A CONTRE-JOUR
ActiveA CONTRE-JOUR has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €39k and a net result of €17k. Equity is shrinking by ~7.1% per year across the filed fiscal years. Its solvency ranks better than 23% of 9384 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100▲+100
Solvency17▲+8
Growth68▲+17
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity short (current ratio 0.49 against 0.31 in 2024), and 78.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
21.3%
Return on assets
9.5%
Age of the figures
11 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 9384 sector peers (2025).
NBB · sector comparisonPosition among 9384 sector peers
Solvency
better than 23%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 10-03-2026, 51 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
51 d early
2024
68 d early
2023
89 d early
2022
39 d early
2021
87 d early
2020
80 d early
2019
87 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€108k▲ 17.8%
2022 · €92k
2018: €51k
2019: €72k
2020: €66k
2021: €79k
2022: €92k
2018 → 2023
EBIT margin
-3.3%▲ 11.7pp
2022 · -15.0%
2018: -22.9%
2019: 12.0%
2020: 0.2%
2021: 5.3%
2022: -15.0%
2018 → 2023
Net result
€17k
2024 · €-23k
2018: €-12k
2019: €6k
2020: €2k
2021: €2k
2022: €-14k
2023: €-5k
2024: €-23k
2018 → 2025
Working capital
€-40k▲ 20.1%
2024 · €-50k
2018: €53k
2019: €59k
2020: €61k
2021: €59k
2022: €41k
2023: €9k
2024: €-50k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€79k-€92k▲ 15.9%€108k▲ 17.8%
Equity€64k-€50k▼ 22.3%€44k▼ 10.7%€22k▼ 50.9%€39k▲ 79.7%
Operating result€4k-€-14k€-4k▲ 74.2%€-20k▼ 460%€20k
Net result€2k-€-14k€-5k▲ 62.9%€-23k▼ 326%€17k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €20k after a loss of €20k in 2024, the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €183k
Fixed assets
€145k▲ 1.4%
Current assets
€38k▲ 68.4%
Equity and liabilities €183k
Equity
€39k▲ 79.7%
Debt
€144k▲ 0.2%
The debt ratio falls from 86.9% to 78.7%: equity grows faster than debt.
Key figures and ratios
EBITDA
€32k▲
2024 · €-12k
Cash flow
€29k▲
2024 · €-14k
Solvency
21.3%▲
2024 · 13.1%
Current ratio
0.49▲
2024 · 0.31
Quick ratio
0.49▲
2024 · 0.31
Debt / equity
3.68▼
2024 · 6.61
ROE
44.4%▲
2024 · -103.7%
ROA
9.5%▲
2024 · -13.6%
Interest coverage
11.97▲
2024 · -4.43
Debt
€144k▲
2024 · €144k
Debt ≤ 1 year
€78k▲
2024 · €73k
Debt > 1 year
€66k▼
2024 · €71k
Income taxes
€32▼
2024 · €186
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€165k€183k▲
Fixed assets21/28€143k€145k▲
Intangible fixed assets21€6k€6k▲
Tangible fixed assets22/27€137k€139k▲
Land and buildings22€137k€138k▲
Furniture and vehicles24€499€1k▲
Current assets29/58€23k€38k▲
Amounts receivable within one year40/41€17k€17k▲
Trade receivables40€16k€17k▲
Other amounts receivable41€1k€662▼
Cash at bank and in hand54/58€5k€20k▲
Deferred charges and accrued income490/1-€690
Equity and liabilities
Total equity and liabilities10/49€165k€183k▲
Equity10/15€22k€39k▲
Contributions10/11€6k€6k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€14k€31k▲
Amounts payable17/49€144k€144k▲
Amounts payable after more than one year17€71k€66k▼
Financial debts170/4€71k€66k▼
Amounts payable within one year42/48€73k€78k▲
Current portion of amounts payable after more than one year42€6k€5k▼
Trade debts44€2k€4k▲
Suppliers440/4€2k€4k▲
Taxes, remuneration and social security45€3k€10k▲
Remuneration and social security454/9€3k€10k▲
Other amounts payable47/48€62k€59k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€12k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€8k€-9k▼
Other operating charges640/8€936€9k▲
Gross operating margin9900€-3k€32k▲
Operating profit (loss)9901€-20k€20k▲
Financial income75/76B€119€4▼
Recurring financial income75€119€4▼
Financial charges65/66B€3k€3k▲
Recurring financial charges65€3k€3k▲
Profit (loss) for the period before taxes9903€-22k€17k▲
Income taxes67/77€186€32▼
Profit (loss) for the period9904€-23k€17k▲
Profit (loss) for the period to be appropriated9905€-23k€17k▲
Appropriation of the result
Profit (loss) to be appropriated9906€14k€31k▲
Profit (loss) brought forward from the previous period14P€36k€14k▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Back to profitnet €17k
Net result €17k after 3 loss-making years.
21-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Weakest financial yearnet €-23k
Net result drops to €-23k, the lowest in the series; recovery starts the following year.
01-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
22-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
02-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
09-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
03-02
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-09
Financial
Back to profitnet €6k
Net result €6k after one loss-making year.
28-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
29-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
27-01
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ukkel · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Geleytsbeekstraat 371180 UkkelGround area
341 m²
Building footprint
181 m²
Volume, LiDAR
1,039 m³
2 parcels, Brussels · tallest building 12.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
A Contre-Jour
since 20072.162.790.786
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21614E0234/00R012 | Brussels | 219 m² | 1 · 58 m² | 5.3 m · 1 fl. |
| 21652E0667/00C003 | Brussels | 122 m² | 1 · 122 m² | 12.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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PEB-EXPERT
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MEIVO
BE 0688.657.438
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BE 1025.958.508
Mont-de-l'Enclus · Eq €39k
SNELLIUM
BE 0778.927.618
Ottignies-Louvain-la-Neuve · Eq €39k
Of 11,508 companies in sector 71121 we hold annual accounts for 6,527. 4,675 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded08-05-2007
Fiscal year end30-09
Activities, NACEBEL
71121Engineering and related technical consultancy, excluding land surveyors
71111Activities of building architects
71112Activities of interior architects
71113Urban planning and landscape architecture
85402Education
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.