MEGAFIN

Active

Private limited companyfounded 1993active for 33 yearsVisésteenweg 139, 3770 Riemst, BelgiumKBO/BCE: BE 0451.172.041

Summary

MEGAFIN has been active since 1993 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €193,064 and a net result of €21,318. Equity is growing by about 7.6% per year across the filed financial years. Its solvency ranks better than 89% of 2,767 sector peers (NACE 41, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Risk analysisFollow Report Compare

MEGAFINActiveChecked score 88/100

Risk analysis Report Compare

Activity

General construction of residential buildings

NACE 41001Plastering work NACE 43310

1 site

Size

€249,105turnover 2025

Staff: 1 FTE
Equity: €193,064
Profit: €21,318

Financial health

88 Excellent Checked score 2025

Bankruptcy probabilitywithin 12 months: 0.3%

Structure

VANDERSTICHELEN WesleyDirector

2025 accounts 57 days early3 of 6 deeds summarised

Why 88raises risk1 change of registered office in 24 monthsSector: Construction of residential and non-residential buildings (NACE 41)lowers riskLiquidity: current ratio 6.60, cash €141,588Equity €193,064 (82.2% of total assets)Show the evidence

Checked score

Score 2025

88 / 100

Excellent

Probability in this band: under 0.55%

Financially better than 68% of its sector peers (NACE 41, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Strong

Solvency 100=

equity 82.2% of total assets

Liquidity 99-1

short-term debt 12.4% · cash 60.3%

Profitability 81-5

return on assets 9.1%

Bankruptcy probability, 12 months

0.3% Very low

0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,433 companies, NACE 41, micro)

Last 24 months 11-2024: 0.1% 12-2024: 0.1%● unchanged vs 11-2024 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025lowest value 03-2025: 0.2%▲ +0.1 percentage points vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.3%▲ +0.1 percentage points vs 04-2025 06-2025: 0.3%● unchanged vs 05-2025 07-2025: 0.2%▼ -0.1 percentage points vs 06-2025 08-2025: 0.2%● unchanged vs 07-2025 09-2025: 0.2%● unchanged vs 08-2025 10-2025: 0.2%● unchanged vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.3%▲ +0.1 percentage points vs 04-2026 06-2026: 0.3%● unchanged vs 05-2026 07-2026: 0.3%● unchanged vs 06-2026 08-2026: 0.3%● unchanged vs 07-2026 09-2026: 0.3%● unchanged vs 08-2026 10-2026: 0.3%● unchanged vs 09-2026highest value

Credit of up to €16,000 on 30-day terms is acceptable

Liquidity ample (current ratio 6.6, compared with 9.27 in 2024, above the usual 1.5; short-term debt: 12.4% and cash: 60.3% of total assets), and 17.8% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro): better than 92% on solvency, 97% on liquidity, 63% on profitability and 21% on growth.

The bankruptcy probability was computed on 23-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.

lowers riskraises riskneutral

Liquidity: current ratio 6.60, cash €141,588

NBB · annual accounts

1 change of registered office in 24 months

Belgian Official Gazette

Equity €193,064 (82.2% of total assets)

NBB · annual accounts

Sector: Construction of residential and non-residential buildings (NACE 41)

KBO

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-06-2026, 57 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

57 days early

2024

58 days early

2023

58 days early

2022

54 days early

2021

48 days early

2020

51 days early

2019

50 days early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 54 days before the deadline; the sector median (NACE 41) for financial year 2024 is on the deadline day, and 46% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 4 June (5 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

24-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

04-06-2026 Annual accounts filedfinancial year 2025 · abbreviated…
17-03-2026 Resignation: VanderstichelenErick (director)Gazette deed
03-06-2025 Annual accounts filedfinancial year 2024 · abbreviated…

Key points

Positive: Among the best 11% on solvencysector median 38.6% · 2,767 companies 82.2% View
Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
Positive: 8 profitable years in a rowprofit 2025: €21,318 8 years View
Caution: A director leftlatest change 01-04-2026 · 1 in office 1 left View
Caution: Equity fell in 2025from €278,053 to €193,064 ▼ 30.6% View

By topic

Financials

Financial year: 2025
Turnover: €249,105
Profit: €21,318
Solvency: 82.2%

Turnover▼ 18.6%

Net result

20182025

Go to Financials

Board & ownership

Board: 1 member

VANDERSTICHELEN WesleyDirector

Go to Board & ownership

Timeline

Events: 37
Since: 1995
Next accounts: by 31-07-2027

05-02-2025Registered office
31-12-2024Highest result from 2018 to 2025
03-06-2024Annual accounts filed

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: General construction of residential buildingsNACE 41001
Founded: 19-10-1993
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Articles of association

Provisions read: 28

See the provisions in the deeds

Go to Articles of association

Key facts about MEGAFIN

What is the company number of MEGAFIN?: 0451.172.041. In Belgium the VAT number is the company number with BE in front: BE 0451.172.041.
Where is MEGAFIN based?: The registered office is at Visésteenweg 139, 3770 Riemst.Company details
What does MEGAFIN do?: According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
What is the legal form of MEGAFIN?: Private limited company (BV).
When was MEGAFIN founded?: On 19-10-1993.
Is MEGAFIN still active?: Yes, MEGAFIN is an active enterprise in the KBO register.
How many employees does MEGAFIN have?: On average 1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of MEGAFIN?: €249,105 in financial year 2025, according to the filed annual accounts.
Is MEGAFIN profitable?: In financial year 2025, MEGAFIN made a profit of €21,318.
Where can I find the annual accounts of MEGAFIN?: MEGAFIN filed 32 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of MEGAFIN due?: By 31-07-2027, for financial year 2026.Timeline