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EBGPUR

Active
Private limited companyfounded 20206 yrs activeMontenakenweg 77, 3800 Sint-Truiden, BelgiumKBO/BCE: BE 0751.518.584
Summary

The computed 12-month bankruptcy probability of EBGPUR is 1.5% (moderate). The 2025 annual accounts show equity of €60,647 and a net result of €570. Equity is shrinking by ~3.9% per year across the filed fiscal years. Its solvency ranks better than 95% of 18716 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes · tick = 2024
Profitability20▲+1
Solvency100=
Growth32=
Track record100
Bankruptcy probability, 12 months
1.5% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €4,000 at 30 days acceptable
Liquidity ample (current ratio 25.86; short-term debt: 3.9% of total assets), and 3.9% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 6 years 0 10 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
96.1%
Return on assets
0.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-07-2026, 21 days ahead of the deadline.
NBB · 5 filings
Deviation from the deadline
2025
21 d early
2024
16 d early
2023
33 d early
2022
29 d late
2021
23 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 5 accounts on average 4 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 15 July (4 of the last 5 filed years within 39 days of that day).
Companies Code · seven months
Position in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 28 July 2020, EBGPUR was incorporated as a Private limited company.1 Total assets went from EUR 132,498 in 2021 to EUR 63,081 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2021 and 2025

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Financials · fiscal year 2025, micro schema

Equity
€60,647▲ 0.9%
2024 · €60,077
Total assets
€63,081▲ 4.4%
2024 · €60,398
Net result
€570▲ 75.1%
2024 · €325
Working capital
€60,505▲ 1.9%
2024 · €59,355
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€87,810--€1,222-€2,596▼ 112%-€3,228▼ 24.4%-€2,661▲ 17.6%
Net result€66,603above the sector's middle half-€5,328within the sector's middle half▼ 92.0%-€14,680below the sector's middle half€325within the sector's middle half€570within the sector's middle half▲ 75.1%
Equity€69,103within the sector's middle half-€74,432within the sector's middle half▲ 7.7%€59,752within the sector's middle half▼ 19.7%€60,077within the sector's middle half▲ 0.5%€60,647within the sector's middle half▲ 0.9%
Total assets€132,498within the sector's middle half-€152,154within the sector's middle half▲ 14.8%€61,767within the sector's middle half▼ 59.4%€60,398within the sector's middle half▼ 2.2%€63,081within the sector's middle half▲ 4.4%
Debt€63,394-€77,723▲ 22.6%€2,015▼ 97.4%€320▼ 84.1%€2,434▲ 660%
Working capital€83,143within the sector's middle half-€72,547within the sector's middle half▼ 12.7%€58,448within the sector's middle half▼ 19.4%€59,355within the sector's middle half▲ 1.6%€60,505within the sector's middle half▲ 1.9%
Solvency52.2%within the sector's middle half-48.9%within the sector's middle half▼ 3.2pp96.7%above the sector's middle half▲ 47.8pp99.5%above the sector's middle half▲ 2.7pp96.1%above the sector's middle half▼ 3.3pp
Current ratio2.77above the sector's middle half-1.93within the sector's middle half▼ 0.8430.00above the sector's middle half▲ 28.0725.86above the sector's middle half
Return on assets (ROA)50.3%above the sector's middle half-3.5%within the sector's middle half▼ 46.8pp-23.8%below the sector's middle half▼ 27.3pp0.5%within the sector's middle half▲ 24.3pp0.9%within the sector's middle half▲ 0.4pp
above within below the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€50,000€0€50,000€100,000Operating result 2021: €87,810€87,810Net result 2021: €66,603€66,603Operating result 2022: -€1,222-€1,222Net result 2022: €5,328€5,328Operating result 2023: -€2,596-€2,596Net result 2023: -€14,680-€14,680Operating result 2024: -€3,228-€3,228Net result 2024: €325€325Operating result 2025: -€2,661-€2,661Net result 2025: €570€57020212022202320242025-€15,000-€10,000-€5,000€0Operating result 2023: -€2,596-€2,600Net result 2023: -€14,680-€14,700Operating result 2024: -€3,228-€3,230Net result 2024: €325€325Operating result 2025: -€2,661-€2,660Net result 2025: €570€570202320242025
The operating result stays negative: a loss of €2,661 in 2025 against €3,228 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €63,081
Fixed assets €142 ▼ 80.4%
Current assets €62,939 ▲ 5.5%
Equity and liabilities €63,081
Equity €60,647 ▲ 0.9%
Debt €2,434 ▲ 660%
Debt's share of the balance-sheet total rises from 0.5% to 3.9%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
-€2,080▲
2024 · -€2,648
Cash flow
€1,151▲
2024 · €906
Debt to equity
0.04▲
2024 · 0.01
ROE
0.9%▲
2024 · 0.5%
Interest coverage
-22.66▲
2024 · -30.63
Debt ≤ 1 year
€2,434▲
2024 · €320
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 5,048 companies that looked in July 2024 the way this one looks now, 2.2% went bankrupt within 24 months and 94% are still going.

  • Micro
  • 5 to 10 years old
  • solvency 30% or more
  • a profit under 5% of the balance sheet
2.2% went bankrupt
3.8% stopped otherwise
94% still going

For this company itself Checked computes a bankruptcy probability of 1.5% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 5,048 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 35 lines
Balance sheet Code20242025
Assets
Total assets20/58€60,398€63,081▲
Fixed assets21/28€723€142▼
Tangible fixed assets22/27€723€142▼
Plant, machinery and equipment23€248€16▼
Furniture and vehicles24€475€125▼
Current assets29/58€59,675€62,939▲
Amounts receivable within one year40/41€59,675€62,939▲
Other amounts receivable41€59,675€62,939▲
Cash at bank and in hand54/58€0-
Equity and liabilities
Total equity and liabilities10/49€60,398€63,081▲
Equity10/15€60,077€60,647▲
Contributions10/11€2,500€2,500=
Reserves13€57,577€58,147▲
Distributable reserves133€57,577€58,147▲
Amounts payable17/49€320€2,434▲
Amounts payable within one year42/48€320€2,434▲
Financial debts43€14€48▲
Credit institutions430/8€14€48▲
Trade debts44€306€2,386▲
Suppliers440/4€306€2,386▲
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€581€581=
Other operating charges640/8€849€400▼
Gross operating margin9900-€1,799-€1,680▲
Operating profit (loss)9901-€3,228-€2,661▲
Financial income75/76B€3,640€3,322▼
Recurring financial income75€3,640€3,322▼
Financial charges65/66B€86€92▲
Recurring financial charges65€86€92▲
Profit (loss) for the period before taxes9903€325€570▲
Profit (loss) for the period9904€325€570▲
Profit (loss) for the period to be appropriated9905€325€570▲
Appropriation of the result
Profit (loss) to be appropriated9906€325€570▲
Transfer from equity791/2€0-
Transfer to equity691/2€325€570▲
To other reserves6921€325€570▲

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€439€581€581€581€581=
Other operating charges640/8---€849€400▼ 52.9%
Gross operating margin9900€88,249-€641-€2,015-€1,799-€1,680▲ 6.6%
Operating profit (loss)9901€87,810-€1,222-€2,596-€3,228-€2,661▲ 17.6%
Financial income75/76B€4,081€9,661€1,598€3,640€3,322▼ 8.7%
Recurring financial income75€4,081€9,661€1,598€3,640€3,322▼ 8.7%
Financial charges65/66B€1,842€485€13,681€86€92▲ 6.2%
Recurring financial charges65€1,842€485€13,681€86€92▲ 6.2%
Profit (loss) for the period before taxes9903€90,049€7,954-€14,680€325€570▲ 75.1%
Income taxes67/77€23,445€2,626€0---
Profit (loss) for the period9904€66,603€5,328-€14,680€325€570▲ 75.1%
Profit (loss) for the period to be appropriated9905€66,603€5,328-€14,680€325€570▲ 75.1%
Line20212022202320242025Change
Assets
Total assets20/58€132,498€152,154€61,767€60,398€63,081▲ 4.4%
Fixed assets21/28€2,465€1,884€1,304€723€142▼ 80.4%
Tangible fixed assets22/27€2,465€1,884€1,304€723€142▼ 80.4%
Plant, machinery and equipment23€941€710€479€248€16▼ 93.4%
Furniture and vehicles24€1,524€1,174€825€475€125▼ 73.6%
Current assets29/58€130,032€150,270€60,464€59,675€62,939▲ 5.5%
Amounts receivable within one year40/41€130,022€150,270€60,454€59,675€62,939▲ 5.5%
Other amounts receivable41€130,022€150,270€60,454€59,675€62,939▲ 5.5%
Cash at bank and in hand54/58€11€0€10€0--
Equity and liabilities
Total equity and liabilities10/49€132,498€152,154€61,767€60,398€63,081▲ 4.4%
Equity10/15€69,103€74,432€59,752€60,077€60,647▲ 0.9%
Contributions10/11€2,500€2,500€2,500€2,500€2,500=
Reserves13€66,603€71,932€57,252€57,577€58,147▲ 1.0%
Distributable reserves133€66,603€71,932€57,252€57,577€58,147▲ 1.0%
Amounts payable17/49€63,394€77,723€2,015€320€2,434▲ 660%
Amounts payable within one year42/48€46,889€77,723€2,015€320€2,434▲ 660%
Current portion of amounts payable after more than one year42€5,833€4,946€0---
Financial debts43-€488€0€14€48▲ 240%
Credit institutions430/8-€488€0€14€48▲ 240%
Trade debts44-€20,048€2,015€306€2,386▲ 679%
Suppliers440/4-€20,048€2,015€306€2,386▲ 679%
Taxes, remuneration and social security45€41,056€52,241€0---
Taxes450/3€41,056€52,241€0---
Accrued charges and deferred income492/3€16,505€0----
Line20212022202320242025Change
Profit (loss) for the period9904€66,603€5,328-€14,680€325€570▲ 75.1%
+ Depreciation and write-downs630€439€581€581€581€581=
Operating cash flow (approximation)€67,042€5,909-€14,099€906€1,151▲ 27.0%
Investment in fixed assets (approximation)-€0€0€0€0-
Change in cash--€11€10-€10--

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
10-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
15-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Back to profitnet €325
Net result €325 after one loss-making year.
31-12
Financial Liquidity times 6current ratio 186.37
Current ratio from 30.00 to 186.37; short-term debt falls from €2,015 to €320.
28-06
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial Weakest financial yearnet -€14,680
Net result drops to -€14,680, the lowest in the series; recovery starts the following year.
31-12
Financial Liquidity times 16current ratio 30.00
Current ratio from 1.93 to 30.00; short-term debt falls from €77,723 to €2,015.
29-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
23-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 23 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Truiden · 1 establishment unit since 2020
seat establishment The establishment unit on the map
Ground area
495 m²
Building footprint
243 m²
Volume, LiDAR
1,333 m³
2 parcels, Flanders · tallest building 9.9 m, ±2 floors. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
EBGPUR
Steenweg 176, 3890 GingelomAgents specialised in the wholesale of other particular products
since 20202.305.718.803
2 parcels
Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
71353F0194/00A003 Flanders 312 m² 1 · 105 m² 9.9 m · 1 fl.
71017B0080/00L000 Flanders 183 m² 1 · 138 m² 8.7 m · 2 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 1,071 companies in sector 47741 we hold annual accounts for 645. 447 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded28-07-2020
Fiscal year end31-12
Activities, NACEBEL 2025
47741Retail sale of medical and orthopaedic goods, excluding prescription glasses and lenses
77225Rental and leasing activities
E-invoicing
Reachable via Peppol
Peppol ID 0208:0751518584
Also 9925:BE0751518584
Registered 05-01-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 30 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.