrued income490/1€1k-
Equity and liabilities
Total equity and liabilities10/49€373k€218k▼
Equity10/15€28k€28k▲
Contributions10/11€10k€10k=
Capital10€10k€10k=
Issued capital100€10k€10k=
Profit (loss) carried forward14€18k€18k▲
Amounts payable17/49€345k€190k▼
Amounts payable after more than one year17€39k€31k▼
Financial debts170/4€39k€31k▼
Amounts payable within one year42/48€306k€159k▼
Current portion of amounts payable after more than one year42€13k€563▼
Trade debts44€227k€24k▼
Suppliers440/4€227k€24k▼
Advances received on contracts in progress46€4k-
Taxes, remuneration and social security45€40k€50k▲
Taxes450/3€20k€41k▲
Remuneration and social security454/9€20k€9k▼
Other amounts payable47/48€23k€84k▲
Income statement
Code20242025
Non-recurring operating income76A-€500
Remuneration, social security and pensions62€131k€99k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€46k€39k▼
Other operating charges640/8€8k€4k▼
Gross operating margin9900€188k€140k▼
Operating profit (loss)9901€3k€-2k▼
Financial income75/76B€9€8k▲
Recurring financial income75€9€40▲
Non-recurring financial income76B-€7k
Financial charges65/66B€10k€5k▼
Recurring financial charges65€10k€5k▼
Profit (loss) for the period before taxes9903€-7k€284▲
Income taxes67/77€140-
Profit (loss) for the period9904€-7k€284▲
Profit (loss) for the period to be appropriated9905€-7k€284▲
Appropriation of the result
Profit (loss) to be appropriated9906€18k€18k▲
Profit (loss) brought forward from the previous period14P€25k€18k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Back to profitnet €284
Net result €284 after 2 loss-making years.
07-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 68 days late
2024
07-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 68 days late
2023
31-12
Financial
Weakest financial yearnet €-49k ▼6594%
Net result drops to €-49k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Highest result since 2020net €40k ▲19.5%
Operating result €43k, net result €40k, both a record.
29-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 60 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Genk · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Stationsstraat 2a3600 GenkGround area
581 m²
Building footprint
681 m²
Volume, LiDAR
4,937 m³
Parcel 71016I0942/00G000, Flanders · tallest building 12.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
La Chapelle
since 20192.292.642.114
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71016I0942/00G000 | Flanders | 580 m² | 1 · 681 m² | 12.0 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 · 1 entry · 2,000 EUR awarded · 2,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 2,000 EUR | 2,000 EUR |
Schemes
Hinderpremie bij openbare werken
Recognitions · licences · registrations
Food safety, FASFC
1 siteGenk2.292.642.114
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Of 20,232 companies in sector 56111 we hold annual accounts for 11,312. 9,269 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-08-2019
Fiscal year end31-12
Activities, NACEBEL
56101Full-service restaurants
56111Full-service restaurants
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.