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CHARMANS

Active Private limited companyfounded 2018active for 8 yearsPlace du Marché 77, 4845 JalhayKBO/BCE: BE 0691.693.142

Lifetime

8 annual accounts with figures on one time axis
peak €213,748 (2025)
€213,748▲ 4.3%
lowest -€29,966 (2019)
€22,099▼ 22.0%
peak €93,934 (2025)
€93,934▲ 30.8%
€238,665▼ 1.4%
peak 2.1 FTE (2019)
-not published
Board3 names since 2018
3 directors and 2 others
Documentsfilings and deeds
13-07-202618 days before the deadline
2025micro format
Equity from €71,835 to €93,934

Key points

from the 2025 annual accounts

Equity

€93,934 ▲ 30.8%

CHARMANS has made a profit without a break since 2020.

Debts

€238,665 72% of the balance sheet
Financial debts 31%Suppliers 4%Taxes and wages 9%Other 56%

Of this, €172,205 falls due within a year.

Filings

8 annual accounts 3 late
AprilJune31 JulyOctober20202025

The 2024 accounts came latest: 30 days after the end of the period.

Checked score

Bankruptcy probability within 12 months

Financial strength

Score breakdown

Comparable companies, two years later

In July 2024, 6,715 companies had the same profile as CHARMANS has now. Each dot stands for 17 companies, two years later.

95.8%
were still trading
2.2%
stopped another way
1.8%
went bankrupt
  • Micro
  • 5 to 10 years old
  • solvency 10 to 30%
  • a profit of 5% of the balance sheet or more

Another 0.1% stopped without a precise date, possibly only after those two years.

Test of the method

The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 2.9% 3.1%
10 5.6% 6.1%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 6,715 companies, not a prediction for CHARMANS. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

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Signals

Board and ownership

Manager, since 01-03-2018
Director, since 01-03-2018
Director, since 01-03-2018
  • founderdeed of 06-03-2018
  • founderdeed of 06-03-2018
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0691693142
Changes of role: (director) and (director) Legal-form conversion: from private limited company (pre-2019) to private limited company · Director discharge: (manager) · Director discharge: (manager) · Gazette deed
First establishment AU VIEUX SART, Place du Marché 77, Jalhay
Incorporation Founding capital of €20,000, 100 shares · Founders: and · Appointments: (manager) and (manager) · published on 06-03-2018 · Gazette deed
All 16 events

Comparable companies

same main activity, similar in size and age
Company
CHARMANS Jalhay - - 28.2% -
HAPPY STARS Flémalle €1.2m 0.8% 70.4% -
BELGO RESTO-BAR Gouvy €0.8m 6.8% 68.2% -
Michelle Consult Middelkerke - - 66.6% -
New Happy Garden Middelkerke - - 35.9% -
BISTRO NOUVELLE Roeselare - - 73.1% -
Cool’s and co Mouscron - - 30.5% -

These companies have the same main activity as CHARMANS: full-service restaurants (NACE 56111). They are comparable in size and age: total assets between €313,000 and €356,000, founded between 2017 and 2018.

Official details

Source: KBO
Status
Active since 02-03-2018Normal situation
Activity
Full-service restaurantsNACE 56111
Joint committee
302Hotels and catering · annual accounts 2024
Establishment unit
2.274.823.4124845 Jalhay, since 26-04-2018
Financial year end
31 December
Peppol
Reachable since 19-02-2025
Company details

Annual accounts 2025

≈ €620,000estimated
€332,599▲ 5.9%
Filing
Filed on 13-07-2026, 18 days before the end of the filing period
Financials

Insights on CHARMANS

CHARMANS files the micro format. That format states no turnover. The gross margin rose from €82,767 in 2018 to €213,748 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about CHARMANS

What is the company number of CHARMANS?
The company number of CHARMANS is 0691.693.142. The VAT number is the same number with BE in front: BE 0691.693.142.
Where is CHARMANS based?
The registered office is at Place du Marché 77, 4845 Jalhay.Company details
What does CHARMANS do?
According to the KBO register, the main activity is full-service restaurants (NACE 56111).
What is the legal form of CHARMANS?
CHARMANS is a private limited company (BV).
When was CHARMANS founded?
CHARMANS was founded on 02-03-2018.
Is CHARMANS still active?
Yes, CHARMANS is an active enterprise in the KBO register.
How many employees does CHARMANS have?
CHARMANS had an average of 7.9 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does CHARMANS fall under?
In its 2024 annual accounts, CHARMANS states joint committee 302 (Hotels and catering).
What is the turnover of CHARMANS?
The turnover in financial year 2025 is ≈ €620,000. This figure is estimated from the gross margin of €213,748 and 87 comparable companies (NACE 56111). It probably lies between €520,000 and €750,000. In financial year 2021 turnover was €0.
Is CHARMANS profitable?
In financial year 2025, CHARMANS made a profit of €22,099.
Where can I find the annual accounts of CHARMANS?
CHARMANS filed 8 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of CHARMANS due?
CHARMANS must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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