MC Hobby
ActiveMC Hobby has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €74k and a net result of €-23k. Equity remains stable across the filed fiscal years (±1.6% per year). Its solvency ranks better than 25% of 20785 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability0▼-66
Solvency63▼-8
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days only on tighter terms
Liquidity tight (current ratio 1.48 against 1.57 in 2023), and 66.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
33.5%
Return on assets
-10.6%
Age of the figures
20 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-09-2025, 60 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
60 d late
2023
145 d late
2022
373 d late
2021
215 d late
2020
217 d late
2019
114 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€74k▼ 24.0%
2023 · €98k
2018: €73k
2019: €68k
2020: €69k
2021: €73k
2022: €72k
2023: €98k
2018 → 2024
Total assets
€221k▼ 15.2%
2023 · €261k
2018: €109k
2019: €122k
2020: €145k
2021: €151k
2022: €233k
2023: €261k
2018 → 2024
Net result
€-23k
2023 · €13k
2018: €-2k
2019: €-4k
2020: €568
2021: €4k
2022: €-663
2023: €13k
2018 → 2024
Working capital
€71k▼ 23.4%
2023 · €93k
2018: €72k
2019: €68k
2020: €60k
2021: €64k
2022: €66k
2023: €93k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€69k-€73k▲ 5.9%€72k▼ 0.9%€98k▲ 35.0%€74k▼ 24.0%
Operating result€12k-€19k▲ 54.5%€18k▼ 3.8%€34k▲ 85.3%€-15k
Net result€568-€4k▲ 613%€-663€13k€-23k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €15k after €34k in 2023, the lowest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €221k
Fixed assets
€3k▼ 34.8%
Current assets
€218k▼ 14.8%
Equity and liabilities €221k
Equity
€74k▼ 24.0%
Debt
€147k▼ 9.9%
The debt ratio rises from 62.6% to 66.5%: equity shrinks faster than debt is paid down.
Key figures and ratios
EBITDA
€-14k▼
2023 · €35k
Cash flow
€-22k▼
2023 · €15k
Solvency
33.5%▼
2023 · 37.4%
Current ratio
1.48▼
2023 · 1.57
Quick ratio
0.14▼
2023 · 0.37
Debt / equity
1.98▲
2023 · 1.67
ROE
-31.6%▼
2023 · 13.2%
ROA
-10.6%▼
2023 · 4.9%
Interest coverage
-1.65▼
2023 · 1.73
Debt
€147k▼
2023 · €163k
Debt ≤ 1 year
€147k▼
2023 · €163k
Income taxes
€-69▼
2023 · €9k
Staff costs
€65k▲
2023 · €58k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€261k€221k▼
Fixed assets21/28€5k€3k▼
Intangible fixed assets21€4k€3k▼
Tangible fixed assets22/27€1k-
Plant, machinery and equipment23€1k-
Financial fixed assets28€250€250=
Current assets29/58€256k€218k▼
Stocks and contracts in progress3€196k€198k▲
Stocks30/36€196k€198k▲
Amounts receivable within one year40/41€36k€14k▼
Trade receivables40€15k€3k▼
Other amounts receivable41€21k€11k▼
Current investments50/53€15k€0▼
Cash at bank and in hand54/58€9k€6k▼
Deferred charges and accrued income490/1€13€7▼
Equity and liabilities
Total equity and liabilities10/49€261k€221k▼
Equity10/15€98k€74k▼
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€77k€54k▼
Amounts payable17/49€163k€147k▼
Amounts payable within one year42/48€163k€147k▼
Current portion of amounts payable after more than one year42€7k-
Trade debts44€75k€73k▼
Suppliers440/4€75k€73k▼
Taxes, remuneration and social security45€34k€19k▼
Taxes450/3€25k€10k▼
Remuneration and social security454/9€8k€9k▲
Other amounts payable47/48€48k€55k▲
Income statement
Code20232024
Remuneration, social security and pensions62€58k€65k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k=
Other operating charges640/8€5k€1k▼
Gross operating margin9900€99k€53k▼
Operating profit (loss)9901€34k€-15k▼
Financial income75/76B€9k€283▼
Recurring financial income75€8k€283▼
Non-recurring financial income76B€915-
Financial charges65/66B€20k€8k▼
Recurring financial charges65€20k€8k▼
Profit (loss) for the period before taxes9903€22k€-24k▼
Income taxes67/77€9k€-69▼
Profit (loss) for the period9904€13k€-23k▼
Profit (loss) for the period to be appropriated9905€13k€-23k▼
Appropriation of the result
Profit (loss) to be appropriated9906€77k€54k▼
Profit (loss) brought forward from the previous period14P€64k€77k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
29-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 60 days late
2024
31-12
Financial
Weakest financial yearnet €-23k ▼282%
Net result drops to €-23k, the lowest in the series.
23-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 145 days late
07-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 373 days late
2023
31-12
Financial
Back to profitnet €13k
Net result €13k after one loss-making year.
03-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 215 days late
2022
05-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 217 days late
2020
31-12
Financial
Back to profitnet €568
Net result €568 after 2 loss-making years.
22-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 114 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
16-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 16 days late
2017
30-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
2016
18-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 18 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Waterloo · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Clos de la Giberne 31410 WaterlooGround area
714 m²
Building footprint
145 m²
Volume, LiDAR
689 m³
Parcel 25764Q0032/00Z000, Wallonia · tallest building 7.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Clos de la Giberne 3, 1410 Waterloo
since 20132.221.950.096
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25764Q0032/00Z000 | Wallonia | 714 m² | 1 · 145 m² | 7.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteWaterloo2.221.950.096
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Of 12,958 companies in sector 47120 we hold annual accounts for 2,176. 1,529 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded12-09-2013
Fiscal year end31-12
Activities, NACEBEL
47120Other non-specialised retail sale
47910Retail trade
62010Computer programming, consultancy and related activities
62100Computer programming
47620Retail trade
47621Retail sale of newspapers and periodicals
62020IT consultancy
62200Computer consultancy and computer facilities management
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
93299Other amusement and recreation activities
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.