MELI - MELODIE
ActiveMELI - MELODIE has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €328k and a net result of €115k. Equity is growing by ~9.9% per year across the filed fiscal years. Its solvency ranks better than 77% of 10253 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
86
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability93▼-7
Solvency90▲+10
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 2.75 against 2.06 in 2024; short-term debt: 35.1% and cash: 63.6% of total assets), and 35.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
64.9%
Return on assets
22.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
on the day
2023
9 d early
2022
7 d early
2021
32 d early
2020
30 d late
2019
26 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€115k▼ 42.0%
2024 · €198k
2018: €97k
2019: €118k
2020: €158k
2021: €202k
2022: €130k
2023: €140k
2024: €198k
2018 → 2025
Working capital
€310k▲ 12.1%
2024 · €276k
2018: €79k
2019: €131k
2020: €96k
2021: €142k
2022: €233k
2023: €264k
2024: €276k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€217k-€287k▲ 32.2%€323k▲ 12.5%€312k▼ 3.4%€328k▲ 5.0%
Operating result€294k-€178k▼ 39.6%€207k▲ 16.3%€261k▲ 26.5%€185k▼ 29.1%
Net result€202k-€130k▼ 35.7%€140k▲ 8.1%€198k▲ 41.4%€115k▼ 42.0%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 29% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €505k
Fixed assets
€18k▼ 49.9%
Current assets
€487k▼ 9.3%
Equity and liabilities €505k
Equity
€328k▲ 5.0%
Debt
€177k▼ 32.0%
The debt ratio falls from 45.5% to 35.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€208k▼
2024 · €285k
Cash flow
€137k▼
2024 · €221k
Solvency
64.9%▲
2024 · 54.5%
Current ratio
2.75▲
2024 · 2.06
Quick ratio
1.86▲
2024 · 1.49
Debt / equity
0.54▼
2024 · 0.83
ROE
35.0%▼
2024 · 63.4%
ROA
22.7%▼
2024 · 34.6%
Interest coverage
5.46▼
2024 · 13.53
Debt
€177k▼
2024 · €260k
Debt ≤ 1 year
€177k▼
2024 · €260k
Income taxes
€33k▼
2024 · €42k
Staff costs
€233k▲
2024 · €224k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€573k€505k▼
Fixed assets21/28€36k€18k▼
Tangible fixed assets22/27€36k€18k▼
Land and buildings22€17k€0▼
Furniture and vehicles24€19k€18k▼
Financial fixed assets28€179€179=
Current assets29/58€537k€487k▼
Stocks and contracts in progress3€149k€157k▲
Stocks30/36€149k€157k▲
Amounts receivable within one year40/41€31k€9k▼
Trade receivables40€31k€6k▼
Other amounts receivable41€5€3k▲
Cash at bank and in hand54/58€357k€321k▼
Deferred charges and accrued income490/1€0-
Equity and liabilities
Total equity and liabilities10/49€573k€505k▼
Equity10/15€312k€328k▲
Contributions10/11€0-
Reserves13€312k€312k=
Distributable reserves133€312k€312k=
Profit (loss) carried forward14€17€16k▲
Amounts payable17/49€260k€177k▼
Amounts payable within one year42/48€260k€177k▼
Current portion of amounts payable after more than one year42€14k€28k▲
Trade debts44€15k€17k▲
Suppliers440/4€15k€17k▲
Taxes, remuneration and social security45€43k€31k▼
Taxes450/3€14k€7k▼
Remuneration and social security454/9€29k€24k▼
Other amounts payable47/48€188k€100k▼
Income statement
Code20242025
Remuneration, social security and pensions62€224k€233k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€24k€22k▼
Other operating charges640/8€4k€2k▼
Gross operating margin9900€513k€443k▼
Operating profit (loss)9901€261k€185k▼
Financial income75/76B€22€9▼
Recurring financial income75€22€9▼
Financial charges65/66B€21k€38k▲
Recurring financial charges65€21k€38k▲
Profit (loss) for the period before taxes9903€240k€147k▼
Income taxes67/77€42k€33k▼
Profit (loss) for the period9904€198k€115k▼
Profit (loss) for the period to be appropriated9905€198k€115k▼
Appropriation of the result
Profit (loss) to be appropriated9906€198k€115k▼
Profit (loss) brought forward from the previous period14P€6€17▲
Transfer from equity791/2€57k€24k▼
Transfer to equity691/2€65k€24k▼
To other reserves6921€65k€24k▼
Profit to be distributed694/7€190k€99k▼
Return on contributions (dividend)694€100k€40k▼
Directors or managers695€90k€59k▼
Social balance
Average headcount (FTE)90875.45.4=
The notes to these accounts (17 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
22-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
24-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
29-06
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Highest result since 2018net €202k ▲27.7%
Operating result €294k, net result €202k, both a record.
31-12
Financial
Equity above €200kEq €217k ▲32.1%
4 profitable years in a row build equity to €217k.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 30 days late
2020
26-08
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 26 days late
2019
31-12
Financial
Equity above €200kEq €224k ▲43.7%
2 profitable years in a row build equity to €224k.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 30 days late
2018
02-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 2 days late
2017
25-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Waterloo · 1 establishment unit since 1992
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chaussée de Bruxelles 2381410 WaterlooGround area
2,607 m²
Building footprint
1,059 m²
Volume, LiDAR
5,725 m³
Parcel 25110A0241/00F000, Wallonia · tallest building 8.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
PELE MELE
since 19922.059.619.014
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25110A0241/00F000 | Wallonia | 2,607 m² | 1 · 1,059 m² | 8.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 910 companies in sector 47793 we hold annual accounts for 161. 104 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-02-1992
Fiscal year end31-12
Activities, NACEBEL
47793Retail sale of other second-hand goods, excluding clothing
52502
Sources
Crossroads Bank for EnterprisesNational Bank · 34 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:compta@pele-mele.be