MERY - BOIS
ActiveSummary
MERY - BOIS has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3.80M and a net result of €642k. Equity is growing by ~10.7% per year across the filed fiscal years. Its solvency ranks better than 75% of 4867 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
83
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability83▲+12
Solvency93▲+1
Growth63▲+17
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €310k at 30 days acceptable
Liquidity ample (current ratio 3.0 against 2.24 in 2024; short-term debt: 29.7% and cash: 21.7% of total assets), and 31.6% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
68.4%
Return on assets
11.5%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
30 d early
2024
29 d early
2023
30 d late
2022
31 d late
2021
29 d late
2020
27 d late
2019
31 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€12.59M▼ 19.2%
2022 · €15.58M
2018: €12.47M
2019: €13.29M
2020: €12.91M
2021: €14.73M
2022: €15.58M
2018 → 2023
EBIT margin
0.9%▼ 8.0pp
2022 · 8.9%
2018: 3.1%
2019: 3.6%
2020: 4.0%
2021: 3.5%
2022: 8.9%
2018 → 2023
Net result
€642k▲ 617%
2024 · €90k
2018: €277k
2019: €331k
2020: €410k
2021: €366k
2022: €892k
2023: €41k
2024: €90k
2018 → 2025
Working capital
€3.30M▲ 53.7%
2024 · €2.15M
2018: €1.55M
2019: €1.27M
2020: €1.44M
2021: €1.93M
2022: €2.87M
2023: €2.99M
2024: €2.15M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€14.73M-€15.58M▲ 5.8%€12.59M▼ 19.2%
Equity€2.89M-€3.78M▲ 30.9%€3.82M▲ 1.1%€3.91M▲ 2.3%€3.80M▼ 2.8%
Operating result€513k-€1.39M▲ 170%€114k▼ 91.8%€268k▲ 135%€849k▲ 217%
Net result€366k-€892k▲ 144%€41k▼ 95.5%€90k▲ 121%€642k▲ 617%
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 217% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €5.56M
Fixed assets
€610k ▼ 68.6%
Current assets
€4.95M ▲ 27.7%
Equity and liabilities €5.56M
Equity
€3.80M ▼ 2.8%
Debt
€1.76M ▼ 7.9%
Debt's share of the balance-sheet total falls from 32.8% to 31.6%. Equity and debt are lower.
Key figures and ratios
EBITDA
€1.10M▲
2024 · €653k
Cash flow
€891k▲
2024 · €474k
Current ratio
3.00▲
2024 · 2.24
Quick ratio
1.73▲
2024 · 1.13
Debt to equity
0.46▼
2024 · 0.49
ROE
16.9%▲
2024 · 2.3%
ROA
11.5%▲
2024 · 1.5%
Interest coverage
11.97▲
2024 · 6.69
Debt ≤ 1 year
€1.65M▼
2024 · €1.73M
Debt > 1 year
€105k▼
2024 · €179k
Income taxes
€206k▲
2024 · €142k
Staff costs
€1.09M▼
2024 · €1.10M
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 59 lines
Balance sheet
Code20242025
Assets
Total assets20/58€5.82M€5.56M▼
Fixed assets21/28€1.94M€610k▼
Tangible fixed assets22/27€1.94M€610k▼
Plant, machinery and equipment23€734k€263k▼
Furniture and vehicles24€349k€347k▼
Other tangible fixed assets26€15k-
Assets under construction and advance payments27€845k-
Current assets29/58€3.88M€4.95M▲
Stocks and contracts in progress3€1.92M€2.10M▲
Stocks30/36€1.92M€2.10M▲
Amounts receivable within one year40/41€1.15M€1.61M▲
Trade receivables40€1.13M€1.21M▲
Other amounts receivable41€22k€398k▲
Cash at bank and in hand54/58€788k€1.21M▲
Deferred charges and accrued income490/1€17k€37k▲
Equity and liabilities
Total equity and liabilities10/49€5.82M€5.56M▼
Equity10/15€3.91M€3.80M▼
Contributions10/11€99k€72k▼
Capital10€99k€72k▼
Issued capital100€99k€72k▼
Reserves13€56k€44k▼
Non-distributable reserves130/1€10k€7k▼
Legal reserve130€10k€7k▼
Tax-exempt reserves132€46k€36k▼
Distributable reserves133-€1k
Profit (loss) carried forward14€3.75M€3.68M▼
Amounts payable17/49€1.91M€1.76M▼
Amounts payable after more than one year17€179k€105k▼
Financial debts170/4€179k€105k▼
Amounts payable within one year42/48€1.73M€1.65M▼
Current portion of amounts payable after more than one year42€71k€74k▲
Financial debts43€56k€140k▲
Credit institutions430/8€56k€140k▲
Trade debts44€1.36M€1.17M▼
Suppliers440/4€1.36M€1.17M▼
Taxes, remuneration and social security45€247k€270k▲
Taxes450/3€70k€107k▲
Remuneration and social security454/9€177k€163k▼
Income statement
Code20242025
Non-recurring operating income76A€728k€64k▼
Remuneration, social security and pensions62€1.10M€1.09M▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€385k€249k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€8k€4k▼
Other operating charges640/8€39k€40k▲
Non-recurring operating charges66A€786k-
Gross operating margin9900€2.59M€2.23M▼
Operating profit (loss)9901€268k€849k▲
Financial income75/76B€61k€91k▲
Recurring financial income75€61k€91k▲
Financial charges65/66B€97k€92k▼
Recurring financial charges65€97k€92k▼
Profit (loss) for the period before taxes9903€231k€848k▲
Income taxes67/77€142k€206k▲
Profit (loss) for the period9904€90k€642k▲
Profit (loss) for the period to be appropriated9905€90k€642k▲
Appropriation of the result
Profit (loss) to be appropriated9906€3.75M€3.69M▼
Profit (loss) brought forward from the previous period14P€3.66M€3.04M▼
Transfer to equity691/2-€1k
To the legal reserve6920-€1k
Social balance
Average headcount (FTE)908719.017.7▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
02-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 30 days late
2023
31-12
Financial
Weakest financial yearnet €41k ▼95.5%
Net result drops to €41k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 31 days late
2022
31-12
Financial
Highest result since 2018net €892k ▲144%
Operating result €1.39M, net result €892k, both a record.
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 29 days late
2021
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 27 days late
2020
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 31 days late
2019
31-12
Financial
Equity above €2MEq €2.11M ▲18.4%
2 profitable years in a row build equity to €2.11M.
31-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 31 days late
2018
27-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 27 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Esneux · 1 establishment unit since 1992
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Promenade du Déversoir 204130 EsneuxGround area
7,460 m²
Building footprint
644 m²
Volume, LiDAR
4,048 m³
Parcel 62101C0009/00E004, Wallonia · tallest building 12.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Allée des Artisans sn, 4130 Esneux
since 19922.058.407.306
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62101C0009/00E004 | Wallonia | 7,460 m² | 1 · 644 m² | 12.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via establishment units: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteEsneux2.058.407.306
Similar companies · same sector, comparable size
Magasins Eugène Schmidt et Cie
BE 0402.654.324
Jette · Eq €3,806,381
HOUT DE GROOTE
BE 0424.810.312
Lokeren · Eq €3,792,649
HOUTSHOP VAN DER GUCHT
BE 0405.069.822
Temse · Eq €3,774,982
Houthandel A. De Sutter
BE 0425.103.686
Oosterzele · Eq €3,828,297
VAN dE VELDE HOUT
BE 0415.909.868
Wetteren · Eq €3,772,380
Of 857 companies in sector 46832 we hold annual accounts for 588. 361 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded30-06-1992
Fiscal year end31-12
Activities, NACEBEL 2025
46832Wholesale of timber
47521Retail sale of hardware, building materials, paint and glass (general range)
43332Laying of wooden floor and wall coverings
Sources
Crossroads Bank for EnterprisesNational Bank · 34 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.