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MELI - MELODIE

Active
Private limited companyfounded 1992active for 34 yearsChaussée de Bruxelles 238, 1410 Waterloo, BelgiumKBO/BCE: BE 0446.700.044
Summary

MELI - MELODIE has been active since 1992 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €327,720 and a net result of €114,751. Equity has been growing by about 11% per year since 2018. Its solvency ranks better than 77% of 12,781 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 20-02-1992 Normal situation
Registered office
28 active companies are registered at this address 1 started in the 12 months before. Source: KBO register, as of 4 November 2026.
Activity
Retail sale of other second-hand goods, excluding clothing NACE 47793
Joint committee
201 Paritair Comité voor de zelfstandige kleinhandel · annual accounts 2025
Establishment unit
2.059.619.014 1410 Waterloo, since 16-11-1992
Financial year end
31 December
Peppol
Reachable since 03-01-2026

Board and ownership

Board
and 4 others
Shareholders
  • ACHPEHEM· score 952025 annual accounts of ACHPEHEM

Financial position

97 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Annual accounts 2025
Gross margin
€443,125
▼ 13.6%
Turnover
≈ €1.6m
estimated
Profit
€114,751
▼ 42.0%
Equity
€327,720
▲ 5.0%
Total assets
€504,767
▼ 11.9%
Employees on 31-12-2025
8
=
Score breakdownraises riskSector: Retail trade (NACE 47)lowers riskLiquidity: current ratio 2.75, cash €321,137Equity €327,720 (64.9% of total assets)Founded in 1992Show the evidence

Checked score

Score 2025
97 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 76% of micro companies in retail trade (NACE 47)
Financial strength · tick: 2024
Strong
Solvency 90+10
equity 64.9% of total assets
Liquidity 84+6
short-term debt 35.1% · cash 63.6%
Profitability 93-7
return on assets 22.7%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,278 companies, NACE 47, micro)
Last 24 months 12-2024: 0.1% 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.2%▲ +0.1 percentage points vs 07-2025highest value 09-2025: 0.1%▼ -0.1 percentage points vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: < 0.1%▼ -0.1 percentage points vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026lowest value 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: 0.1%▲ +0.1 percentage points vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026 11-2026: 0.1%● unchanged vs 10-2026
Credit of up to €30,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.75 (2.06 in 2024), above the usual 1.5. Short-term debt is 35.1% and cash 63.6% of total assets. 35.1% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 77% of them on solvency, 87% on liquidity, 87% on profitability and 52% on growth.

The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 2.75, cash €321,137
NBB · annual accounts
lowers risk · Equity €327,720 (64.9% of total assets)
NBB · annual accounts
raises risk · Sector: Retail trade (NACE 47)
KBO
lowers risk · Founded in 1992
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
on the day
2024
on the day
2023
9 days early
2022
7 days early
2021
32 days early
2020
30 days late
2019
26 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 1 day after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 24 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
05-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Result fell in 2025from €197,977 to €114,751 ▼ 42.0% View
  • Positive: 8 profitable years in a rowprofit 2025: €114,751 8 years View
  • Positive: Filed on time since financial year 2021accounts within the deadline every year 5 years View

Recent changes

  1. · Gazette deed 5 directors appointed, 4 managers resigningChanges of role: OPPITZ Etienne Didier Frédéric, LAMBRECHTS Julien and 2 others · Appointment: OPPITZ Fabrice (director) · Permanent representative: OPPITZ Etienne Didier Frédéric
  2. · Gazette deed Appointment: naQ (manager)Permanent representatives: Bernard Emégenbirn, Etienne Oppitz and Fabrice Oppitz
  3. · Gazette deed Resignation: David Di Stasio (manager)
All 17 events

Comparable companies

These companies have the same main activity as MELI - MELODIE: retail sale of other second-hand goods, excluding clothing (NACE 47793). They are comparable in size and age: total assets between €428,000 and €675,000, founded between 1997 and 2010.

CompanyTotal assetsGross margin
MELI - MELODIE Waterloo€504,767€443,125
CAP 43 Braine-l'Alleud€427,858€356,332
De faillissementswinkel Deerlijk€545,839€312,358
RECUBELA Kruisem€638,711€355,713
CASH CONVERTERS GOSSELIES Charleroi€646,016€636,075
CASH CONVERTERS ETTERBEEK Etterbeek€674,748€407,034
HDLV Elsene€507,503€594,501
Full comparison

Key facts about MELI - MELODIE

What is the company number of MELI - MELODIE?
The company number of MELI - MELODIE is 0446.700.044. The VAT number is the same number with BE in front: BE 0446.700.044.
Where is MELI - MELODIE based?
The registered office is at Chaussée de Bruxelles 238, 1410 Waterloo.Company details
What does MELI - MELODIE do?
According to the KBO register, the main activity is retail sale of other second-hand goods, excluding clothing (NACE 47793).
What is the legal form of MELI - MELODIE?
The legal form of MELI - MELODIE is Private limited company (BV).
When was MELI - MELODIE founded?
MELI - MELODIE was founded on 20-02-1992.
Is MELI - MELODIE still active?
Yes, MELI - MELODIE is an active enterprise in the KBO register.
How many employees does MELI - MELODIE have?
MELI - MELODIE had an average of 5.4 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does MELI - MELODIE fall under?
In its 2025 annual accounts, MELI - MELODIE states joint committee 201 (Paritair Comité voor de zelfstandige kleinhandel).
What is the turnover of MELI - MELODIE?
The turnover in financial year 2025 is ≈ €1.6m. This figure is estimated from the gross margin of €443,125 and 47 comparable companies (NACE 477). It probably lies between €1.3m and €2.6m.
Is MELI - MELODIE profitable?
In financial year 2025, MELI - MELODIE made a profit of €114,751.
Where can I find the annual accounts of MELI - MELODIE?
MELI - MELODIE filed 34 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of MELI - MELODIE due?
MELI - MELODIE must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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