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Michelle Consult

Active
Private limited companyfounded 2018active for 8 yearsSpermaliestraat 241, 8433 Middelkerke, BelgiumKBO/BCE: BE 0687.947.655
Summary

Michelle Consult has been active since 2018 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €237,151 and a net result of €57,785. Equity has been growing by about 30% per year since 2018. Its solvency ranks better than 81% of 16,961 sector peers (NACE 56, financial year 2025). The computed 12-month bankruptcy probability is 0.9% (low).

Overview

Official details

Source: KBO
Status
Active since 15-01-2018 Normal situation
Activity
Full-service restaurants NACE 56111and 5 others
Joint committee
302 Paritair Comité voor het hotelbedrijf · annual accounts 2025
Establishment unit
2.272.183.923 8430 Middelkerke, since 15-01-2018
Financial year end
31 December
Peppol
Reachable since 09-10-2025

Board and ownership

Board

Financial position

69 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
0.9%
Annual accounts 2025
Gross margin
€216,644
▼ 7.6%
Turnover
≈ €630,000
estimated
Profit
€57,785
▲ 214%
Equity
€237,151
▲ 32.2%
Total assets
€355,848
▲ 17.4%
Employees on 31-12-2025
9
▲ 50.0%
Filed on 30-07-2026, 1 day before the deadline
Score breakdownraises riskSector: Food and beverage service activities (NACE 56)1 of the last 3 accounts lateSize: total assets €355,848lowers riskEquity €237,151 (66.6% of total assets)Show the evidence

Checked score

Score 2025
69 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially stronger than 75% of micro companies in food and beverage service (NACE 56)
Financial strength · tick: 2024
Strong
Solvency 92+8
equity 66.6% of total assets
Liquidity 64+5
short-term debt 21.9% · cash 17.4%
Profitability 89+21
return on assets 16.2%
Bankruptcy probability within 12 months
0.9% Low
0%0.5%1.5%4%10%≥ 25%

About 9 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.8% (23,778 companies, NACE 56, micro)
Last 24 months 12-2024: 2.3% 01-2025: 2.3%● unchanged vs 12-2024 02-2025: 2.3%● unchanged vs 01-2025 03-2025: 2.3%● unchanged vs 02-2025 04-2025: 2.7%▲ +0.4 percentage points vs 03-2025 05-2025: 3.1%▲ +0.4 percentage points vs 04-2025 06-2025: 3.1%● unchanged vs 05-2025 07-2025: 3.5%▲ +0.4 percentage points vs 06-2025 08-2025: 4.6%▲ +1.1 percentage points vs 07-2025highest value 09-2025: 4.6%● unchanged vs 08-2025 10-2025: 2.4%▼ -2.2 percentage points vs 09-2025 11-2025: 2.4%● unchanged vs 10-2025 12-2025: 2.4%● unchanged vs 11-2025 01-2026: 1.5%▼ -0.9 percentage points vs 12-2025 02-2026: 1.5%● unchanged vs 01-2026 03-2026: 1.3%▼ -0.2 percentage points vs 02-2026 04-2026: 1.3%● unchanged vs 03-2026 05-2026: 1.3%● unchanged vs 04-2026 06-2026: 1.2%▼ -0.1 percentage points vs 05-2026 07-2026: 1.2%● unchanged vs 06-2026 08-2026: 0.9%▼ -0.3 percentage points vs 07-2026lowest value 09-2026: 0.9%● unchanged vs 08-2026lowest value 10-2026: 0.9%● unchanged vs 09-2026 11-2026: 0.9%● unchanged vs 10-2026
Credit of up to €16,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.69 (2.34 in 2024), above the usual 1.5. Short-term debt is 21.9% and cash 17.4% of total assets. 33.4% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro). It does better than 81% of them on solvency, 69% on liquidity, 77% on profitability and 74% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · Sector: Food and beverage service activities (NACE 56)
KBO
raises risk · 1 of the last 3 accounts late
NBB · filings
lowers risk · Equity €237,151 (66.6% of total assets)
NBB · annual accounts
raises risk · Size: total assets €355,848
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 8 filings
Deviation from the deadline
2025
1 day early
2024
39 days late
2023
34 days early
2022
29 days late
2021
96 days early
2020
134 days early
2019
46 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 35 days before the deadline. In the sector (NACE 56), the median for financial year 2024 was 7 days after the deadline, and 53% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 July (4 of the last 5 accounts filed within 40 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: More equity than 92% of companies in food and beverage servicesector median €28,733 · 16,992 companies €237,151 View
  • Positive: Equity rose in 2025from €179,366 to €237,151 ▲ 32.2% View

Recent changes

  1. · Gazette deed Registered office moved within MiddelkerkeChange of role: Michel DE BAERE, from statutory director to gewone bestuurder · Resignation: Ele BOBOKHIDZE (statutaire bestuurder opvolger)
  2. · Gazette deed Registered office moved within MiddelkerkeChanges of role: Michel DE BAERE (statutory director) and Ele BOBOKHIDZE (statutaire bestuurder opvolger van michel de baere)
  3. · Gazette deed Incorporation
All 17 events

Comparable companies

These companies have the same main activity as Michelle Consult: full-service restaurants (NACE 56111). They are comparable in size and age: total assets between €327,000 and €402,000, founded in 2018.

CompanyTotal assetsGross margin
Michelle Consult Middelkerke€355,848€216,644
New Happy Garden Middelkerke€349,720€199,454
La Vita è Bella Izegem€360,138€216,324
BISTRO NOUVELLE Roeselare€326,533€193,398
De Decker Danylo Brugge€402,157€188,348
TOKIBO Poperinge€390,062€262,446
CHARMANS Jalhay€332,599€213,748
Full comparison

Key facts about Michelle Consult

What is the company number of Michelle Consult?
The company number of Michelle Consult is 0687.947.655. The VAT number is the same number with BE in front: BE 0687.947.655.
Where is Michelle Consult based?
The registered office is at Spermaliestraat 241, 8433 Middelkerke.Company details
What does Michelle Consult do?
According to the KBO register, the main activity is full-service restaurants (NACE 56111).
What is the legal form of Michelle Consult?
The legal form of Michelle Consult is Private limited company (BV).
When was Michelle Consult founded?
Michelle Consult was founded on 15-01-2018.
Is Michelle Consult still active?
Yes, Michelle Consult is an active enterprise in the KBO register.
How many employees does Michelle Consult have?
Michelle Consult had an average of 6.3 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does Michelle Consult fall under?
In its 2025 annual accounts, Michelle Consult states joint committee 302 (Paritair Comité voor het hotelbedrijf).
What is the turnover of Michelle Consult?
The turnover in financial year 2025 is ≈ €630,000. This figure is estimated from the gross margin of €216,644 and 86 comparable companies (NACE 56111). It probably lies between €530,000 and €770,000. In financial year 2021 turnover was €407,461.
Is Michelle Consult profitable?
In financial year 2025, Michelle Consult made a profit of €57,785.
Where can I find the annual accounts of Michelle Consult?
Michelle Consult filed 8 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Michelle Consult due?
Michelle Consult must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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