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VERMEERSCH LUC

Active
Private limited companyfounded 1989active for 37 yearsWittemolenstraat 88, 8560 Wevelgem, BelgiumKBO/BCE: BE 0437.166.330
Summary

VERMEERSCH LUC has been active since 1989 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €62,286 and a net result of -€56,247. Equity has been stable since 2018 (±2.5% per year). Its solvency ranks better than 35% of 9,396 sector peers (NACE 41, financial year 2025). The computed 12-month bankruptcy probability is 0.5% (low).

Overview

Official details

Source: KBO
Status
Active since 12-04-1989 Normal situation
Activity
General construction of residential buildings NACE 41001
Joint committees
124 Paritair Comité voor het bouwbedrijf
200 Aanvullend Paritair Comité voor de bedienden · annual accounts 2023
Establishment unit
2.043.065.864 8560 Wevelgem, since 24-04-1989
Financial year end
31 December
Peppol
Reachable since 02-12-2025

Board and ownership

Board

Financial position

78 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.5%
Annual accounts 2025
Gross margin
€49,033
▼ 64.3%
Turnover
≈ €340,000
estimated
Loss
€56,247
▲ 4.3%
Equity
€62,286
▼ 47.5%
Total assets
€217,418
▼ 39.1%
Employees on 31-12-2025
1
=
Score breakdownraises riskSector: Construction of residential and non-residential buildings (NACE 41)Loss of €56,247, the second in a row (financial year 2025)lowers riskFounded in 1989Size: total assets €217,418Show the evidence

Checked score

Score 2025
78 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 20% of micro companies in construction of buildings (NACE 41)
Financial strength · tick: 2024
Weak
Solvency 54-4
equity 28.6% of total assets
Liquidity 34+10
short-term debt 68.0% · cash 16.5%
Profitability 0-2
return on assets -25.9%
Bankruptcy probability within 12 months
0.5% Low
0%0.5%1.5%4%10%≥ 25%

About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,453 companies, NACE 41, micro)
Last 24 months 12-2024: 1.9% 01-2025: 1.9%● unchanged vs 12-2024 02-2025: 1.9%● unchanged vs 01-2025 03-2025: 1.9%● unchanged vs 02-2025 04-2025: 1.9%● unchanged vs 03-2025 05-2025: 2.3%▲ +0.4 percentage points vs 04-2025 06-2025: 2.3%● unchanged vs 05-2025 07-2025: 2.4%▲ +0.1 percentage points vs 06-2025 08-2025: 2.5%▲ +0.1 percentage points vs 07-2025highest value 09-2025: 2.5%● unchanged vs 08-2025highest value 10-2025: 2.5%● unchanged vs 09-2025highest value 11-2025: 2.5%● unchanged vs 10-2025highest value 12-2025: 2.5%● unchanged vs 11-2025highest value 01-2026: 2.5%● unchanged vs 12-2025highest value 02-2026: 1.2%▼ -1.3 percentage points vs 01-2026 03-2026: 1.2%● unchanged vs 02-2026 04-2026: 1.3%▲ +0.1 percentage points vs 03-2026 05-2026: 1.3%● unchanged vs 04-2026 06-2026: 1.3%● unchanged vs 05-2026 07-2026: 1.4%▲ +0.1 percentage points vs 06-2026 08-2026: 0.5%▼ -0.9 percentage points vs 07-2026lowest value 09-2026: 0.5%● unchanged vs 08-2026lowest value 10-2026: 0.5%● unchanged vs 09-2026lowest value 11-2026: 0.5%● unchanged vs 10-2026lowest value
Credit of up to €4,500 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.98 (1.18 in 2024), below 1. Short-term debt is 68% and cash 16.5% of total assets. 71.4% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 36% of them on solvency, 30% on liquidity, 5% on profitability and 11% on growth.

The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
raises risk · Sector: Construction of residential and non-residential buildings (NACE 41)
KBO
lowers risk · Founded in 1989
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Loss of €56,247, the second in a row (financial year 2025)
NBB · annual accounts
lowers risk · Size: total assets €217,418
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year -€56,247
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
30 days early
2024
16 days early
2023
1 day early
2022
5 days early
2021
61 days late
2020
31 days late
2019
31 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 10 days after the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 26 July (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
04-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Risk: 3 loss-making years in a rowloss in financial year 2025 -€56,247 View
  • Caution: Lower net result than 95% of companies in construction of buildingssector median €8,554 · 9,386 companies -€56,247 View
  • Caution: Equity fell in 2025from €118,532 to €62,286 ▼ 47.5% View
  • Positive: Filed on time since financial year 2022accounts within the deadline every year 4 years View

Recent changes

  1. · Gazette deed Registered office moved within WevelgemNew seat: Wittemolenstraat 88, 8560 Wevelgem · Previous seat: Wittemolenstraat 86, 8560 Wevelgem · Resignation: Luc Vermeersch (statutory director)
  2. · Gazette deed Incorporation
All 14 events

Comparable companies

These companies have the same main activity as VERMEERSCH LUC: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €201,000 and €260,000, founded between 1984 and 1991.

CompanyTotal assetsGross margin
VERMEERSCH LUC Wevelgem€217,418€49,033
ALPA Izegem€222,564€52,344
VANDEMAELE DIRK Dentergem€226,112€56,971
BOUWWERKEN VGL Zedelgem€259,743€53,222
VANLAECKE BOUWTEAM Gent€201,342€46,871
ENTREPRISES GENERALES BLANCHART ET FILS Ath€235,062€44,608
PASVORM - WONING Aalst€227,199€43,641
Full comparison

Key facts about VERMEERSCH LUC

What is the company number of VERMEERSCH LUC?
The company number of VERMEERSCH LUC is 0437.166.330. The VAT number is the same number with BE in front: BE 0437.166.330.
Where is VERMEERSCH LUC based?
The registered office is at Wittemolenstraat 88, 8560 Wevelgem.Company details
What does VERMEERSCH LUC do?
According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
What is the legal form of VERMEERSCH LUC?
The legal form of VERMEERSCH LUC is Private limited company (BV).
When was VERMEERSCH LUC founded?
VERMEERSCH LUC was founded on 12-04-1989.
Is VERMEERSCH LUC still active?
Yes, VERMEERSCH LUC is an active enterprise in the KBO register.
How many employees does VERMEERSCH LUC have?
VERMEERSCH LUC had an average of 1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does VERMEERSCH LUC fall under?
In its 2023 annual accounts, VERMEERSCH LUC states joint committees 124 (Paritair Comité voor het bouwbedrijf) and 200 (Aanvullend Paritair Comité voor de bedienden).
What is the turnover of VERMEERSCH LUC?
The turnover in financial year 2025 is ≈ €340,000. This figure is estimated from the gross margin of €49,033 and 164 comparable companies (NACE 41001). It probably lies between €190,000 and €620,000.
Is VERMEERSCH LUC profitable?
In financial year 2025, VERMEERSCH LUC made a loss of €56,247.
Where can I find the annual accounts of VERMEERSCH LUC?
VERMEERSCH LUC filed 37 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of VERMEERSCH LUC due?
VERMEERSCH LUC must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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