MCA DESIGN CONSTRUCT

Active

Private limited companyfounded 20233 yrs activeKapelberg 50, 3001 Leuven, BelgiumKBO/BCE: BE 0798.184.393

The computed 12-month bankruptcy probability of MCA DESIGN CONSTRUCT is 2.6% (moderate). The 2025 annual accounts show equity of €5k and a net result of €2k. Its solvency ranks better than 29% of 7311 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2025

60 / 100

Healthy= vs 2024

The score combines four axes. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability100=

Solvency39▲+23

Growth52

Stability94

Bankruptcy probability, 12 months

2.6% Moderate

0%0.5%1.5%4%10%≥ 25%

Credit up to €500 at 30 days acceptable

Liquidity tight (current ratio 1.3 against 1.06 in 2024), and 77.1% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 41

Relative position

BE, all sectors

reference

Sector 41

higher

← fewer bankruptcies more bankruptcies →

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

22.9%

Return on assets

7.6%

Age of the figures

14 mo

Latest accounts filed on time

The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 31-01-2026, 0 days ahead of the deadline.

NBB · 2 filings

Deviation from the deadline

2025

on the day

2024

on the day

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

30-06-2026 close13-09-2026 today31-01-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Turnover

Not included in this filing

EBIT margin

Not included in this filing

Net result

€2k▼ 30.5%

2024 · €2k

2024: €2k

2024 → 2025

Working capital

€5k▲ 49.6%

2024 · €3k

2024: €3k

2024 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20242025Trend

Equity€3k-€5k▲ 49.6%

Operating result€3k-€2k▼ 23.8%

Net result€2k-€2k▼ 30.5%

Result per fiscal year

Operating resultNet result

The operating result falls in 2025; 2025 is 24% below 2024.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Equity and liabilities €23k

22.9%

77.1%

Equity €5k▲ 49.6%

Debt €18k▼ 68.7%

The debt ratio falls from 94.2% to 77.1%: equity grows while debt is paid down.

Key figures and ratios

2025 value · change against 2024

Solvency

22.9%▲

2024 · 5.8%

Current ratio

1.30▲

2024 · 1.06

Quick ratio

1.30▲

2024 · 1.06

Debt / equity

3.37▼

2024 · 16.11

ROE

33.1%▼

2024 · 71.3%

ROA

7.6%▲

2024 · 4.2%

Debt

€18k▼

2024 · €56k

Debt ≤ 1 year

€18k▼

2024 · €56k

Staff costs

€648▼

2024 · €2k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€60k€23k▼

Current assets29/58€60k€23k▼

Amounts receivable within one year40/41€48k€15k▼

Trade receivables40€47k€12k▼

Other amounts receivable41€1k€2k▲

Cash at bank and in hand54/58€12k€8k▼

Equity and liabilities

Total equity and liabilities10/49€60k€23k▼

Equity10/15€3k€5k▲

Contributions10/11€1k€1k=

Profit (loss) carried forward14€2k€4k▲

Amounts payable17/49€56k€18k▼

Amounts payable within one year42/48€56k€18k▼

Trade debts44€48k€13k▼

Suppliers440/4€48k€13k▼

Taxes, remuneration and social security45€8k€2k▼

Taxes450/3€3k€791▼

Remuneration and social security454/9€6k€2k▼

Other amounts payable47/48-€2k

Income statement Code20242025

Goods, raw materials, services and sundry goods60/61€203k€161k▼

Remuneration, social security and pensions62€2k€648▼

Other operating charges640/8€8k€565▼

Gross operating margin9900€12k€3k▼

Operating profit (loss)9901€3k€2k▼

Financial charges65/66B€13€176▲

Recurring financial charges65€13€176▲

Profit (loss) for the period before taxes9903€2k€2k▼

Profit (loss) for the period9904€2k€2k▼

Profit (loss) for the period to be appropriated9905€2k€2k▼

Appropriation of the result

Profit (loss) to be appropriated9906€2k€4k▲

Profit (loss) brought forward from the previous period14P-€2k

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 2Filings 2

Next filing, fiscal year 2026, expected by 31-01-2027

2026

31-01

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

2025

31-01

NBB filing Annual accounts filed

fiscal year 2024 · full schema

NBB filing

Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Leuven · 1 establishment unit since 2023

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Kapelberg 503001 Leuven

Ground area

271 m²

Building footprint

71 m²

Volume, LiDAR

368 m³

Parcel 24040C0091/00W013, Flanders · tallest building 6.3 m, ±2 floors. Linked by address, not a title deed.

1 establishment unit

MCA DESIGN CONSTRUCT

Kapelberg 50, 3001 LeuvenDemolition

since 20232.344.432.293

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
24040C0091/00W013	Flanders	271 m²	1 · 71 m²	6.3 m · 2 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 29,531 companies in sector 41001 we hold annual accounts for 15,864. 6,544 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded07-02-2023

Fiscal year end30-06

Activities, NACEBEL

41001General construction of residential buildings

43110Demolition

43120Site preparation

43331Floor and wall tiling

43341Painting of buildings

Sources

Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers

Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.