A M Technics
ActiveA M Technics has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €185k and a net result of €10k. Equity is growing by ~6.9% per year across the filed fiscal years. Its solvency ranks better than 89% of 9460 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
92
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability75▼-11
Solvency100=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €17k at 30 days acceptable
Liquidity ample (current ratio 7.74 against 7.06 in 2024; short-term debt: 10.9% and cash: 42.4% of total assets), and 10.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
89.1%
Return on assets
4.8%
Age of the figures
12 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 08-12-2025, 143 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
143 d early
2024
37 d early
2023
17 d late
2022
3 d early
2021
31 d early
2020
31 d early
2019
31 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€185k▼ 5.5%
2024 · €196k
2018: €127k
2019: €129k
2020: €112k
2021: €108k
2022: €146k
2023: €165k
2024: €196k
2018 → 2025
Total assets
€208k▼ 5.4%
2024 · €219k
2018: €207k
2019: €216k
2020: €181k
2021: €187k
2022: €260k
2023: €216k
2024: €219k
2018 → 2025
Net result
€10k▼ 68.0%
2024 · €31k
2018: €23k
2019: €3k
2020: €8k
2021: €25k
2022: €54k
2023: €42k
2024: €31k
2018 → 2025
Working capital
€153k▲ 6.0%
2024 · €145k
2018: €117k
2019: €122k
2020: €105k
2021: €102k
2022: €62k
2023: €98k
2024: €145k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€108k-€146k▲ 35.4%€165k▲ 13.0%€196k▲ 18.8%€185k▼ 5.5%
Operating result€32k-€74k▲ 130%€57k▼ 23.0%€37k▼ 35.5%€12k▼ 67.6%
Net result€25k-€54k▲ 121%€42k▼ 22.2%€31k▼ 27.0%€10k▼ 68.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 68% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €208k
Fixed assets
€32k▼ 37.8%
Current assets
€176k▲ 4.5%
Equity and liabilities €208k
Equity
€185k▼ 5.5%
Debt
€23k▼ 4.6%
The debt ratio rises from 10.9% to 10.9%. Equity and debt are lower.
Key figures and ratios
EBITDA
€31k▼
2024 · €56k
Cash flow
€29k▼
2024 · €50k
Solvency
89.1%▼
2024 · 89.1%
Current ratio
7.74▲
2024 · 7.06
Quick ratio
7.74▲
2024 · 7.06
Debt / equity
0.12▲
2024 · 0.12
ROE
5.3%▼
2024 · 15.8%
ROA
4.8%▼
2024 · 14.1%
Interest coverage
137.94▼
2024 · 214.42
Debt
€23k▼
2024 · €24k
Debt ≤ 1 year
€23k▼
2024 · €24k
Income taxes
€5k▼
2024 · €13k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€219k€208k▼
Fixed assets21/28€51k€32k▼
Tangible fixed assets22/27€51k€32k▼
Plant, machinery and equipment23€3k€2k▼
Furniture and vehicles24€48k€30k▼
Financial fixed assets28€90€0▼
Current assets29/58€168k€176k▲
Amounts receivable after more than one year29€62k€38k▼
Other amounts receivable291€62k€38k▼
Amounts receivable within one year40/41€31k€49k▲
Trade receivables40€29k€48k▲
Other amounts receivable41€2k€353▼
Current investments50/53€0-
Cash at bank and in hand54/58€74k€88k▲
Deferred charges and accrued income490/1€1k€635▼
Equity and liabilities
Total equity and liabilities10/49€219k€208k▼
Equity10/15€196k€185k▼
Contributions10/11€12k€12k=
Reserves13€183k€173k▼
Tax-exempt reserves132€347€347=
Distributable reserves133€183k€172k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€24k€23k▼
Amounts payable within one year42/48€24k€23k▼
Trade debts44€174€188▲
Suppliers440/4€174€188▲
Taxes, remuneration and social security45€8k€15k▲
Taxes450/3€8k€15k▲
Other amounts payable47/48€16k€8k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€19k€19k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€-3k€0▲
Other operating charges640/8€4k€563▼
Gross operating margin9900€57k€32k▼
Operating profit (loss)9901€37k€12k▼
Financial income75/76B€7k€3k▼
Recurring financial income75€7k€3k▼
Financial charges65/66B€260€226▼
Recurring financial charges65€260€226▼
Profit (loss) for the period before taxes9903€44k€15k▼
Income taxes67/77€13k€5k▼
Profit (loss) for the period9904€31k€10k▼
Profit (loss) for the period to be appropriated9905€31k€10k▼
Appropriation of the result
Profit (loss) to be appropriated9906€31k€10k▼
Transfer from equity791/2€0€21k▲
Transfer to equity691/2€31k€10k▼
To other reserves6921€31k€10k▼
Profit to be distributed694/7€0€21k▲
Return on contributions (dividend)694€0€21k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
08-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
24-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Liquidity doublescurrent ratio 7.06
Current ratio from 2.92 to 7.06; short-term debt falls from €51k to €24k.
17-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 17 days late
2023
30-09
Financial
Equity above €150kEq €165k ▲13%
6 profitable years in a row build equity to €165k.
27-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Highest result since 2018net €54k ▲121%
Operating result €74k, net result €54k, both a record.
30-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-09
Financial
Weakest financial yearnet €3k ▼88.6%
Net result drops to €3k, the lowest in the series; recovery starts the following year.
28-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kortrijk · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ooievaarsnest(Bel) 28510 KortrijkGround area
3,001 m²
Building footprint
273 m²
Volume, LiDAR
1,319 m³
2 parcels, Flanders · tallest building 6.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
A M Technics
since 20102.186.800.167
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34005A0084/00C000 | Flanders | 1,971 m² | 1 · 121 m² | 6.9 m · 2 fl. |
| 34005A0141/00D000 | Flanders | 1,031 m² | 1 · 151 m² | 6.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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VDB ENGINEERING GROUP
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Of 11,554 companies in sector 71121 we hold annual accounts for 6,563. 5,186 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-03-2010
Fiscal year end30-09
Activities, NACEBEL
71121Engineering and related technical consultancy, excluding land surveyors
43211General electrical installation work
74909Other professional, scientific and technical activities
74999Other professional, scientific and technical activities
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.