De Decker Danylo

Active

Private limited companyfounded 20188 yrs activeBraambergstraat 4, 8000 Brugge, BelgiumKBO/BCE: BE 0692.592.371

The computed 12-month bankruptcy probability of De Decker Danylo is 2.0% (moderate). The 2025 annual accounts show equity of €285k and a net result of €53k. Equity is growing by ~54.3% per year across the filed fiscal years. Its solvency ranks better than 83% of 4559 sector peers (fiscal year 2025). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2025

76 / 100

Excellent

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability85▼-15

Solvency96▲+16

Growth78=

Track record100

Bankruptcy probability, 12 months

2.0% Moderate

0%0.5%1.5%4%10%≥ 25%

Credit up to €21k at 30 days acceptable

Liquidity ample (current ratio 1.96 against 1.2 in 2024; short-term debt: 23.6% and cash: 27.5% of total assets), and 29% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 56

Relative position

BE, all sectors

reference

Sector 56

higher

← fewer bankruptcies more bankruptcies →

Multiple establishment units

Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.

KBO · establishment units

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

71%

Return on assets

13.2%

Age of the figures

9 mo

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

A punctual record breaks

This company filed 7 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-08-2026, 29 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.

NBB · 8 filings

Deviation from the deadline

2025

29 d late

2024

on the day

2023

23 d early

2022

42 d early

2021

24 d early

2020

30 d early

2019

39 d early

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

17-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€285k▲ 22.0%

2024 · €234k

2018: €18k 2019: €19k 2020: €41k 2021: €41k 2022: €77k 2023: €154k 2024: €234k

2018 → 2025

Total assets

€402k▼ 5.9%

2024 · €427k

2018: €188k 2019: €208k 2020: €185k 2021: €211k 2022: €265k 2023: €358k 2024: €427k

2018 → 2025

Net result

€53k▼ 54.7%

2024 · €117k

2018: €-902 2019: €2k 2020: €23k 2021: €334 2022: €36k 2023: €79k 2024: €117k

2018 → 2025

Working capital

€92k▲ 202%

2024 · €30k

2018: €-51k 2019: €-52k 2020: €-20k 2021: €-26k 2022: €-25k 2023: €15k 2024: €30k

2018 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20212022202320242025Trend

Equity€41k-€77k▲ 84.5%€154k▲ 101%€234k▲ 52.4%€285k▲ 22.0%

Operating result€5k-€52k▲ 945%€131k▲ 153%€153k▲ 17.1%€80k▼ 47.9%

Net result€334-€36k▲ 10,741%€79k▲ 118%€117k▲ 49.1%€53k▼ 54.7%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result falls in 2025; 2025 is 48% below 2024.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €402k

53.6%

46.4%

Fixed assets €216k▼ 13.3%

Current assets €186k▲ 4.4%

Equity and liabilities €402k

71.0%

29.0%

Equity €285k▲ 22.0%

Debt €117k▼ 39.6%

The debt ratio falls from 45.2% to 29.0%. Equity is higher and debt is lower.

Key figures and ratios

2025 value · change against 2024

EBITDA

€125k▼

2024 · €194k

Cash flow

€99k▼

2024 · €158k

Solvency

71.0%▲

2024 · 54.8%

Current ratio

1.96▲

2024 · 1.20

Quick ratio

1.92▲

2024 · 1.18

Debt / equity

0.41▼

2024 · 0.83

ROE

18.6%▼

2024 · 50.1%

ROA

13.2%▼

2024 · 27.4%

Interest coverage

13.11▼

2024 · 34.45

Debt

€117k▼

2024 · €193k

Debt ≤ 1 year

€95k▼

2024 · €148k

Debt > 1 year

€22k▼

2024 · €45k

Income taxes

€20k▼

2024 · €30k

Staff costs

€61k▲

2024 · €36k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€427k€402k▼

Fixed assets21/28€249k€216k▼

Intangible fixed assets21€78k€62k▼

Tangible fixed assets22/27€171k€154k▼

Plant, machinery and equipment23€135k€124k▼

Furniture and vehicles24€36k€29k▼

Other tangible fixed assets26€92-

Current assets29/58€179k€186k▲

Stocks and contracts in progress3€4k€4k▲

Stocks30/36€4k€4k▲

Amounts receivable within one year40/41€80k€70k▼

Trade receivables40€6k-

Other amounts receivable41€74k€70k▼

Cash at bank and in hand54/58€95k€110k▲

Deferred charges and accrued income490/1-€2k

Equity and liabilities

Total equity and liabilities10/49€427k€402k▼

Equity10/15€234k€285k▲

Contributions10/11€19k€19k=

Reserves13€216k€267k▲

Distributable reserves133€216k€267k▲

Amounts payable17/49€193k€117k▼

Amounts payable after more than one year17€45k€22k▼

Financial debts170/4€45k€22k▼

Amounts payable within one year42/48€148k€95k▼

Current portion of amounts payable after more than one year42€44k€30k▼

Financial debts43€37k€17k▼

Credit institutions430/8€37k€17k▼

Trade debts44€10k€23k▲

Suppliers440/4€10k€23k▲

Taxes, remuneration and social security45€58k€23k▼

Taxes450/3€54k€15k▼

Remuneration and social security454/9€4k€8k▲

Other amounts payable47/48-€2k

Income statement Code20242025

Remuneration, social security and pensions62€36k€61k▲

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€41k€46k▲

Other operating charges640/8€3k€2k▼

Gross operating margin9900€233k€188k▼

Operating profit (loss)9901€153k€80k▼

Financial income75/76B€43€2k▲

Recurring financial income75€43€2k▲

Financial charges65/66B€6k€10k▲

Recurring financial charges65€6k€10k▲

Profit (loss) for the period before taxes9903€148k€73k▼

Income taxes67/77€30k€20k▼

Profit (loss) for the period9904€117k€53k▼

Profit (loss) for the period to be appropriated9905€117k€53k▼

Appropriation of the result

Profit (loss) to be appropriated9906€117k€53k▼

Transfer to equity691/2€81k€51k▼

To other reserves6921€81k€51k▼

Profit to be distributed694/7€37k€2k▼

Return on contributions (dividend)694€2k€2k▼

Directors or managers695€35k-

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 12Financial 4Filings 8

Next filing, fiscal year 2026, expected by 31-07-2027

2026

29-08

NBB filing Annual accounts filed

fiscal year 2025 · micro schema · 29 days late

2025

31-07

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

2024

31-12

Financial Highest result since 2018net €117k ▲49.1%

Operating result €153k, net result €117k, both a record.

31-12

Financial Equity above €200kEq €234k ▲52.4%

6 profitable years in a row build equity to €234k.

08-07

NBB filing Annual accounts filed

fiscal year 2023 · micro schema

2023

31-12

Financial Equity above €150kEq €154k ▲101%

5 profitable years in a row build equity to €154k.

19-06

NBB filing Annual accounts filed

fiscal year 2022 · micro schema

2022

07-07

NBB filing Annual accounts filed

fiscal year 2021 · micro schema

2021

01-07

NBB filing Annual accounts filed

fiscal year 2020 · micro schema

2020

22-06

NBB filing Annual accounts filed

fiscal year 2019 · micro schema

2019

31-12

Financial Back to profitnet €2k

Net result €2k after one loss-making year.

27-06

NBB filing Annual accounts filed

fiscal year 2018 · micro schema

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Brugge · 2 establishment units since 2018

establishment All 2 establishment units on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Braambergstraat 48000 Brugge

Ground area

282 m²

Building footprint

225 m²

Volume, LiDAR

2,239 m³

2 parcels, Flanders · tallest building 13.7 m, ±3 floors. Linked by address, not a title deed.

2 establishment units

Petit maxim

Braambergstraat 4, 8000 BruggeFull-service restaurants

since 20182.275.054.430

Angelika

Sint-Jorisstraat 47, 8000 BruggeRetail trade

since 20192.283.579.047

2 parcels

Flanders 2 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
31805E1027/00W000	Flanders	156 m²	1 · 122 m²	13.7 m · 3 fl.
31802B0838/00B000 ProtectedTownscape or village viewVismarkt, Huidenvettersplein en Rozenhoedkaai met omgevingSource ↗	Flanders	126 m²	1 · 103 m²	11.9 m · 3 fl.