Medarto
ActiveThe computed 12-month bankruptcy probability of Medarto is 2.1% (moderate). The 2025 annual accounts show equity of €24k and a net result of €-1k. Equity is shrinking by ~4.5% per year across the filed fiscal years. Its solvency ranks better than 74% of 18281 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
52
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability30▼-3
Solvency88▼-3
Growth32=
Track record94
Bankruptcy probability, 12 months
2.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity ample (current ratio 2.69 against 2.95 in 2024; short-term debt: 37.1% and cash: 0.2% of total assets), and 37.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
62.9%
Return on assets
-3%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
30 d late
2024
60 d late
2023
111 d late
2022
99 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€24k▼ 4.6%
2024 · €25k
2022: €28k
2023: €26k
2024: €25k
2022 → 2025
Total assets
€38k▲ 0.2%
2024 · €38k
2022: €38k
2023: €38k
2024: €38k
2022 → 2025
Net result
€-1k▼ 62.2%
2024 · €-718
2022: €25k
2023: €-2k
2024: €-718
2022 → 2025
Working capital
€24k▼ 4.6%
2024 · €25k
2022: €28k
2023: €26k
2024: €25k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€28k-€26k▼ 6.2%€25k▼ 2.8%€24k▼ 4.6%
Operating result€31k-€-2k€-613▲ 62.0%€-1k▼ 89.8%
Net result€25k-€-2k€-718▲ 58.1%€-1k▼ 62.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €1k in 2025 against €613 in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €38k
Equity
€24k▼ 4.6%
Debt
€14k▲ 9.7%
The debt ratio rises from 33.9% to 37.1%. Equity is lower and debt is higher.
Key figures and ratios
Solvency
62.9%▼
2024 · 66.1%
Current ratio
2.69▼
2024 · 2.95
Quick ratio
2.69▼
2024 · 2.95
Debt / equity
0.59▲
2024 · 0.51
ROE
-4.8%▼
2024 · -2.8%
ROA
-3.0%▼
2024 · -1.9%
Debt
€14k▲
2024 · €13k
Debt ≤ 1 year
€14k▲
2024 · €13k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€38k€38k▲
Current assets29/58€38k€38k▲
Amounts receivable within one year40/41€38k€38k▲
Trade receivables40€38k€38k=
Other amounts receivable41€12€107▲
Cash at bank and in hand54/58€82€82=
Equity and liabilities
Total equity and liabilities10/49€38k€38k▲
Equity10/15€25k€24k▼
Contributions10/11€3k€3k=
Reserves13-€21k
Distributable reserves133-€21k
Profit (loss) carried forward14€22k-
Amounts payable17/49€13k€14k▲
Amounts payable within one year42/48€13k€14k▲
Trade debts44€11k€4k▼
Suppliers440/4€11k€4k▼
Taxes, remuneration and social security45-€0
Taxes450/3-€0
Other amounts payable47/48€2k€10k▲
Income statement
Code20242025
Other operating charges640/8€613€648▲
Gross operating margin9900-€-516
Operating profit (loss)9901€-613€-1k▼
Financial charges65/66B€104-
Recurring financial charges65€104-
Profit (loss) for the period before taxes9903€-718€-1k▼
Profit (loss) for the period9904€-718€-1k▼
Profit (loss) for the period to be appropriated9905€-718€-1k▼
Appropriation of the result
Profit (loss) to be appropriated9906€22k€21k▼
Profit (loss) brought forward from the previous period14P€23k€22k▼
Transfer to equity691/2-€21k
To other reserves6921-€21k
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 30 days late
2025
29-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 60 days late
2024
19-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 111 days late
2023
31-12
Financial
Weakest financial yearnet €-2k ▼107%
Net result drops to €-2k, the lowest in the series; recovery starts the following year.
07-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 99 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Nieuwpoort · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Franslaan 1308620 NieuwpoortGround area
2,820 m²
Building footprint
879 m²
Volume, LiDAR
26,775 m³
Parcel 38402D0424/00D000, Flanders · tallest building 33.9 m, ±11 floors. Linked by address, not a title deed.
1 establishment unit
Medarto
since 20212.315.712.474
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 38402D0424/00D000 | Flanders | 2,820 m² | 1 · 879 m² | 33.9 m · 11 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 1,070 companies in sector 47741 we hold annual accounts for 644. 337 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-04-2021
Fiscal year end31-12
Activities, NACEBEL
47740Retail trade
47741Retail sale of medical and orthopaedic goods, excluding prescription glasses and lenses
46460Wholesale of pharmaceutical and medical goods
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.