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MED-I-MART

Active
Private limited companyfounded 200917 yrs activeWijngaardstraat(Gutsch.) 26, 3870 Heers, BelgiumKBO/BCE: BE 0809.238.534

MED-I-MART has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €413k and a net result of €167k. Equity is growing by ~7.4% per year across the filed fiscal years. Its solvency ranks better than 57% of 31540 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2025
90 / 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+20
Solvency88▲+2
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 1.74 against 2.65 in 2024; short-term debt: 20.4% and cash: 14.1% of total assets), and 37% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
63%
Return on assets
25.5%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 17 years 0 20 y
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-07-2026, 15 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
15 d early
2024
15 d early
2023
14 d early
2022
11 d early
2021
4 d late
2020
15 d early
2019
15 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€413k▼ 5.1%
2024 · €435k
2018: €239k 2019: €258k 2020: €328k 2021: €343k 2022: €425k 2023: €370k 2024: €435k
2018 → 2025
Total assets
€655k▼ 7.9%
2024 · €711k
2018: €582k 2019: €546k 2020: €766k 2021: €749k 2022: €736k 2023: €671k 2024: €711k
2018 → 2025
Net result
€167k▲ 159%
2024 · €64k
2018: €72k 2019: €21k 2020: €70k 2021: €84k 2022: €82k 2023: €-54k 2024: €64k
2018 → 2025
Working capital
€98k▼ 20.2%
2024 · €123k
2018: €30k 2019: €19k 2020: €36k 2021: €-8k 2022: €82k 2023: €34k 2024: €123k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€343k-€425k▲ 23.9%€370k▼ 12.8%€435k▲ 17.4%€413k▼ 5.1%
Operating result€132k-€132k▼ 0.4%€-42k€99k€252k▲ 154%
Net result€84k-€82k▼ 2.8%€-54k€64k€167k▲ 159%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-100k€0€100k€200k€300kOperating result 2021: €132k€132kNet result 2021: €84k€84kOperating result 2022: €132k€132kNet result 2022: €82k€82kOperating result 2023: €-42k€-42kNet result 2023: €-54k€-54kOperating result 2024: €99k€99kNet result 2024: €64k€64kOperating result 2025: €252k€252kNet result 2025: €167k€167k20212022202320242025
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 154% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €655k
Fixed assets €423k▼ 17.6%
Current assets €232k▲ 17.3%
Equity and liabilities €655k
Equity €413k▼ 5.1%
Debt €242k▼ 12.4%
The debt ratio falls from 38.9% to 37.0%. Equity and debt are lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€290k
2024 · €142k
Cash flow
€206k
2024 · €108k
Solvency
63.0%
2024 · 61.1%
Current ratio
1.74
2024 · 2.65
Quick ratio
1.74
2024 · 2.65
Debt / equity
0.59
2024 · 0.64
ROE
40.5%
2024 · 14.8%
ROA
25.5%
2024 · 9.1%
Interest coverage
25.16
2024 · 11.93
Debt
€242k
2024 · €277k
Debt ≤ 1 year
€134k
2024 · €74k
Debt > 1 year
€109k
2024 · €202k
Income taxes
€73k
2024 · €23k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€711k€655k
Fixed assets21/28€514k€423k
Tangible fixed assets22/27€513k€422k
Land and buildings22€476k€408k
Furniture and vehicles24€37k€15k
Financial fixed assets28€925€925=
Current assets29/58€198k€232k
Amounts receivable after more than one year29€43k€0
Other amounts receivable291€43k€0
Amounts receivable within one year40/41€138k€137k
Trade receivables40€119k€113k
Other amounts receivable41€19k€24k
Cash at bank and in hand54/58€15k€92k
Deferred charges and accrued income490/1€2k€2k
Equity and liabilities
Total equity and liabilities10/49€711k€655k
Equity10/15€435k€413k
Contributions10/11€6k€6k=
Reserves13€429k€406k
Distributable reserves133€429k€406k
Profit (loss) carried forward14-€0
Amounts payable17/49€277k€242k
Amounts payable after more than one year17€202k€109k
Financial debts170/4€202k€109k
Amounts payable within one year42/48€74k€134k
Current portion of amounts payable after more than one year42€34k€21k
Financial debts43€6k€7k
Credit institutions430/8€6k€7k
Trade debts44€15k€2k
Suppliers440/4€15k€2k
Taxes, remuneration and social security45€19k€26k
Taxes450/3€19k€26k
Other amounts payable47/48-€77k
Accrued charges and deferred income492/3€393€0
Income statement Code20242025
Non-recurring operating income76A€24k€35k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€43k€39k
Other operating charges640/8€6k€2k
Gross operating margin9900€148k€293k
Operating profit (loss)9901€99k€252k
Financial income75/76B€2€2
Recurring financial income75€2€2
Financial charges65/66B€12k€12k
Recurring financial charges65€12k€12k
Profit (loss) for the period before taxes9903€87k€240k
Income taxes67/77€23k€73k
Profit (loss) for the period9904€64k€167k
Profit (loss) for the period to be appropriated9905€64k€167k
Appropriation of the result
Profit (loss) to be appropriated9906€64k€167k
Transfer from equity791/2€0€189k
Transfer to equity691/2€64k€167k
To other reserves6921€64k€167k
Profit to be distributed694/7-€189k
Return on contributions (dividend)694-€189k

The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
16-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Highest result since 2018net €167k ▲159%
Operating result €252k, net result €167k, both a record.
16-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Back to profitnet €64k
Net result €64k after one loss-making year.
17-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial Weakest financial yearnet €-54k ▼166%
Net result drops to €-54k, the lowest in the series; recovery starts the following year.
20-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial Liquidity triplescurrent ratio 2.66
Current ratio from 0.93 to 2.66; short-term debt falls from €112k to €49k.
04-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 4 days late
2021
16-07
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
16-07
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
28-06
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
12-07
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
04-07
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Heers · 1 establishment unit since 2009
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Wijngaardstraat(Gutsch.) 263870 Heers
Ground area
683 m²
Building footprint
136 m²
Volume, LiDAR
695 m³
Parcel 73021B0228/00R000, Flanders · tallest building 9.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
MED-I-MART
Wijngaardstraat(Gutsch.) 26, 3870 HeersOffice administrative, office support and other business support activities
since 20092.176.128.484
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
73021B0228/00R000 Flanders 683 m² 1 · 136 m² 9.2 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 82,524 companies in sector 70200 we hold annual accounts for 52,566. 36,150 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded21-01-2009
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers

Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.