D&DB
Open bankruptcyA bankruptcy procedure is open for D&DB according to publications in the Belgian State Gazette; curator: STEPHANE BRUX. The 2024 annual accounts show equity of €28k and a net result of €-16k.
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-07-2025, 3 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
3 d early
2023
48 d late
2022
43 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€28k▼ 35.4%
2023 · €44k
2022: €36k
2023: €44k
2022 → 2024
Total assets
€43k▼ 32.2%
2023 · €64k
2022: €59k
2023: €64k
2022 → 2024
Net result
€-16k
2023 · €7k
2022: €28k
2023: €7k
2022 → 2024
Working capital
€16k▼ 41.9%
2023 · €27k
2022: €12k
2023: €27k
2022 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202220232024Trend
Equity€36k-€44k▲ 20.3%€28k▼ 35.4%
Operating result€36k-€13k▼ 62.9%€-15k
Net result€28k-€7k▼ 73.6%€-16k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €15k after €13k in 2023, the lowest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €43k
Fixed assets
€12k▼ 24.6%
Current assets
€31k▼ 34.8%
Equity and liabilities €43k
Equity
€28k▼ 35.4%
Debt
€15k▼ 25.2%
The debt ratio rises from 31.4% to 34.6%: equity shrinks faster than debt is paid down.
Key figures and ratios
EBITDA
€-11k▼
2023 · €19k
Cash flow
€-12k▼
2023 · €13k
Solvency
65.4%▼
2023 · 68.6%
Current ratio
2.06▼
2023 · 2.37
Quick ratio
1.80▼
2023 · 2.37
Debt / equity
0.53▲
2023 · 0.46
ROE
-54.8%▼
2023 · 16.9%
ROA
-35.8%▼
2023 · 11.6%
Interest coverage
-34.08▼
2023 · 6.84
Debt
€15k▼
2023 · €20k
Debt ≤ 1 year
€15k▼
2023 · €20k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€64k€43k▼
Fixed assets21/28€16k€12k▼
Tangible fixed assets22/27€16k€12k▼
Plant, machinery and equipment23€2k€2k▼
Furniture and vehicles24€14k€11k▼
Current assets29/58€48k€31k▼
Stocks and contracts in progress3-€4k
Stocks30/36-€4k
Amounts receivable within one year40/41€2k€13k▲
Trade receivables40-€12k
Other amounts receivable41€2k€890▼
Cash at bank and in hand54/58€46k€14k▼
Deferred charges and accrued income490/1-€109
Equity and liabilities
Total equity and liabilities10/49€64k€43k▼
Equity10/15€44k€28k▼
Contributions10/11€10k€10k=
Profit (loss) carried forward14€34k€18k▼
Amounts payable17/49€20k€15k▼
Amounts payable within one year42/48€20k€15k▼
Financial debts43-€550
Credit institutions430/8-€550
Trade debts44€5k€2k▼
Suppliers440/4€459€2k▲
Bills of exchange payable441€4k-
Taxes, remuneration and social security45€9k€5k▼
Taxes450/3€3k€5k▲
Remuneration and social security454/9€6k-
Other amounts payable47/48€7k€7k▲
Income statement
Code20232024
Remuneration, social security and pensions62€124k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€4k▼
Other operating charges640/8€4k€661▼
Non-recurring operating charges66A€431€1k▲
Gross operating margin9900€147k€-9k▼
Operating profit (loss)9901€13k€-15k▼
Financial income75/76B€64€38▼
Recurring financial income75€64€38▼
Financial charges65/66B€3k€329▼
Recurring financial charges65€3k€329▼
Profit (loss) for the period before taxes9903€11k€-16k▼
Income taxes67/77€3k-
Profit (loss) for the period9904€7k€-16k▼
Profit (loss) for the period to be appropriated9905€7k€-16k▼
Appropriation of the result
Profit (loss) to be appropriated9906€34k€18k▼
Profit (loss) brought forward from the previous period14P€26k€34k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
26-11
Bankruptcy
Opening
Tribunal de l’entreprise du Hainaut, division Mons · D&DB SRL RUE DE LA CLEF 30, 7000 MONS · event 17-11-2025
28-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-16k ▼309%
Net result drops to €-16k, the lowest in the series.
17-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 48 days late
2023
12-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 43 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 directors, no change since 2025
Corentin Daubercy
CurrentDirector · since 29-08-2024
01-07-2025
Pascal Daubercy: Resigned as Director
29-08-2024
Corentin Daubercy: Appointed as Director
29-08-2024
Chantal De Bruyn: Resigned as Director
01-03-2024
Pascal Daubercy: Appointed as Director
Location & real-estate footprint
Registered office, Mons · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de la Clef 307000 MonsGround area
142 m²
Building footprint
75 m²
Volume, LiDAR
766 m³
Parcel 53053H0019/00B000, Wallonia · tallest building 12.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
D&DB
since 20212.322.078.545
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53053H0019/00B000 | Wallonia | 142 m² | 1 · 75 m² | 12.8 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Insolvency mandates
1 mandate| Role | Name | Tenure |
|---|---|---|
| Curator | STEPHANE BRUX RUE OMER LEFEVRE 36, 7100 LA
LOUVIERE- .
Date provisoire de cessation de paiement : 17/11/2025 |
17-11-2025 → present |
Recognitions · licences · registrations
Food safety, FASFC
1 siteMons2.322.078.545
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Of 20,234 companies in sector 56111 we hold annual accounts for 11,310. 9,261 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-09-2021
Fiscal year end31-12
Activities, NACEBEL
56101Full-service restaurants
56111Full-service restaurants
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.