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ACHPEHEM

Active
Private limited companyfounded 200817 yrs activeMaurice Lemonnierlaan 61, 1000 Brussel, BelgiumKBO/BCE: BE 0808.555.772
Summary

ACHPEHEM has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €240,603 and a net result of €56,128. The computed 12-month bankruptcy probability is 1.4% (low).

Checked score

Score 2025
Axes
Profitability84
Solvency100
Growth-
Track record85
Bankruptcy probability, 12 months
1.4% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €17,000 at 30 days acceptable
Liquidity ample (current ratio 2.8; short-term debt: 20.8% and cash: 13.1% of total assets), and 20.8% of the assets are financed with debt.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
79.2%
Return on assets
18.5%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 17 years 0 20 y
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-08-2026, 4 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2025
4 d late
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

ACHPEHEM was incorporated on 19 December 2008.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
€240,603
Total assets
€303,953
Net result
€56,128
Working capital
€114,003

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €303,953
Fixed assets €126,600
Current assets €177,353
Equity and liabilities €303,953
Equity €240,603
Debt €63,350
Debt finances 20.8% of the balance-sheet total.
Key figures and ratios
2025 value
Current ratio
2.80
Debt to equity
0.26
ROE
23.3%
ROA
18.5%
Debt ≤ 1 year
€63,350
Income taxes
€5,600

Peer companies

Historical observation

Of the 34,679 companies that looked in July 2024 the way this one looks now, 0.6% went bankrupt within 24 months and 95% are still going.

  • Micro
  • 10 to 20 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.6% went bankrupt
3.8% stopped otherwise
95% still going

A further 0.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 1.4% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 34,679 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 38 lines
Balance sheet Code2025
Assets
Total assets20/58€303,953
Fixed assets21/28€126,600
Financial fixed assets28€126,600
Current assets29/58€177,353
Amounts receivable after more than one year29€137,500
Other amounts receivable291€137,500
Cash at bank and in hand54/58€39,853
Equity and liabilities
Total equity and liabilities10/49€303,953
Equity10/15€240,603
Contributions10/11€10,000
Reserves13€229,426
Non-distributable reserves130/1€0
Reserves not available under the articles1311€0
Distributable reserves133€229,426
Profit (loss) carried forward14€1,177
Amounts payable17/49€63,350
Amounts payable within one year42/48€63,350
Taxes, remuneration and social security45€5,600
Taxes450/3€5,600
Other amounts payable47/48€57,750
Income statement Code2025
Other operating charges640/8€400
Gross operating margin9900-€2,584
Operating profit (loss)9901-€2,984
Financial income75/76B€64,712
Recurring financial income75€64,712
Financial charges65/66B€0
Recurring financial charges65€0
Profit (loss) for the period before taxes9903€61,728
Income taxes67/77€5,600
Profit (loss) for the period9904€56,128
Profit (loss) for the period to be appropriated9905€56,128
Appropriation of the result
Profit (loss) to be appropriated9906€56,177
Profit (loss) brought forward from the previous period14P€50
Transfer from equity791/2€58,750
Transfer to equity691/2€56,000
To other reserves6921€56,000
Profit to be distributed694/7€57,750
Return on contributions (dividend)694€57,750

The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Other operating charges640/8€400
Gross operating margin9900-€2,584
Operating profit (loss)9901-€2,984
Financial income75/76B€64,712
Recurring financial income75€64,712
Financial charges65/66B€0
Recurring financial charges65€0
Profit (loss) for the period before taxes9903€61,728
Income taxes67/77€5,600
Profit (loss) for the period9904€56,128
Profit (loss) for the period to be appropriated9905€56,128
Line2025
Assets
Total assets20/58€303,953
Fixed assets21/28€126,600
Financial fixed assets28€126,600
Current assets29/58€177,353
Amounts receivable after more than one year29€137,500
Other amounts receivable291€137,500
Cash at bank and in hand54/58€39,853
Equity and liabilities
Total equity and liabilities10/49€303,953
Equity10/15€240,603
Contributions10/11€10,000
Reserves13€229,426
Non-distributable reserves130/1€0
Reserves not available under the articles1311€0
Distributable reserves133€229,426
Profit (loss) carried forward14€1,177
Amounts payable17/49€63,350
Amounts payable within one year42/48€63,350
Taxes, remuneration and social security45€5,600
Taxes450/3€5,600
Other amounts payable47/48€57,750
Line2025
Profit (loss) for the period9904€56,128
Operating cash flow (approximation)€56,128

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
04-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 4 days late
NBB filing
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel
exact location from the address register On OpenStreetMap
Ground area
280 m²
Building footprint
279 m²
Volume, LiDAR
4,328 m³
Parcel 21810L2056/00T000, Brussels · tallest building 21.3 m, ±5 floors. Linked by address, not a title deed.
4 companies at this address See who is registered here
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21810L2056/00T000 Brussels 280 m² 1 · 279 m² 21.3 m · 5 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

5 holdings

Owners 0

The accounts to 31-12-2025 list no shareholders, and no other source names one.

Holdings 5

According to the 2025 annual accounts of ACHPEHEM and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Identification & contact

Identification
Legal formPrivate limited company
Founded19-12-2008
Fiscal year end31-12
E-invoicing
Reachable via Peppol
Peppol ID 0208:0808555772
Registered 18-05-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.