Age5 yrs
Real estate1 parcel · 104 m²
Summary
Conclusion
the dossier summarised in one paragraphThe computed 12-month bankruptcy probability of MDYmmo is 4.2% (elevated). The 2022 annual accounts show equity of €37k and a net result of €2k. The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 2 annual accounts.
Bankruptcy probability (12 mo)
Checked model v1 · free for everyone4.2%
Elevated
0%0,5%1,5%4%10%≥25%
Young company
+Annual accounts: weaker financial profile
+Higher-failure-rate sector
+
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Trust signals
3 signalsMore than 3 years active
Founded in 2020, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags
0 events
No administrative flags
Financials
TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€2k+367.9%
Working capital€169k+2163.3%
Annual accounts & ratios
Source: NBB · 2022Annual accounts filed on 30-06-2025 with the NBB · fiscal year 2024 · micro
€9k
+1761.1%
-38% vs sector
€2k
+367.9%
-81% vs sector
€6k
+884.1%
-52% vs sector
€217k
+1110.3%
+28% vs sector
€37k
+256.0%
-68% vs sector
€169k
+2163.3%
+77% vs sector
€528
+361.2%
-77% vs sector
€180k
+2306.6%
+234% vs sector
€39k
+422.1%
-28% vs sector
€139k
-
-43% vs sector
5.35
+167.0%
+109% vs sector
0.65
-67.6%
-75% vs sector
17.2%
-70.6%
-75% vs sector
4.83
-
far above sector median
5.8%
+31.4%
-31% vs sector
1.0%
-61.3%
-44% vs sector
2.98
-
-60% vs sector
Figures by fiscal year
| Fiscal year | 2022 |
|---|---|
| Revenue | - |
| EBITDA | €9k |
| Net profit | €2k |
| Cash flow | €6k |
| Staff costs | - |
| Income taxes | €528 |
| Dividends | - |
| Total assets | €217k |
| Equity | €37k |
| Debt | €180k |
| of which ≤ 1y | €39k |
| of which > 1y | €139k |
| Working capital | €169k |
| Employees (FTE) | - |
Ratios (computed)
| 2022 | |
|---|---|
| Current ratio | 5.35 |
| Quick ratio | 0.65 |
| Working capital ratio | 77.7% |
| Solvency | 17.2% |
| Debt / equity | 4.83 |
| Long-term debt ratio | 3.74 |
| Interest coverage | 2.98 |
| Gross margin | - |
| Net margin | - |
| ROA | 1.0% |
| ROE | 5.8% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2022
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2022 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €217k |
| Fixed assets | 21/28 | €8k |
| Formation expenses | 20 | €2k |
| Tangible fixed assets | 22/27 | €6k |
| Financial fixed assets | 28 | €2k |
| Current assets | 29/58 | €207k |
| Stocks & contracts in progress | 3 | €182k |
| Amounts receivable within one year | 40/41 | €6k |
| Cash & bank | 54/58 | €19k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €217k |
| Equity | 10/15 | €37k |
| Contributions / capital | 10/11 | €10k |
| Reserves | 13 | €27k |
| Accumulated profits (losses) | 14 | €235 |
| Amounts payable | 17/49 | €180k |
| Amounts payable after one year | 17 | €139k |
| Amounts payable within one year | 42/48 | €39k |
| Trade debts payable within one year | 44 | €10k |
| Income statement | ||
| Gross operating margin | 9900 | €11k |
| Operating result | 9901 | €5k |
| Financial income | 75 | €614 |
| Financial charges | 65 | €3k |
| Result before taxes | 9903 | €3k |
| Income taxes | 67/77 | €528 |
| Net result for the period | 9904 | €2k |
| Result to be appropriated | 9905 | €2k |
You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan.
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Ratios computed by Checked.
Health barometer
FY 2022 · computed64
/ 100
Healthy
Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.
See plans →Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Structure & network
Locations & real estate
Establishment units
1 locationMDYmmo
since 20202.308.379.175
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area104 m²
Buildings1
Building footprint51 m²
Volume (LiDAR)564 m³
Tallest building11.7 m · ±4 fl.
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63049C0802/00B000 | Wallonia | 104 m² | 1 · 51 m² | 11.7 m · 4 fl. |
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Analysis
Snowflake analysis
financial profile on 5 axes62
/ 100
Strong profile, led by stability.
Health
64
Profitability
29
Solvency
45
Growth
78
Stability
94
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Credit advice
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Company registry (CBE)
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Primary activity highlighted.
Names & trade names
| Legal nameFR | MDYmmo |
Registered office
Rue de la Warche 22
4960 Malmedy, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.