Turnover
≈ €120,000 estimated
The micro format states no turnover.
MC Web
Lifetime
3 annual accounts with figures on one time axispeak €44,200 (2025)
€44,200▲ 13.4%
lowest -€1,851 (2023)
€34,017▲ 13.2%
peak €64,203 (2025)
€64,203▲ 113%
€18,359▲ 30.4%
Board1 name since 2023
1 directorCLAES Myrthe Lif Armand
Documentsfilings and deeds
15-07-202616 days before the deadline
2025micro format
Gross margin from €38,965 to €44,200Equity from €30,186 to €64,203Debts from €14,078 to €18,359Cash from €36,699 to €74,716
Key points
from the 2025 annual accountsLiquidity
4.43 was 2.98 in 2024
Short-term debts rose from €14,078 to €18,359.
Starting capital
€2,000 100 shares
Checked score
99
Excellent
Financially stronger than 88% of micro companies in advertising and market research (NACE 73)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 11,228 companies (NACE 73, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
01-2025: 0.4%
02-2025: 0.4%● unchanged vs 01-2025
03-2025: 0.4%● unchanged vs 02-2025
04-2025: 0.4%● unchanged vs 03-2025
05-2025: 0.4%● unchanged vs 04-2025
06-2025: 0.4%● unchanged vs 05-2025
07-2025: 0.4%● unchanged vs 06-2025highest value
08-2025: 0.1%▼ -0.3 percentage points vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026
08-2026: 0.1%● unchanged vs 07-2026lowest value
09-2026: 0.1%● unchanged vs 08-2026lowest value
10-2026: 0.1%● unchanged vs 09-2026lowest value
11-2026: 0.1%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
raises risk
Founded in 2023
lowers risk
Liquidity: current ratio 4.43, cash €74,716
Sector: Advertising, market research and public relations activities (NACE 73)
Equity €64,203 (77.8% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 73, micro). It does better than 87% of them on solvency, 86% on liquidity, 88% on profitability and 92% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 39,278 companies had the same profile as MC Web has now. Each dot stands for 99 companies, two years later.
95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of MC Web itself is lower: 0.1% within 12 months. It rests on far more data about MC Web than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for MC Web. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €6,000 on 30-day terms, only on tighter conditions: young company (under 3 years) without a track record
Liquidity is ample, with a current ratio of 4.43 (2.98 in 2024), above the usual 1.5. Short-term debt is 22.2% and cash 90.5% of total assets. 22.2% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-07-2026, 16 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
16 days early
2024
18 days early
2023
6 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 3 accounts on average 13 days before the deadline. In the sector (NACE 73), the median for financial year 2024 was 6 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 15 July (3 of the last 3 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1003333554
Incorporation
Founding capital of €2,000, 100 shares · Founder: CLAES Myrthe Lif Armand · Appointment: CLAES Myrthe Lif Armand (director) · published on 15-12-2023 · Gazette deed
First establishment
Zuid-Australiëlaan 39, Lier
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| MC Web Lier | €82,562 | €44,200 | 77.8% | - |
| BEAR DIGITAL Balen | €86,597 | €37,731 | 88.1% | - |
| Jazzy Antwerp | €87,745 | €40,443 | 86.7% | - |
| WWM Bornem | €73,186 | €34,430 | 76.8% | - |
| OG Consult Mortsel | €66,974 | €38,154 | 73.3% | - |
| PROJETXION Wavre | €73,031 | €39,858 | 61.8% | - |
| MarCoom Aarschot | €96,006 | €45,390 | 64.4% | - |
These companies have the same main activity as MC Web: advertising agencies (NACE 73110). They are comparable in size and age: total assets between €67,000 and €96,000, founded between 2023 and 2024.
Official details
Source: KBO- Status
- Active since 13-12-2023Normal situation
- Activity
- Advertising agenciesNACE 73110and 2 others
- Establishment unit
- 2.353.037.9752500 Lier, since 13-12-2023
- Financial year end
- 31 December
- Peppol
- Reachable since 17-11-2025
Annual accounts 2025
- €82,562▲ 86.5%
- Filing
- Filed on 15-07-2026, 16 days before the end of the filing period
Insights on MC Web
MC Web files the micro format. That format states no turnover. The gross margin rose from -€1,530 in 2023 to €44,200 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about MC Web
- What is the company number of MC Web?
- The company number of MC Web is 1003.333.554. The VAT number is the same number with BE in front: BE 1003.333.554.
- Where is MC Web based?
- The registered office is at Zuid-Australiëlaan 39, 2500 Lier.Company details
- What does MC Web do?
- According to the KBO register, the main activity is advertising agencies (NACE 73110).
- What is the legal form of MC Web?
- MC Web is a private limited company (BV).
- When was MC Web founded?
- MC Web was founded on 13-12-2023.
- Is MC Web still active?
- Yes, MC Web is an active enterprise in the KBO register.
- What is the turnover of MC Web?
- The turnover in financial year 2025 is ≈ €120,000. This figure is estimated from the gross margin of €44,200 and 45 comparable companies (NACE 73). It probably lies between €82,000 and €160,000.Financials
- Is MC Web profitable?
- In financial year 2025, MC Web made a profit of €34,017.
- Where can I find the annual accounts of MC Web?
- MC Web filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of MC Web due?
- MC Web must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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