Virusspeedtest
ActiveThe computed 12-month bankruptcy probability of Virusspeedtest is 2.0% (moderate). The 2025 annual accounts show equity of €23k and a net result of €-6k. Equity is shrinking by ~26.4% per year across the filed fiscal years. Its solvency ranks better than 95% of 10345 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
52
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-100
Solvency100=
Growth32=
Track record94
Bankruptcy probability, 12 months
2.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity ample (current ratio 10.34; short-term debt: 9.7% and cash: 0.7% of total assets), and 9.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
90.3%
Return on assets
-23.8%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 17-03-2026, 44 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
44 d early
2024
41 d early
2023
35 d early
2022
40 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€23k▼ 20.8%
2024 · €29k
2022: €73k
2023: €14k
2024: €29k
2022 → 2025
Total assets
€26k▼ 12.5%
2024 · €30k
2022: €99k
2023: €14k
2024: €30k
2022 → 2025
Net result
€-6k
2024 · €16k
2022: €67k
2023: €-59k
2024: €16k
2022 → 2025
Working capital
€23k▼ 20.8%
2024 · €29k
2022: €72k
2023: €13k
2024: €29k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€73k-€14k▼ 81.4%€29k▲ 118%€23k▼ 20.8%
Operating result€90k-€-58k€16k€-6k
Net result€67k-€-59k€16k€-6k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €6k after €16k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €26k
Equity
€23k▼ 20.8%
Debt
€3k▲ 4,941%
The debt ratio rises from 0.2% to 9.7%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-6k▼
2024 · €17k
Cash flow
€-6k▼
2024 · €16k
Solvency
90.3%▼
2024 · 99.8%
Current ratio
10.34
Quick ratio
10.34
Debt / equity
0.11▲
2024 · 0.00
ROE
-26.3%▼
2024 · 54.2%
ROA
-23.8%▼
2024 · 54.1%
Interest coverage
-31.34▼
2024 · 59.57
Debt
€3k▲
2024 · €50
Debt ≤ 1 year
€3k▲
2024 · €50
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€30k€26k▼
Fixed assets21/28€0-
Tangible fixed assets22/27€0-
Furniture and vehicles24€0-
Current assets29/58€30k€26k▼
Amounts receivable within one year40/41€27k€25k▼
Trade receivables40€9k€8k▼
Other amounts receivable41€17k€17k▼
Cash at bank and in hand54/58€3k€192▼
Deferred charges and accrued income490/1€218€163▼
Equity and liabilities
Total equity and liabilities10/49€30k€26k▼
Equity10/15€29k€23k▼
Contributions10/11€6k€6k=
Reserves13€23k€17k▼
Distributable reserves133€23k€17k▼
Amounts payable17/49€50€3k▲
Amounts payable within one year42/48€50€3k▲
Trade debts44€50€0▼
Suppliers440/4€50€0▼
Other amounts payable47/48-€3k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€369€0▼
Other operating charges640/8€951€854▼
Gross operating margin9900€18k€-5k▼
Operating profit (loss)9901€16k€-6k▼
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€279€190▼
Recurring financial charges65€279€190▼
Profit (loss) for the period before taxes9903€16k€-6k▼
Profit (loss) for the period9904€16k€-6k▼
Profit (loss) for the period to be appropriated9905€16k€-6k▼
Appropriation of the result
Profit (loss) to be appropriated9906€16k€-6k▼
Transfer from equity791/2€0€6k▲
Transfer to equity691/2€16k€0▼
To other reserves6921€16k€0▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-03
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
20-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Back to profitnet €16k
Net result €16k after one loss-making year.
30-09
Financial
Liquidity times 28current ratio 595.70
Current ratio from 21.04 to 595.70; short-term debt falls from €656 to €50.
26-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Weakest financial yearnet €-59k ▼189%
Net result drops to €-59k, the lowest in the series; recovery starts the following year.
30-09
Financial
Liquidity times 6current ratio 21.04
Current ratio from 3.69 to 21.04; short-term debt falls from €27k to €656.
21-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schoten · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Dennenlei 182900 SchotenGround area
2,729 m²
Building footprint
193 m²
Volume, LiDAR
1,202 m³
Parcel 11040D0153/00G010, Flanders · tallest building 9.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Virusspeedtest
since 20202.309.544.660
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11040D0153/00G010 | Flanders | 2,729 m² | 1 · 192 m² | 9.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2025 · 3 entries · 25,000 EUR awarded| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 2 | 0 EUR | 0 EUR |
| 2023 | 1 | 25,000 EUR | 0 EUR |
Schemes
Kmo-groeisubsidie: steun voor groeitrajecten bij kmo's (stopgezet)
Similar companies · same sector, comparable size
V&D Pedipro
BE 1004.016.019
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HLP-TECH
BE 0688.813.529
Braine-l'Alleud · Eq €23k
Medarto
BE 0766.416.992
Nieuwpoort · Eq €24k
MEDIBELAROM
BE 0640.975.604
Beloeil · Eq €23k
Zien met Elien
BE 1024.793.419
Bilzen-Hoeselt · Eq €24k
Of 1,070 companies in sector 47741 we hold annual accounts for 644. 336 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-11-2020
Fiscal year end30-09
Activities, NACEBEL
47740Retail trade
47741Retail sale of medical and orthopaedic goods, excluding prescription glasses and lenses
86909Human health activities
86995Nutrition and dietetics services
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.