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APM IMMO

Active
Private limited companyfounded 20251 yr activePromenade du Déversoir 20, 4130 Esneux, BelgiumKBO/BCE: BE 1024.228.344
Summary

APM IMMO has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.5m and a net result of €382,653. Its solvency ranks better than 78% of 9336 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Checked score

Score 2025
Axes
Profitability82
Solvency94
Growth-
Track record67
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €190,000 at 30 days only on tighter terms
Liquidity short (current ratio 0.13; short-term debt: 25.5% and cash: 1.8% of total assets), and 30.8% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
69.2%
Return on assets
10.7%
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
4 d early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 12 June 2025, APM IMMO was incorporated as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, abbreviated schema

Equity
€2.5m
Total assets
€3.6m
Net result
€382,653
Working capital
-€792,520

Turnover and EBIT margin not published: the abbreviated schema does not require them.

Balance-sheet composition
Assets €3.6m
Fixed assets €3.5m
Current assets €117,987
Equity and liabilities €3.6m
Equity €2.5m
Provisions €186,858
Debt €911,959
Debt finances 25.5% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€858,264
Cash flow
€671,137
Current ratio
0.13
Debt to equity
0.37
ROE
15.5%
ROA
10.7%
Interest coverage
3186.66
Debt ≤ 1 year
€910,507

Peer companies

Historical observation

Of the 144 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 95% are still going.

  • Small
  • under 2 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.7% went bankrupt
4.2% stopped otherwise
95% still going

For this company itself Checked computes a bankruptcy probability of 0.4% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 144 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 43 lines
Balance sheet Code2025
Assets
Total assets20/58€3.6m
Fixed assets21/28€3.5m
Tangible fixed assets22/27€3.5m
Land and buildings22€3.1m
Plant, machinery and equipment23€401,398
Current assets29/58€117,987
Amounts receivable within one year40/41€45,492
Trade receivables40€45,118
Other amounts receivable41€374
Cash at bank and in hand54/58€64,563
Deferred charges and accrued income490/1€7,932
Equity and liabilities
Total equity and liabilities10/49€3.6m
Equity10/15€2.5m
Contributions10/11€62,123
Reserves13€591,617
Tax-exempt reserves132€586,463
Distributable reserves133€5,154
Profit (loss) carried forward14€1.8m
Provisions and deferred taxes16€186,858
Deferred taxes168€186,858
Amounts payable17/49€911,959
Amounts payable within one year42/48€910,507
Trade debts44€512,400
Suppliers440/4€512,400
Other amounts payable47/48€398,107
Accrued charges and deferred income492/3€1,452
Income statement Code2025
Non-recurring operating income76A€757,472
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€288,484
Other operating charges640/8€110,548
Non-recurring operating charges66A€28,178
Gross operating margin9900€996,990
Operating profit (loss)9901€569,780
Financial charges65/66B€269
Recurring financial charges65€269
Profit (loss) for the period before taxes9903€569,511
Transfer from deferred taxes780€2,510
Transfer to deferred taxes680€189,368
Profit (loss) for the period9904€382,653
Transfer from tax-exempt reserves789€7,531
Transfer to tax-exempt reserves689€568,104
Profit (loss) for the period to be appropriated9905-€177,920
Appropriation of the result
Profit (loss) to be appropriated9906€1.8m
Profit (loss) brought forward from the previous period14P€2.0m

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Non-recurring operating income76A€757,472
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€288,484
Other operating charges640/8€110,548
Non-recurring operating charges66A€28,178
Gross operating margin9900€996,990
Operating profit (loss)9901€569,780
Financial charges65/66B€269
Recurring financial charges65€269
Profit (loss) for the period before taxes9903€569,511
Transfer from deferred taxes780€2,510
Transfer to deferred taxes680€189,368
Profit (loss) for the period9904€382,653
Transfer from tax-exempt reserves789€7,531
Transfer to tax-exempt reserves689€568,104
Profit (loss) for the period to be appropriated9905-€177,920
Line2025
Assets
Total assets20/58€3.6m
Fixed assets21/28€3.5m
Tangible fixed assets22/27€3.5m
Land and buildings22€3.1m
Plant, machinery and equipment23€401,398
Current assets29/58€117,987
Amounts receivable within one year40/41€45,492
Trade receivables40€45,118
Other amounts receivable41€374
Cash at bank and in hand54/58€64,563
Deferred charges and accrued income490/1€7,932
Equity and liabilities
Total equity and liabilities10/49€3.6m
Equity10/15€2.5m
Contributions10/11€62,123
Reserves13€591,617
Tax-exempt reserves132€586,463
Distributable reserves133€5,154
Profit (loss) carried forward14€1.8m
Provisions and deferred taxes16€186,858
Deferred taxes168€186,858
Amounts payable17/49€911,959
Amounts payable within one year42/48€910,507
Trade debts44€512,400
Suppliers440/4€512,400
Other amounts payable47/48€398,107
Accrued charges and deferred income492/3€1,452
Line2025
Profit (loss) for the period9904€382,653
+ Depreciation and write-downs630€288,484
Operating cash flow (approximation)€671,137

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
27-07
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
NBB filing
0 of 3 acts read
About the unread acts

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Esneux · 1 establishment unit since 2025
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Promenade du Déversoir 204130 Esneux
1 establishment unit
Promenade du Déversoir 20, 4130 Esneux
Renting and operating of own or leased residential real estate, excluding social housing
since 20252.374.638.093

Similar companies · same sector, comparable size

Of 9,145 companies in sector 68201 we hold annual accounts for 6,776. 4,048 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded12-06-2025
Fiscal year end31-12
Activities, NACEBEL 2025
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
E-invoicing
Reachable via Peppol
Peppol ID 0208:1024228344
Also 9925:BE1024228344
Registered 17-11-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.