Credit risk
Bankruptcy probability (12 mo)
0.7%
Low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector
−Young company
+Higher-failure-rate region
+
Credit advice
verdict per amount and termTimeline
What happened to this company, by date
fiscal year 2026 expected by 31-07-2027
2026
03-04-2026 NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
18-06-2025 NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
11-06-2024 NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
03-07-2023 NBB filing Annual accounts filed
fiscal year 2022 · micro schema
Financials
Equity€2k-99.2%
Total assets€335k+44.9%
Net result€81k+0.2%
Working capital€-18k
Turnover and EBIT margin not published: the micro schema does not require them.
Figures by fiscal year
fiscal year 2025 · micro schemaSector comparison
Fiscal year 2025 · NACE 62, Computer programming & consultancy · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 0.5% | 62.1% | |
| Net result | €81k | €39k | |
| Equity | €2k | €62k | |
| Gross operating margin | €145k | €62k | |
| Staff costs | €37k | €17k |
Sector position over time
Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).
P5
Weakening position over 2022-2025
· n=2768-7351
P86
Stable position over 2022-2025
· n=2770-7348
P8
Weakening position over 2022-2025
· n=2769-7353
P91
Stable position over 2022-2025
· n=2770-7342
€105k
-4.4%
22-25
€88k
+2.5%
22-25
€37k
+7.4%
22-25
€17k
-29.9%
22-25
€270k
-
22-25
€333k
+730.4%
22-25
€333k
+730.4%
22-25
0.94
-82.8%
22-25
0.94
-82.8%
22-25
0.5%
-99.4%
22-25
208.69
+99228.5%
22-25
5060.6%
+11883.7%
22-25
24.1%
-30.8%
22-25
482.25
-14.5%
22-25
Figures by fiscal year and ratios
| Fiscal year | 2025 |
|---|---|
| Deposit | micro schema |
| Revenue | - |
| EBITDA | €105k |
| Net profit | €81k |
| Cash flow | €88k |
| Staff costs | €37k |
| Income taxes | €17k |
| Dividends | €270k |
| Total assets | €335k |
| Equity | €2k |
| Debt | €333k |
| of which ≤ 1y | €333k |
| of which > 1y | - |
| Working capital | €-18k |
| Employees (FTE) | - |
Ratios (computed)
| 2025 | |
|---|---|
| Current ratio | 0.94 |
| Quick ratio | 0.94 |
| Working capital ratio | -5.5% |
| Solvency | 0.5% |
| Debt / equity | 208.69 |
| Long-term debt ratio | - |
| Interest coverage | 482.25 |
| Gross margin | - |
| Net margin | - |
| ROA | 24.1% |
| ROE | 5060.6% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
This table shows the latest fiscal year. 3 prior years, with figures and ratios, belong to a paid plan.
See plans →
Balance-sheet composition 2025
Full annual accounts (22 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €335k |
| Fixed assets | 21/28 | €20k |
| Tangible fixed assets | 22/27 | €20k |
| Financial fixed assets | 28 | €450 |
| Current assets | 29/58 | €315k |
| Amounts receivable within one year | 40/41 | €41k |
| Cash & bank | 54/58 | €274k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €335k |
| Equity | 10/15 | €2k |
| Contributions / capital | 10/11 | €2k |
| Accumulated profits (losses) | 14 | €96 |
| Amounts payable | 17/49 | €333k |
| Amounts payable within one year | 42/48 | €333k |
| Trade debts payable within one year | 44 | €11k |
| Income statement | ||
| Gross operating margin | 9900 | €145k |
| Operating result | 9901 | €98k |
| Financial income | 75 | €7 |
| Financial charges | 65 | €218 |
| Result before taxes | 9903 | €97k |
| Income taxes | 67/77 | €17k |
| Net result for the period | 9904 | €81k |
| Result to be appropriated | 9905 | €81k |
Signals
3 signals
Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 2768 sector peers (2025).
View the sector comparison Consistently profitable
Positive net result in the two most recent financial years (2024 and 2025).
View the result trend Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-04-2026, 119 days ahead of the deadline.
No strikeouts found in the KBO publications · how complete this is
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Filing history by fiscal year and how the deadline is computed
Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-04-2026, 119 days ahead of the deadline.
The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
How we compute the deadline
The year end is derived from 4 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2025, that is 31-07-2026.
Deadline per financial year
| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 31-12-2025 | 31-07-2026 | 03-04-2026 | 119 d early | 2026-00073711 |
| 31-12-2024 | 31-07-2025 | 18-06-2025 | 43 d early | 2025-00163741 |
| 31-12-2023 | 31-07-2024 | 11-06-2024 | 50 d early | 2024-00121536 |
| 31-12-2022 | 31-07-2023 | 03-07-2023 | 28 d early | 2023-00207899 |
Source: the National Bank's deposit records, as we have ingested them. NOTE: our copy has a gap across June to August 2026, missing roughly 220,000 deposits; for July we hold 15,605 of about 137,000 expected. A year whose deadline falls in that window shows as not confirmed, not as not filed. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Locations & real estate
Registered office
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Basilieklaan 3771081 KoekelbergEstablishment units
1 locationDATA MKEY
since 20212.312.772.978
Parcels1
Ground area500 m²
Buildings1
Building footprint225 m²
Volume (LiDAR)6,621 m³
Tallest building31.6 m · ±10 fl.
Real-estate footprint
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21011A0026/00C002 | Brussels | 500 m² | 1 · 225 m² | 31.6 m · 10 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar
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How this selection is made
We hold annual accounts for 6,023 of the 29,953 companies in this sector. 1,047 of them are within a factor 10 of this company's equity.
Company registry
Company registry (CBE)
Crossroads BankActivities
Computerconsultancy-activiteiten62020Activiteiten op het gebied van computerconsultancy en beheer van computerfaciliteiten62200