GREMAR GROUP
ActiveGREMAR GROUP has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €74k and a net result of €73k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 90% of 26051 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2024
100
/ 100
Excellent▲ +49 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency100▲+92
Growth78▲+20
Stability100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 5.73 against 0.78 in 2023), and 16.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-07-2025, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
on the day
2023
42 d late
2022
31 d late
2021
31 d late
2020
12 d late
2019
53 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€74k▲ 8,027%
2023 · €912
2018: €13k
2019: €652
2020: €-14k
2021: €-12k
2022: €-11k
2023: €912
2018 → 2024
Total assets
€89k▲ 201%
2023 · €30k
2018: €25k
2019: €13k
2020: €40k
2021: €33k
2022: €31k
2023: €30k
2018 → 2024
Net result
€73k▲ 509%
2023 · €12k
2018: €-2k
2019: €-12k
2020: €-15k
2021: €2k
2022: €731
2023: €12k
2018 → 2024
Working capital
€71k
2023 · €-5k
2018: €2k
2019: €-8k
2020: €-29k
2021: €-25k
2022: €-21k
2023: €-5k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€-14k-€-12k▲ 17.3%€-11k▲ 6.2%€912€74k▲ 8,027%
Operating result€-15k-€3k€1k▼ 59.2%€12k▲ 838%€73k▲ 488%
Net result€-15k-€2k€731▼ 70.6%€12k▲ 1,546%€73k▲ 509%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 488% above 2023 and is the highest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €89k
Fixed assets
€3k▼ 74.4%
Current assets
€86k▲ 368%
Equity and liabilities €89k
Equity
€74k▲ 8,027%
Debt
€15k▼ 47.5%
The debt ratio falls from 96.9% to 16.9%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€82k▲
2023 · €22k
Cash flow
€82k▲
2023 · €22k
Solvency
83.1%▲
2023 · 3.1%
Current ratio
5.73▲
2023 · 0.78
Quick ratio
3.14▲
2023 · 0.32
Debt / equity
0.20
ROE
98.8%
ROA
82.1%▲
2023 · 40.6%
Interest coverage
1777.24▲
2023 · 51.91
Debt
€15k▼
2023 · €29k
Debt ≤ 1 year
€15k▼
2023 · €24k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€30k€89k▲
Fixed assets21/28€11k€3k▼
Intangible fixed assets21€2k€0▼
Tangible fixed assets22/27€9k€3k▼
Land and buildings22€9k€3k▼
Current assets29/58€18k€86k▲
Stocks and contracts in progress3€11k€39k▲
Stocks30/36€11k€39k▲
Amounts receivable within one year40/41€7k€47k▲
Trade receivables40€7k€16k▲
Other amounts receivable41-€32k
Cash at bank and in hand54/58€237-
Equity and liabilities
Total equity and liabilities10/49€30k€89k▲
Equity10/15€912€74k▲
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€-20k€54k▲
Amounts payable17/49€29k€15k▼
Amounts payable after more than one year17€5k-
Financial debts170/4€5k-
Amounts payable within one year42/48€24k€15k▼
Current portion of amounts payable after more than one year42€6k€5k▼
Financial debts43-€431
Credit institutions430/8-€431
Trade debts44€613€7k▲
Suppliers440/4€613€7k▲
Taxes, remuneration and social security45€2k€2k▲
Taxes450/3€2k€2k▲
Other amounts payable47/48€16k-
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€8k▼
Other operating charges640/8€829€928▲
Gross operating margin9900€23k€83k▲
Operating profit (loss)9901€12k€73k▲
Financial charges65/66B€425€46▼
Recurring financial charges65€425€46▼
Profit (loss) for the period before taxes9903€12k€73k▲
Profit (loss) for the period9904€12k€73k▲
Profit (loss) for the period to be appropriated9905€12k€73k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-20k€54k▲
Profit (loss) brought forward from the previous period14P€-32k€-20k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €73k ▲509%
Operating result €73k, net result €73k, both a record.
31-12
Financial
Liquidity times 7current ratio 5.73
Current ratio from 0.78 to 5.73; short-term debt falls from €24k to €15k.
11-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 42 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Back to profitnet €2k
Net result €2k after 3 loss-making years.
12-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 12 days late
2020
31-12
Financial
Weakest financial yearnet €-15k
Net result drops to €-15k, the lowest in the series; recovery starts the following year.
22-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 53 days late
2019
06-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 37 days late
25-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 298 days late
25-05
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 663 days late
25-05
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 1028 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ath · 1 establishment unit since 1999
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chemin des Bigaudes(Mai) 347812 AthGround area
1,507 m²
Building footprint
175 m²
Parcel 51041A0535/00L002, Wallonia. Linked by address, not a title deed.
1 establishment unit
GREMAR GROUP
since 19992.092.723.134
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 51041A0535/00L002 | Wallonia | 1,507 m² | 1 · 175 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 12,958 companies in sector 47120 we hold annual accounts for 2,176. 1,529 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-04-1999
Fiscal year end31-12
Activities, NACEBEL
47120Other non-specialised retail sale
47890Retail trade
47789Other retail sale of new goods
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.