Skip to content

LA BOISERIE

Active
Public limited companyfounded 199035 yrs activeRoute de Mons(WAU) 503, 7131 Binche, BelgiumKBO/BCE: BE 0442.728.586
Summary

LA BOISERIE has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.9m and a net result of €24,799. Equity is growing by ~14.2% per year across the filed fiscal years. Its solvency ranks better than 48% of 6016 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisWatch ReportCompare
LA BOISERIEActiveChecked score 92/100
Risk analysis ReportCompare

Overview

Activity
Wholesale of construction materials, general range
NACE 46831NACE 46731NACE 46732
#1 company by total assets in Binche, Wholesale and retail trade sector1 site
Size
€6.5mtotal assets 2025
Staff
23.8 FTE
Equity
€2.9m
Profit
€24,799
Financial health
92 Excellent Checked score 2025
Bankruptcy chance 12 m
0.1%
Structure
Board
2 members
Accounts filed 47 d late1 of 7 deeds read
Why 92- Latest accounts 47 days late; 1 of the last 3 late- Profit of €24,799 (FY 2025)+ Founded in 1990+ Liquidity: current ratio 2.23, cash €822,015Show the evidence

Checked score

Score 2025
92 / 100
Excellent
Probability in this band: under 0.55%
Better than 44% of its sector peers (NACE 46, small)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Average
Solvency 69-2
equity 44.2% of total assets
Liquidity 56+9
short-term debt 26.4% · cash 12.6%
Profitability 41+7
return on assets 0.4%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (4,373 companies)
Last 24 months 11-2024: < 0.1%lowest value 12-2024: < 0.1%● 0.0% vs 11-2024lowest value 01-2025: < 0.1%● 0.0% vs 12-2024lowest value 02-2025: < 0.1%● 0.0% vs 01-2025lowest value 03-2025: < 0.1%● 0.0% vs 02-2025lowest value 04-2025: < 0.1%▲ +2.2% vs 03-2025 05-2025: < 0.1%● 0.0% vs 04-2025 06-2025: < 0.1%▲ +2.1% vs 05-2025 07-2025: 0.1%▲ +25.0% vs 06-2025 08-2025: 0.2%▲ +192% vs 07-2025 09-2025: 0.2%● 0.0% vs 08-2025 10-2025: 0.2%● 0.0% vs 09-2025 11-2025: 0.2%● 0.0% vs 10-2025 12-2025: 0.2%● 0.0% vs 11-2025 01-2026: 0.2%● 0.0% vs 12-2025 02-2026: 0.2%▼ -4.0% vs 01-2026 03-2026: 0.2%● 0.0% vs 02-2026 04-2026: 0.2%▲ +2.4% vs 03-2026 05-2026: 0.2%▲ +4.7% vs 04-2026 06-2026: 0.2%▲ +2.8% vs 05-2026highest value 07-2026: 0.2%▼ -0.5% vs 06-2026 08-2026: 0.1%▼ -62.0% vs 07-2026 09-2026: 0.1%● 0.0% vs 08-2026 10-2026: 0.1%▲ +67.1% vs 09-2026
  • Founded in 1990 lowers the probability for this profile
  • Latest accounts 47 days late; 1 of the last 3 late raises the probability
  • Liquidity: current ratio 2.23, cash €822,015 lowers the probability
  • Profit of €24,799 (FY 2025) raises the probability
Credit up to €260,000 at 30 days acceptable
Liquidity ample (current ratio 2.23 against 2.31 in 2024; short-term debt: 26.4% and cash: 12.6% of total assets), but 55.8% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 46, small). Better than this share of them on solvency 52%, liquidity 74%, profitability 26%, growth against the median 26%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Founded in 1990
In the bankruptcy model this factor lowers the probability for this profile.
KBO
raises risk · Latest accounts 47 days late; 1 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
lowers risk · Liquidity: current ratio 2.23, cash €822,015
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Profit of €24,799 (FY 2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
neutral · A punctual record breaks
This company filed 6 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-09-2026, 47 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filings
Deviation from the deadline
2025
47 d late
2024
15 d early
2023
22 d early
2022
6 d early
2021
46 d early
2020
29 d early
2019
35 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 15 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 16 July (4 of the last 5 filed years within 31 days of that day).
Companies Code · seven months
Position in the running window
04-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · full…
  2. Appointments: Hacardiaux Frédérique (director) and Hacardiaux…Registered office clause
  3. Back to profitnet €24,799

Key points

  • Positive: Company by total assets in Binche, Wholesale and…in the Checked rankings #1 View
  • New directorslatest change 20-03-2026 · 2 in office 2 joined View
  • Active since 1990founded 18-12-1990 35 years View

By topic

Financials

Fiscal year
2025
Total assets
€6.5m
Profit
€24,799
Solvency
44.2%
Go to Financials

Timeline

Events
16
Since
2017
Next accounts
by 31-07-2027
  1. 16-09-2026Annual accounts filed
  2. 20-03-2026Appointments: Hacardiaux Frédérique (director) and Hacardiaux Xavier…
  3. 31-12-2025Back to profit
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Activity
Wholesale of construction materials, general rangeNACE 46831
Founded
18-12-1990
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Go further with this company

How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Is the workforce growing, and do people stay?Employer check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.

We would like to set cookies. That happens only with your consent. What we measure