Merle
ActiveSummary
The computed 12-month bankruptcy probability of Merle is 2.1% (moderate). The 2025 annual accounts show equity of €9k and a net result of €-760. Its solvency ranks better than 43% of 7029 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
53
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability14
Solvency70
Growth-
Track record67
Bankruptcy probability, 12 months
2.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
45.4%
Return on assets
-3.7%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-08-2026, 13 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
13 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2025, micro schema
Equity
€9k
Total assets
€20k
Net result
€-760
Working capital
€7k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €20k
Fixed assets
€2k
Current assets
€18k
Equity and liabilities €20k
Equity
€9k
Debt
€11k
Debt finances 54.6% of the balance-sheet total.
Key figures and ratios
EBITDA
€-146
Cash flow
€-178
Current ratio
1.64
Debt to equity
1.20
ROE
-8.2%
ROA
-3.7%
Interest coverage
-4.47
Debt ≤ 1 year
€11k
Filed annual accounts As filed with the NBB · 2025 · 32 lines
Balance sheet
Code2025
Assets
Total assets20/58€20k
Fixed assets21/28€2k
Tangible fixed assets22/27€2k
Furniture and vehicles24€2k
Current assets29/58€18k
Amounts receivable within one year40/41€486
Trade receivables40€400
Other amounts receivable41€86
Cash at bank and in hand54/58€17k
Deferred charges and accrued income490/1€572
Equity and liabilities
Total equity and liabilities10/49€20k
Equity10/15€9k
Contributions10/11€10k
Profit (loss) carried forward14€-760
Amounts payable17/49€11k
Amounts payable within one year42/48€11k
Trade debts44€782
Suppliers440/4€782
Taxes, remuneration and social security45€711
Taxes450/3€461
Remuneration and social security454/9€250
Other amounts payable47/48€10k
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€582
Other operating charges640/8€510
Gross operating margin9900€365
Operating profit (loss)9901€-728
Financial charges65/66B€33
Recurring financial charges65€33
Profit (loss) for the period before taxes9903€-760
Profit (loss) for the period9904€-760
Profit (loss) for the period to be appropriated9905€-760
Appropriation of the result
Profit (loss) to be appropriated9906€-760
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
13-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 13 days late
19-03
State Gazette act
Registered officeRegistered-office move2 facts ▸
State Gazette act
Registered office
Registered-office move2 facts ▸
- Board meeting, 12/01/2026
- Registered-office move, Rue des Trois Tilleuls 85 1170 WATERMAEL-BOITSFORT
State Gazette actNBB filing
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Watermaal-Bosvoorde · 1 establishment unit since 2025
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Drie Lindenstraat 851170 Watermaal-BosvoordeGround area
110 m²
Building footprint
54 m²
Volume, LiDAR
396 m³
Parcel 21652E0088/00R003, Brussels · tallest building 10.7 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Merle
since 20252.372.872.101
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21652E0088/00R003 | Brussels | 110 m² | 1 · 54 m² | 10.7 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
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Of 13,421 companies in sector 73300 we hold annual accounts for 6,901. 3,564 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-04-2025
Fiscal year end31-12
Activities, NACEBEL 2025
73300Public relations and communication consultancy
60310News agency activities
90111Literary creation
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.