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J & V Consult

Active
Sint-Truidersteenweg 519 ·3500 Hasselt, Belgium
KBO/BCE: BE 0809.744.716
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Belgian State Gazette acts: 0 of 2 read
Age17 yrs
Real estate2 parcels · 2,682 m²

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of J & V Consult is 0.2% (very low). The 2025 annual accounts show equity of €632k and a net result of €156k. The company has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.

Filing behaviour

From the deposit records, complete market-wide
Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 28-03-2026, 33 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
How we compute the deadline
The year end is derived from 10 filed financial years, each closing on 30-09. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 30-09-2025, that is 30-04-2026.
Deadline per financial year
Year closed Due by Filed Variance Reference
30-09-2025 30-04-2026 28-03-2026 33 d early 2026-00064820
30-09-2024 30-04-2025 31-03-2025 30 d early 2025-00061904
30-09-2023 30-04-2024 26-03-2024 35 d early 2024-00049834
30-09-2022 30-04-2023 23-03-2023 38 d early 2023-00043888
30-09-2021 30-04-2022 03-03-2022 58 d early 2022-06900555
30-09-2020 30-04-2021 15-03-2021 46 d early 2021-07500572
30-09-2019 30-04-2020 11-03-2020 50 d early 2020-06400369
30-09-2018 30-04-2019 14-03-2019 47 d early 2019-07100073
30-09-2017 30-04-2018 27-03-2018 34 d early 2018-07900167
30-09-2016 30-04-2017 20-03-2017 41 d early 2017-06700290

Source: the National Bank's deposit records, as we have ingested them. NOTE: our copy has a gap across June to August 2026, missing roughly 220,000 deposits; for July we hold 15,605 of about 137,000 expected. A year whose deadline falls in that window shows as not confirmed, not as not filed. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
Established
Founded in 2009, 17 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
0.2% Very low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector −Long track record −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated schema)
EBIT marginNot published (abbreviated schema)
Net result€156k
Working capital€-3k

Annual accounts & ratios

Source: NBB · 2025
Annual accounts filed on 28-03-2026 with the NBB · fiscal year 2025 · verkort
Fiscal year2025
Depositverkort
Revenue-
EBITDA-
Net profit€156k
Cash flow-
Staff costs€54k
Income taxes€54k
Dividends-
Total assets€692k
Equity€632k
Debt€61k
of which ≤ 1y€61k
of which > 1y-
Working capital€-3k
Employees (FTE)0.5
Ratios (computed)
2025
Current ratio0.94
Quick ratio0.94
Working capital ratio-0.5%
Solvency91.3%
Debt / equity0.10
Long-term debt ratio-
Interest coverage-
Gross margin-
Net margin-
ROA22.6%
ROE24.8%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts (22 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€692k
Fixed assets 21/28€635k
Financial fixed assets 28€635k
Current assets 29/58€57k
Amounts receivable within one year 40/41€24k
Cash & bank 54/58€34k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€692k
Equity 10/15€632k
Contributions / capital 10/11€19k
Reserves 13€210k
Accumulated profits (losses) 14€403k
Amounts payable 17/49€61k
Amounts payable within one year 42/48€61k
Trade debts payable within one year 44€61k
Income statement
Gross operating margin 9900€268k
Operating result 9901€213k
Financial income 75€2k
Financial charges 65€4k
Result before taxes 9903€210k
Income taxes 67/77€54k
Net result for the period 9904€156k
Result to be appropriated 9905€156k
Ratios computed by Checked.

Health barometer

FY 2025 · computed
60 / 100 Healthy
050100
Computed from 3 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

on the map · from the address register
exact location from the address register On OpenStreetMap
3 companies at this address See who is registered here

Establishment units

1 location
J & V Consult
Luikersteenweg 167, 3500 HasseltActiviteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies
since 20092.231.082.251
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels2
Ground area2,682 m²
Buildings2
Building footprint648 m²
Volume (LiDAR)4,947 m³
Tallest building10.7 m · ±3 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
71324E0445/00B002 Flanders 1,479 m² 1 · 418 m² 10.7 m · 3 fl.
71052B0506/00K000 Flanders 1,203 m² 1 · 230 m² 8.6 m · 2 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

0 of 2 acts read

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.

Analysis

Financial profile

4 of 5 axes measured
Health60Profitability100Solvency77Growth-Stability85
80 / 100

Strong profile, led by profitability.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 60
Profitability 100
Solvency 77
Growth -
Stability 85

Credit advice

verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Same sector and region
We hold no filed accounts for this company, so a size comparison is not possible. These companies share only the sector and the region. We hold annual accounts for 15,461 of the 82,249 companies in this sector.

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Administratieve en ondersteunende activiteiten ten behoeve van kantoren82100
Primary activity highlighted.
Names & trade names
Legal nameNL J & V Consult
Registered office
Sint-Truidersteenweg 519
3500 Hasselt, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.