naQ
ActiveSummary
naQ has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €42k and a net result of €65k. Equity is growing by ~68.2% per year across the filed fiscal years. Its solvency ranks better than 22% of 31791 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency43▼-7
Growth78=
Track record94
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity short (current ratio 0.73 against 1.09 in 2024; short-term debt: 70.9% and cash: 36% of total assets), and 82.3% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
17.7%
Return on assets
27.3%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 31791 sector peers (2025).
NBB · sector comparisonPosition among 31791 sector peers
Solvency
better than 22%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
25 d late
2024
4 d late
2023
6 d early
2022
17 d late
2021
10 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€42k▲ 8.2%
2024 · €39k
Total assets
€237k▲ 54.2%
2024 · €154k
Net result
€65k▼ 22.8%
2024 · €84k
Working capital
€-46k
2024 · €10k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€5k-€65k▲ 1,224%€39k▼ 40.0%€105k▲ 171%€87k▼ 17.1%
Net result€125-€52k▲ 41,240%€29k▼ 43.8%€84k▲ 189%€65k▼ 22.8%
Equity€5k-€27k▲ 423%€15k▼ 43.9%€39k▲ 158%€42k▲ 8.2%
Total assets€106k-€137k▲ 28.8%€118k▼ 13.8%€154k▲ 30.4%€237k▲ 54.2%
Debt€101k-€110k▲ 8.8%€103k▼ 6.5%€115k▲ 11.7%€195k▲ 69.8%
Working capital€621-€18k▲ 2,784%€8k▼ 56.2%€10k▲ 23.2%€-46k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 17% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €237k
Fixed assets
€115k ▲ 191%
Current assets
€122k ▲ 6.8%
Equity and liabilities €237k
Equity
€42k ▲ 8.2%
Debt
€195k ▲ 69.8%
Debt's share of the balance-sheet total rises from 74.7% to 82.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€115k▼
2024 · €119k
Cash flow
€93k▼
2024 · €97k
Current ratio
0.73▼
2024 · 1.09
Quick ratio
0.69▼
2024 · 1.06
Debt to equity
4.64▲
2024 · 2.96
ROE
153.9%▼
2024 · 215.7%
ROA
27.3%▼
2024 · 54.5%
Interest coverage
19.49▼
2024 · 33.78
Debt ≤ 1 year
€168k▲
2024 · €104k
Debt > 1 year
€27k▲
2024 · €10k
Income taxes
€16k▼
2024 · €18k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €759 | €6k | €8k | €14k | €28k | ▲ 108% |
| Other operating charges640/8 | €821 | €112 | €741 | €1k | €1k | ▲ 12.3% |
| Gross operating margin9900 | €6k | €70k | €48k | €120k | €117k | ▼ 2.6% |
| Operating profit (loss)9901 | €5k | €65k | €39k | €105k | €87k | ▼ 17.1% |
| Financial income75/76B | - | - | €230 | €0 | €1 | - |
| Recurring financial income75 | - | - | €230 | €0 | €1 | - |
| Financial charges65/66B | €2k | €3k | €4k | €4k | €6k | ▲ 68.5% |
| Recurring financial charges65 | €2k | €3k | €4k | €4k | €6k | ▲ 68.5% |
| Profit (loss) for the period before taxes9903 | €3k | €62k | €35k | €101k | €81k | ▼ 20.0% |
| Income taxes67/77 | €3k | €10k | €6k | €18k | €16k | ▼ 6.8% |
| Profit (loss) for the period9904 | €125 | €52k | €29k | €84k | €65k | ▼ 22.8% |
| Profit (loss) for the period to be appropriated9905 | €125 | €52k | €29k | €84k | €65k | ▼ 22.8% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €106k | €137k | €118k | €154k | €237k | ▲ 54.2% |
| Fixed assets21/28 | €5k | €31k | €24k | €40k | €115k | ▲ 191% |
| Tangible fixed assets22/27 | €5k | €31k | €24k | €40k | €115k | ▲ 191% |
| Furniture and vehicles24 | €5k | €3k | €2k | €24k | €107k | ▲ 336% |
| Other tangible fixed assets26 | - | €28k | €22k | €15k | €9k | ▼ 42.9% |
| Current assets29/58 | €102k | €105k | €94k | €114k | €122k | ▲ 6.8% |
| Stocks and contracts in progress3 | - | - | €2k | €3k | €7k | ▲ 100% |
| Stocks30/36 | - | - | €2k | €3k | €7k | ▲ 100% |
| Amounts receivable within one year40/41 | €14k | €30k | €60k | €3k | €28k | ▲ 731% |
| Trade receivables40 | - | €14k | €55k | €1k | €220 | ▼ 85.1% |
| Other amounts receivable41 | €14k | €16k | €4k | €2k | €28k | ▲ 1,357% |
| Cash at bank and in hand54/58 | €88k | €75k | €31k | €107k | €85k | ▼ 20.0% |
| Deferred charges and accrued income490/1 | €15 | €668 | €1k | €709 | €2k | ▲ 121% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €106k | €137k | €118k | €154k | €237k | ▲ 54.2% |
| Equity10/15 | €5k | €27k | €15k | €39k | €42k | ▲ 8.2% |
| Contributions10/11 | €5k | €5k | €5k | €5k | €5k | = |
| Reserves13 | - | - | - | - | €30k | - |
| Distributable reserves133 | - | - | - | - | €30k | - |
| Profit (loss) carried forward14 | €125 | €22k | €10k | €34k | €7k | ▼ 79.2% |
| Amounts payable17/49 | €101k | €110k | €103k | €115k | €195k | ▲ 69.8% |
| Amounts payable after more than one year17 | - | €23k | €17k | €10k | €27k | ▲ 158% |
| Financial debts170/4 | - | €23k | €17k | €10k | €27k | ▲ 158% |
| Amounts payable within one year42/48 | €101k | €87k | €86k | €104k | €168k | ▲ 60.9% |
| Current portion of amounts payable after more than one year42 | €15k | €23k | €8k | €19k | €65k | ▲ 248% |
| Trade debts44 | €20k | €4k | €7k | €2k | €13k | ▲ 564% |
| Suppliers440/4 | €20k | €4k | €7k | €2k | €13k | ▲ 564% |
| Taxes, remuneration and social security45 | €39k | €31k | €30k | €24k | €24k | ▲ 0.6% |
| Taxes450/3 | €39k | €31k | €30k | €24k | €24k | ▲ 0.6% |
| Other amounts payable47/48 | €27k | €30k | €41k | €60k | €66k | ▲ 9.6% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €125 | €52k | €29k | €84k | €65k | ▼ 22.8% |
| + Depreciation and write-downs630 | €759 | €6k | €8k | €14k | €28k | ▲ 108% |
| Operating cash flow (approximation) | €884 | €57k | €37k | €97k | €93k | ▼ 4.6% |
| Investment in fixed assets (approximation) | - | €-33k | €-485 | €-29k | €-104k | ▼ 254% |
| Change in cash | - | €-13k | €-44k | €76k | €-21k | ▼ 128% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 25 days late
2025
04-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 4 days late
2024
31-12
Financial
Highest result since 2021net €84k ▲189%
Operating result €105k, net result €84k, both a record.
25-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
17-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 17 days late
2022
10-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 10 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2021
Ground area
477 m²
Building footprint
254 m²
Volume, LiDAR
2,110 m³
Parcel 21810L2060/00D000, Brussels · tallest building 15.2 m, ±3 floors. Linked by address, not a title deed.
5
companies at this address
See who is registered here
1 establishment unit
Zinnikstraat 16, 1000 Brussel
since 20212.314.524.621
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21810L2060/00D000 | Brussels | 477 m² | 1 · 254 m² | 15.2 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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BE 0790.176.747
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GMT Company
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BAZTAX PARTNERS
BE 0707.950.936
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26 & US
BE 0724.884.859
Antwerpen · Eq €42,038
Of 82,632 companies in sector 70200 we hold annual accounts for 52,575. 37,047 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded01-02-2021
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
47120Other non-specialised retail sale
77110Renting and leasing of cars and light motor vehicles
82990Other business support services
Contact
E-mail
naQsrl@gmail.com
Scores and ratios are computed by Checked and are not a credit decision.