MCXL
ActiveMCXL has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €80k and a net result of €20k. Equity is growing by ~8.7% per year across the filed fiscal years. Its solvency ranks better than 41% of 9417 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
77
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability83▼-10
Solvency69▼-17
Growth32▼-30
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 2.08 against 3.39 in 2024; short-term debt: 47.2% and cash: 75% of total assets), but 55.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
44.2%
Return on assets
11.4%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 26-01-2026, 5 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
5 d early
2024
38 d early
2023
1 d early
2022
39 d early
2021
31 d early
2020
39 d early
2019
9 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close19-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€159k▼ 14.8%
2021 · €186k
2019: €161k
2020: €101k
2021: €186k
2019 → 2022
EBIT margin
22.2%▲ 5.6pp
2021 · 16.7%
2019: 18.2%
2020: 7.3%
2021: 16.7%
2019 → 2022
Net result
€20k▼ 41.8%
2024 · €35k
2019: €21k
2020: €5k
2021: €21k
2022: €24k
2023: €18k
2024: €35k
2019 → 2025
Working capital
€92k▼ 27.4%
2024 · €127k
2019: €115k
2020: €53k
2021: €80k
2022: €92k
2023: €112k
2024: €127k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€186k-€159k▼ 14.8%
Equity€73k-€81k▲ 10.9%€96k▲ 19.0%€110k▲ 14.4%€80k▼ 27.6%
Operating result€31k-€35k▲ 13.7%€27k▼ 23.5%€50k▲ 83.3%€30k▼ 39.8%
Net result€21k-€24k▲ 13.5%€18k▼ 24.6%€35k▲ 93.3%€20k▼ 41.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 40% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €180k
Fixed assets
€3k▲ 289%
Current assets
€177k▼ 1.6%
Equity and liabilities €180k
Equity
€80k▼ 27.6%
Debt
€100k▲ 42.0%
The debt ratio rises from 39.2% to 55.8%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€31k▼
2024 · €50k
Cash flow
€21k▼
2024 · €36k
Solvency
44.2%▼
2024 · 60.8%
Current ratio
2.08▼
2024 · 3.39
Quick ratio
2.08▼
2024 · 3.39
Debt / equity
1.26▲
2024 · 0.64
ROE
25.8%▼
2024 · 32.1%
ROA
11.4%▼
2024 · 19.5%
Interest coverage
51.57▼
2024 · 169.25
Debt
€100k▲
2024 · €71k
Debt ≤ 1 year
€85k▲
2024 · €53k
Income taxes
€9k▼
2024 · €14k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€180k€180k▼
Formation expenses20€0€0=
Fixed assets21/28€788€3k▲
Tangible fixed assets22/27€768€3k▲
Furniture and vehicles24€768€3k▲
Financial fixed assets28€20€20=
Current assets29/58€180k€177k▼
Amounts receivable within one year40/41€86k€15k▼
Trade receivables40€86k€15k▼
Other amounts receivable41€23€3▼
Current investments50/53-€25k
Cash at bank and in hand54/58€91k€135k▲
Deferred charges and accrued income490/1€3k€2k▼
Equity and liabilities
Total equity and liabilities10/49€180k€180k▼
Equity10/15€110k€80k▼
Contributions10/11€6k€6k=
Reserves13€104k€73k▼
Distributable reserves133€104k€73k▼
Amounts payable17/49€71k€100k▲
Amounts payable within one year42/48€53k€85k▲
Trade debts44€320€3k▲
Suppliers440/4€320€3k▲
Taxes, remuneration and social security45€18k€18k▼
Taxes450/3€15k€14k▼
Remuneration and social security454/9€3k€3k=
Other amounts payable47/48€34k€64k▲
Accrued charges and deferred income492/3€18k€16k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€622€874▲
Other operating charges640/8€629€607▼
Gross operating margin9900€51k€31k▼
Operating profit (loss)9901€50k€30k▼
Financial income75/76B€64€78▲
Recurring financial income75€64€78▲
Financial charges65/66B€296€594▲
Recurring financial charges65€296€594▲
Profit (loss) for the period before taxes9903€49k€29k▼
Income taxes67/77€14k€9k▼
Profit (loss) for the period9904€35k€20k▼
Profit (loss) for the period to be appropriated9905€35k€20k▼
Appropriation of the result
Profit (loss) to be appropriated9906€35k€20k▼
Transfer from equity791/2€21k€51k▲
Transfer to equity691/2€34k€20k▼
To other reserves6921€34k€20k▼
Profit to be distributed694/7€21k€51k▲
Return on contributions (dividend)694€21k€51k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
24-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
30-06
Financial
Highest result since 2019net €35k ▲93.3%
Operating result €50k, net result €35k, both a record.
30-06
Financial
Equity above €100kEq €110k ▲14.4%
6 profitable years in a row build equity to €110k.
30-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
23-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
31-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
23-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
30-06
Financial
Weakest financial yearnet €5k ▼78%
Net result drops to €5k, the lowest in the series; recovery starts the following year.
22-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
24-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
24-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
31-01
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schaarbeek · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Alexandre Markelbachstraat 1521030 SchaarbeekGround area
224 m²
Building footprint
87 m²
Volume, LiDAR
1,136 m³
Parcel 21904B0516/00N000, Brussels · tallest building 16.9 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Alexandre Markelbachstraat 152, 1030 Schaarbeek
since 20102.192.071.425
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21904B0516/00N000 | Brussels | 224 m² | 1 · 87 m² | 16.9 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
984500014661TQ547414
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Of 11,553 companies in sector 71121 we hold annual accounts for 6,558. 5,166 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-09-2010
Fiscal year end30-06
Activities, NACEBEL
71121Engineering and related technical consultancy, excluding land surveyors
66210Risk and damage evaluation
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.